B&W Partners
ActiveB&W Partners has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €167k and a net result of €62k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 32% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▲+27
Solvency62▲+1
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 0.29 in 2023; short-term debt: 37.4% and cash: 8.9% of total assets), and 62.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
41 d late
2022
7 d early
2021
26 d early
2020
16 d early
2019
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€167k▲ 59.7%
2023 · €104k
2019: €136k
2020: €113k
2021: €90k
2022: €101k
2023: €104k
2019 → 2024
Total assets
€449k▲ 56.5%
2023 · €287k
2019: €565k
2020: €576k
2021: €490k
2022: €430k
2023: €287k
2019 → 2024
Net result
€62k▲ 1,958%
2023 · €3k
2019: €13k
2020: €-23k
2021: €-23k
2022: €11k
2023: €3k
2019 → 2024
Working capital
€59k
2023 · €-68k
2019: €41k
2020: €11k
2021: €-31k
2022: €-57k
2023: €-68k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€113k-€90k▼ 20.6%€101k▲ 12.7%€104k▲ 3.0%€167k▲ 59.7%
Operating result€-8k-€-7k▲ 18.8%€21k€14k▼ 32.5%€101k▲ 622%
Net result€-23k-€-23k▼ 0.7%€11k€3k▼ 73.5%€62k▲ 1,958%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 622% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €449k
Fixed assets
€222k▼ 14.3%
Current assets
€227k▲ 708%
Equity and liabilities €449k
Equity
€167k▲ 59.7%
Debt
€282k▲ 54.7%
The debt ratio falls from 63.6% to 62.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€110k▲
2023 · €36k
Cash flow
€71k▲
2023 · €25k
Solvency
37.1%▲
2023 · 36.4%
Current ratio
1.35▲
2023 · 0.29
Quick ratio
0.34▲
2023 · 0.29
Debt / equity
1.69▼
2023 · 1.75
ROE
37.4%▲
2023 · 2.9%
ROA
13.9%▲
2023 · 1.1%
Interest coverage
10.72▲
2023 · 4.73
Debt
€282k▲
2023 · €182k
Debt ≤ 1 year
€168k▲
2023 · €96k
Debt > 1 year
€114k▲
2023 · €87k
Income taxes
€28k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€287k€449k▲
Fixed assets21/28€259k€222k▼
Tangible fixed assets22/27€258k€221k▼
Land and buildings22€224k€216k▼
Plant, machinery and equipment23€1k€3k▲
Furniture and vehicles24€34k€2k▼
Financial fixed assets28€200€320▲
Current assets29/58€28k€227k▲
Stocks and contracts in progress3-€170k
Stocks30/36-€170k
Amounts receivable within one year40/41€21k€8k▼
Trade receivables40€21k€8k▼
Other amounts receivable41€0-
Current investments50/53€0-
Cash at bank and in hand54/58€3k€40k▲
Deferred charges and accrued income490/1€4k€9k▲
Equity and liabilities
Total equity and liabilities10/49€287k€449k▲
Equity10/15€104k€167k▲
Contributions10/11€100k€100k=
Reserves13€4k€67k▲
Distributable reserves133€4k€67k▲
Amounts payable17/49€182k€282k▲
Amounts payable after more than one year17€87k€114k▲
Financial debts170/4€87k€114k▲
Amounts payable within one year42/48€96k€168k▲
Current portion of amounts payable after more than one year42€30k€65k▲
Financial debts43€795€2k▲
Credit institutions430/8€795€2k▲
Trade debts44€15k€8k▼
Suppliers440/4€15k€8k▼
Taxes, remuneration and social security45€23k€30k▲
Taxes450/3€17k€30k▲
Remuneration and social security454/9€6k€0▼
Other amounts payable47/48€27k€63k▲
Income statement
Code20232024
Non-recurring operating income76A€3k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€9k▼
Other operating charges640/8€6k€3k▼
Non-recurring operating charges66A€1k€8k▲
Gross operating margin9900€43k€120k▲
Operating profit (loss)9901€14k€101k▲
Financial income75/76B€60€0▼
Recurring financial income75€60€0▼
Financial charges65/66B€8k€10k▲
Recurring financial charges65€8k€10k▲
Profit (loss) for the period before taxes9903€6k€90k▲
Income taxes67/77€3k€28k▲
Profit (loss) for the period9904€3k€62k▲
Profit (loss) for the period to be appropriated9905€3k€62k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€62k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€3k€62k▲
To the legal reserve6920€0-
To other reserves6921€3k€62k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
25-03
State Gazette act
Incorporation · Founder
Founding capital · Corporate purpose · Emmanuel Van Roosbroeck
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €62k ▲1958%
Operating result €101k, net result €62k, both a record.
31-12
Financial
Liquidity times 5current ratio 1.35
Current ratio from 0.29 to 1.35.
31-12
Financial
Equity above €150kEq €167k ▲59.7%
3 profitable years in a row build equity to €167k.
10-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 41 days late
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €101k ▲12.7%
Equity rises from €90k to €101k.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
15-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
22-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2021
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
18-08-2021
BRUMACOM: Resigned as Director
18-08-2021
DE LOOSE Beatrijs: Resigned as Director
18-08-2021
DROESSAERT Werner: Resigned as Director
30-06-2010
DE LOOSE Beatrijs: Resigned as Manager
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pastorijdreef 52970 SchildeGround area
1,355 m²
Building footprint
207 m²
Volume, LiDAR
802 m³
Parcel 11922C0180/00R000, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
B&W PARTNERS
since 19992.093.025.814
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922C0180/00R000 | Flanders | 1,355 m² | 1 · 207 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 660 EUR awarded · 1,452 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 480 EUR | 1,452 EUR |
| 2022 | 1 | 180 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,703 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-1999
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
68122Development of non-residential building projects
43211General electrical installation work
43230Insulation installation
43291Specialised construction activities
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
69201Accountants
69209Other tax advisory services
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.