B-Verse
The computed 12-month bankruptcy probability of B-Verse is 7.9% (elevated). The 2024 annual accounts show equity of €83k and a net result of €-32k. Equity is shrinking by ~23.6% per year across the filed fiscal years. Its solvency ranks better than 66% of 544 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €83k |
| Net result | €-32k |
| Better than sector | 66% |
| Active | 5 yrs |
Fragile profile, watch profitability in particular.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 31.9% | 19.1% | |
| Net result | €-32k | €18k | |
| Equity | €83k | €62k | |
| Gross operating margin | €15k | €289k | |
| Staff costs | €256 | €239k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €2k |
| Net profit | €-32k |
| Cash flow | €-10k |
| Staff costs | €256 |
| Income taxes | - |
| Dividends | - |
| Total assets | €260k |
| Equity | €83k |
| Debt | €177k |
| of which ≤ 1y | €176k |
| of which > 1y | - |
| Working capital | €28k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 1.16 |
| Quick ratio | 1.16 |
| Working capital ratio | 10.7% |
| Solvency | 31.9% |
| Debt / equity | 2.13 |
| Long-term debt ratio | - |
| Interest coverage | 0.16 |
| Gross margin | - |
| Net margin | - |
| ROA | -12.2% |
| ROE | -38.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €260k |
| Fixed assets | 21/28 | €56k |
| Tangible fixed assets | 22/27 | €56k |
| Current assets | 29/58 | €204k |
| Amounts receivable within one year | 40/41 | €179k |
| Cash & bank | 54/58 | €23k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €260k |
| Equity | 10/15 | €83k |
| Contributions / capital | 10/11 | €10k |
| Reserves | 13 | €127k |
| Accumulated profits (losses) | 14 | €-54k |
| Amounts payable | 17/49 | €177k |
| Amounts payable within one year | 42/48 | €176k |
| Trade debts payable within one year | 44 | €94k |
| Income statement | ||
| Gross operating margin | 9900 | €15k |
| Operating result | 9901 | €-20k |
| Financial income | 75 | €104 |
| Financial charges | 65 | €12k |
| Result before taxes | 9903 | €-32k |
| Net result for the period | 9904 | €-32k |
| Result to be appropriated | 9905 | €-32k |
| NACE primary | Cafés(56301) |
| Legal form | Private limited company(610) |
| Incorporation | 28-04-2021 |
| Status | Active |
| Postal code | 3060 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24009C0114/00Y003 | Flanders | 1,540 m² | 1 · 198 m² | 7.3 m · 2 fl. |
| 11018C0317/00B000 | Flanders | 1,028 m² | - | - |
| 24009C0113/00P000 | Flanders | 629 m² | 1 · 118 m² | 7.4 m · 2 fl. |
| 12016B0145/00G000 | Flanders | 106 m² | 1 · 87 m² | 3.0 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
10-12-2024 1 director appointed, 1 resigning
- Cumps Tom, Bestuurder
- Scholiers Koen, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": "86.03.04-293.56",
"name": "Cumps Tom",
"address": "Tervuursesteenweg 41b te 3060 Bertem",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2024-11-29",
"evidence_quote": "De benoeming als bestuurder van de heer Cumps Tom met als rijksregisternummer 86.03.04-293.56, wonende te Tervuursesteenweg 41b te 3060 Bertem.",
"decharge_status": null,
"mandate_duration": {
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},
"rep_rotation_new_rep": null,
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"effective_date_qualifier": "immediate"
},
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": "78.07.04-171-38",
"name": "Scholiers Koen",
"address": "Delvauxstraat 41 bus 11 te 2620 Hemiksem",
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"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
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"compensated": null,
"effective_date": "2024-11-29",
"evidence_quote": "Het ontslag van de heer Scholiers Koen, met als rijksregisternummer 78.07.04-171-38, wonende te Delvauxstraat 41 bus 11 te 2620 Hemiksem.",
"decharge_status": null,
"mandate_duration": null,
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"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "board_snapshot",
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"statutory": null,
"compensated": null,
"effective_date": "2024-11-29",
"evidence_quote": "De zetel van de vennootschap wordt vanaf heden verplaatst naar Tervuursesteenweg 41b te 3060 Bertem.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Antwerpen",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2024-12-10",
"filing_date": "2024-11-29",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "bijzondere_algemene_vergadering",
"date": "2024-11-22",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0767.606.530",
"name_full": "B-Verse",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [],
"corrected_publication_numac": null
}05-12-2024 Registered office moved from Malle to Hemiksem
- Lierselei 177 - 2390 Malle → Delvauxstraat 41 Bus 11 te 2620 Hemiksem
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Delvauxstraat 41 Bus 11 te 2620 Hemiksem",
"city": "Hemiksem",
"region": "vlaams_gewest",
"street": "Delvauxstraat",
"country": "BE",
"postcode": "2620",
"box_number": "11",
"street_number": "41",
"locality_suffix": null
},
"old_address": {
"raw": "Lierselei 177 - 2390 Malle",
"city": "Malle",
"region": "vlaams_gewest",
"street": "Lierselei",
"country": "BE",
"postcode": "2390",
"box_number": null,
"street_number": "177",
"locality_suffix": null
},
"effective_date": null,
"evidence_quote": "Uit de notulen van de bijzondere algemene vergadering van 01/04/2024 blijkt dat vanaf heden de maatschappelijke zetel verplaatst zal worden naar Delvauxstraat 41 Bus 11 te 2620 Hemiksem.",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "immediate",
"statutaire_vs_werkelijke": "beide",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": null,
"filing_date": "2074-11-25",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "bijzondere_algemene_vergadering",
"date": "2024-04-01",
"unanimous": null
},
"subject_company": {
"kbo": "0767.606.530",
"name_full": "B-Verse",
"legal_form": "BV",
"_kbo_filled_from_list": true
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Koen Scholiers",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": []
}08-07-2024 1 director appointed, 1 resigning
- Scholiers Koen, Bestuurder
- Bevers Jurgen, Vaste vertegenwoordiger
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": "78.07.04-171.38",
"name": "Scholiers Koen",
"address": "Delvauxstraat 41 Bus 11 - 2620 Hemiksem",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2024-06-18",
"evidence_quote": "De benoeming als bestuurder van de heer Scholiers Koen, met als rijksregisternummer 78.07.04-171.38, wonende te Delvauxstraat 41 Bus 11 - 2620 Hemiksem. Het mandaat treedt in werking vanaf heden.",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "director_out",
"role": "vaste_vertegenwoordiger",
"person": {
"rrn": "74.09.22-331.44",
"name": "Bevers Jurgen",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": {
"kbo": "0826.131.083",
"name": "Beverly Food \u0026 Beverage bv",
"address": "Lierselei 175 te 2390 Malle",
"country": "BE",
"legal_form": "bv"
},
"statutory": null,
"compensated": null,
"effective_date": "2024-06-18",
"evidence_quote": "Het ontslag van de vennootschap Beverly Food \u0026 Beverage bv, gevestigd te Lierselei 175 te 2390 Malle, gekend onder het ondernemingsnummer 0826.131.083, met als vaste vertegenwoordiger de heer Bevers Jurgen met als rijksregisternummer 74.09.22-331.44. Het ontslag treedt in werking vanaf heden.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "decharge_granted",
"role": null,
"person": null,
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "Er wordt kwijting verleend voor bewezen diensten.",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "board_snapshot",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Koen Scholiers",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "Koen Scholiers\nnieuw benoemde bestuurder",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Antwerpen",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2024-07-08",
"filing_date": "2024-06-18",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "bijzondere_algemene_vergadering",
"date": "2024-01-01",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0767.606.530",
"name_full": "B-Verse",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
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"person_name": "Koen Scholiers",
"org_rep_person_name": null,
"person_role_at_subject": "bestuurder"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | B-Verse |