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A & F ELEC

Active
Private limited companyfounded 2012active for 14 yearsJuliette Wytsmanstraat 44/004, 1050 Elsene, BelgiumKBO/BCE: BE 0849.379.114

The file of A & F ELEC contains 2 judicial reorganisation notices, as published in the Belgian Official Gazette.

Summary

During the judicial reorganisation Checked does not compute a bankruptcy probability from the figures. Of the Belgian companies that opened one in 2023 and 2024, about one in four went bankrupt within twelve months. The 2025 annual accounts show equity of €214,689 and a net result of €25,134. Equity has been growing by about 20% per year since 2018. Its solvency ranks better than 80% of 17,145 sector peers (NACE 68, financial year 2025).

Risk analysisFollow ReportCompare
A & F ELECActiveChecked score 24/100
Risk analysis ReportCompare

Overview

Official details

Source: KBO
Status
Active since 08-10-2012 Normal situation
Activity
Development of residential building projects NACE 68121and 5 others
Establishment unit
2.232.327.514 1050 Elsene, since 01-12-2012
Financial year end
31 December
Peppol
Reachable since 13-01-2026
Company details

Board and ownership

Board
Board & ownership

Financial position

24 Critical Checked score 2025
Reorganisation running: about 1 in 4 bankrupt within the year
Annual accounts 2025
Gross margin
€55,557
▲ 20.2%
Turnover
≈ €140,000
estimated
Profit
€25,134
▲ 134%
Equity
€214,689
▲ 13.3%
Total assets
€300,184
▲ 28.3%
Staff
≈ 0.5 FTE
estimated
  • 2025 accounts filed 61 days after the deadline
Financials
Signalsraises riskReorganisation failed2025 accounts filed 61 days lateShow the evidence

Checked score

Score 2025
24 / 100
Critical
Without a bankruptcy probability, the score rests on the figures alone.
An ongoing judicial reorganisation from the Belgian Official Gazette caps the score at 24. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Strong
Solvency 97-3
equity 71.5% of total assets
Liquidity 77+32
short-term debt 28.5%
Profitability 58+9
return on assets 8.4%
Bankruptcy probability within 12 months

Judicial reorganisation

About 1 in 4 comparable companies went bankrupt within the year

A judicial reorganisation is open. There is then no bankruptcy probability from the figures. Of every Belgian company in an open or failed reorganisation, 25% to 26% went bankrupt within twelve months (measured in 2024 and 2025).

No credit on open account during an ongoing judicial reorganisation
Liquidity is ample, with a current ratio of 3.51 (5.26 in 2024), above the usual 1.5. Short-term debt is 28.5% of total assets. 28.5% of the assets are financed with debt and provisions.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Two signals.
raises risk
raises risk · Reorganisation failed
The court refused to approve the reorganisation plan on 07-08-2026 (Belgian Official Gazette 08-09-2026). Of companies whose reorganisation failed in the past year, about 1 in 3 goes bankrupt within twelve months.
Belgian Official Gazette
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
82 days late
2023
411 days late
2022
71 days late
2021
54 days late
2020
84 days late
2019
92 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 122 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 October (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 80% of companies in real estatesector median 29.0% · 17,145 companies 71.5% View
  • Positive: 6 profitable years in a rowprofit 2025: €25,134 6 years View

Recent changes

  1. · Judicial reorganisation Plan approval refusedFrench-language Enterprise Court of Brussels · judgment of 07-08-2026
  2. · Judicial reorganisation Judicial reorganisation openedFrench-language Enterprise Court of Brussels · collective agreement (SME) · judgment of 21-04-2026
  3. · Gazette deed Changes of role: dE OLIVEIRA GOMES André (director) and dE JESUS GOMES Fernando (director)
All 22 events

Comparable companies

These companies have the same main activity as A & F ELEC: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €294,000 and €337,000, founded between 2011 and 2014.

CompanyTotal assetsGross margin
A & F ELEC Elsene€300,184€55,557
IMMO MIKO CONSULTING Watermaal-Bosvoorde€303,039€92,599
KBsConsulting Geel€306,558€50,548
AEDILIA PROPERTIES Mont-Saint-Guibert€337,402€68,425
ALTES CONSTRUCTION AND CONSULTING Kluisbergen€332,563€65,183
DW VASTGOED Zedelgem€294,134€59,466
INVESTISSEMENT ET DEVELOPPEMENT 5 Arlon€319,055€47,124
Full comparison

Key facts about A & F ELEC
What is the company number of A & F ELEC?
The company number of A & F ELEC is 0849.379.114. The VAT number is the same number with BE in front: BE 0849.379.114.
Where is A & F ELEC based?
The registered office is at Juliette Wytsmanstraat 44/004, 1050 Elsene.Company details
What does A & F ELEC do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of A & F ELEC?
The legal form of A & F ELEC is Private limited company (BV).
When was A & F ELEC founded?
A & F ELEC was founded on 08-10-2012.
Is A & F ELEC still active?
Yes, A & F ELEC is an active enterprise in the KBO register.
How many employees does A & F ELEC have?
A & F ELEC had an average of 2 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of A & F ELEC?
The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €55,557 and 47 comparable companies (NACE 681). It probably lies between €74,000 and €300,000.
Is A & F ELEC profitable?
In financial year 2025, A & F ELEC made a profit of €25,134.
Where can I find the annual accounts of A & F ELEC?
A & F ELEC filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of A & F ELEC due?
A & F ELEC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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