Checked.be · Company dossierhttps://checked.be/en/c/a-f-elec-0849379114 · as of 31-10-2026
A & F ELEC
Active
Private limited company · founded 2012 · active for 14 yearsJuliette Wytsmanstraat 44/004, 1050 Elsene, BelgiumKBO/BCE: BE 0849.379.114
The file of A & F ELEC contains 2 judicial reorganisation notices, as published in the Belgian Official Gazette.
Summary
During the judicial reorganisation Checked does not compute a bankruptcy probability from the figures: of the Belgian companies that opened one in 2023 and 2024, about one in four went bankrupt within twelve months. The 2025 annual accounts show equity of €214,689 and a net result of €25,134. Equity is growing by about 20% per year across the filed financial years. Its solvency ranks better than 80% of 17,107 sector peers (NACE 68, financial year 2025).
2025 accounts filed 61 days late1 of 3 deeds summarised
Signalsraises riskReorganisation failed2025 accounts filed 61 days lateShow the evidence
Checked score
Score 2025
Checked score
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. There is no bankruptcy probability for this company, so the score rests on the figures alone.
24/ 100
Critical
Without a bankruptcy probability: score from the figures alone
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. Without a bankruptcy probability, this company's Checked score rests on these figures.
Strong
Solvency97-3
equity 71.5% of total assets
Liquidity77+32
short-term debt 28.5%
Profitability58+9
return on assets 8.4%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
Judicial reorganisation
About 1 in 4 comparable companies went bankrupt within the year
A judicial reorganisation is open: we then compute no probability from the figures. Measured over every Belgian company in an open or failed reorganisation: 25% to 26% bankrupt within twelve months (2024 and 2025).
No credit on open account during an ongoing judicial reorganisation
Liquidity ample (current ratio 3.51, compared with 5.26 in 2024, above the usual 1.5; short-term debt: 28.5% of total assets), and 28.5% of the assets are financed with debt and provisions.
Signals
Two signals.
raises risk
raises risk · Reorganisation failed
The court refused to approve the reorganisation plan on 07-08-2026 (Belgian Official Gazette 08-09-2026). Of companies whose reorganisation failed in the past year, about 1 in 3 goes bankrupt within twelve months.
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 122 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 October (4 of the last 5 filed years within 30 days of that day).