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B & V FOOD CONCEPT

Active
Private limited company (pre-2019)founded 2010active for 16 yearsRijselstraat 108, 8200 Brugge, BelgiumKBO/BCE: BE 0830.746.008
Summary

The computed 12-month bankruptcy probability of B & V FOOD CONCEPT is 4.0% (elevated). The 2025 annual accounts show negative equity (-€187,837) and a net result of -€75,519. Equity has been stable since 2018 (±1% per year). Its solvency ranks better than 8% of 12,757 sector peers (NACE 47, financial year 2025). The company has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 28-10-2010 Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
Establishment unit
2.193.199.494 8200 Brugge, since 15-11-2010
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board
  • Vercamer PeterDirector · since 27-10-2010
  • BR STYLE CommVDirector · since 31-03-2015

Financial position

46 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
4.0%
Annual accounts 2025
Gross margin
-€44,565
Loss
€75,519
▲ 39×
Equity
-€187,837
▼ 67.2%
Total assets
€627,782
▲ 71×
Employees on 31-12-2025
4
  • Negative equity on 31-12-2025
  • 2025 accounts filed 28 days after the deadline
Turnover not published (abbreviated or micro format)
Filed on 28-08-2026
Score breakdownraises riskLoss of €75,519, the second in a row (financial year 2025)Negative equity -€187,8371 change of registered office in 24 monthslowers riskSize: 0.5 FTE, total assets €627,782Show the evidence

Checked score

Score 2025
46 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 9% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -29.9% of total assets
Liquidity 5+5
short-term debt 86.3% · cash 2.5%
Profitability 4+4
return on assets -12.0%
Bankruptcy probability within 12 months
4.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.1% 01-2025: 1.0%▼ -0.1 percentage points vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.1%▲ +0.1 percentage points vs 03-2025 05-2025: 1.0%▼ -0.1 percentage points vs 04-2025lowest value 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.2%▲ +0.2 percentage points vs 06-2025 08-2025: 1.4%▲ +0.2 percentage points vs 07-2025 09-2025: 1.4%● unchanged vs 08-2025 10-2025: 2.4%▲ +1.0 percentage point vs 09-2025 11-2025: 2.4%● unchanged vs 10-2025 12-2025: 2.4%● unchanged vs 11-2025 01-2026: 2.4%● unchanged vs 12-2025 02-2026: 2.4%● unchanged vs 01-2026 03-2026: 2.4%● unchanged vs 02-2026 04-2026: 2.6%▲ +0.2 percentage points vs 03-2026 05-2026: 2.7%▲ +0.1 percentage points vs 04-2026 06-2026: 2.6%▼ -0.1 percentage points vs 05-2026 07-2026: 2.8%▲ +0.2 percentage points vs 06-2026 08-2026: 3.6%▲ +0.8 percentage points vs 07-2026 09-2026: 4.0%▲ +0.4 percentage points vs 08-2026highest value 10-2026: 4.0%● unchanged vs 09-2026highest value 11-2026: 4.0%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.48 (0.07 in 2024), below 1. Short-term debt is 86.3% and cash 2.5% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 7% on liquidity, 14% on profitability and 8% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Loss of €75,519, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity -€187,837
NBB · annual accounts
lowers risk · Size: 0.5 FTE, total assets €627,782
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€187,837
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
15 days early
2023
30 days late
2022
11 days early
2021
28 days late
2020
27 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 17 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 39 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€187,837 View
  • Risk: 4 loss-making years in a rowloss in financial year 2025 -€75,519 View
  • Caution: Result fell in 2025from -€1,939 to -€75,519 ▼ 3,796% View
  • Caution: Less equity than 95% of companies in retail tradesector median €236,771 · 12,767 companies -€187,837 View

Recent changes

  1. · Gazette deed Registered office moved from Brugge to Sint-Michiels
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as B & V FOOD CONCEPT: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €292,000 and €926,000, founded between 2003 and 2016.

CompanyTotal assetsGross margin
B & V FOOD CONCEPT Brugge€627,782-€44,565
WALHAINTER Ottignies-Louvain-la-Neuve€371,389-€781
PLAFO PINTO Jodoigne€925,794-€35,026
SUPERETTE SANCHEZ STEPHANE Péruwelz€339,487-€36,397
SCHILDIS Brecht€485,157-€15,102
ARGAYON-FACILITIES Braine-le-Château€299,311-€6,206
MT DISTRIBUTION Lierneux€291,881-€14,850
Full comparison

Key facts about B & V FOOD CONCEPT

What is the company number of B & V FOOD CONCEPT?
The company number of B & V FOOD CONCEPT is 0830.746.008. The VAT number is the same number with BE in front: BE 0830.746.008.
Where is B & V FOOD CONCEPT based?
The registered office is at Rijselstraat 108, 8200 Brugge.Company details
What does B & V FOOD CONCEPT do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of B & V FOOD CONCEPT?
The legal form of B & V FOOD CONCEPT is Private limited company (pre-2019) (BVBA).
When was B & V FOOD CONCEPT founded?
B & V FOOD CONCEPT was founded on 28-10-2010.
Is B & V FOOD CONCEPT still active?
Yes, B & V FOOD CONCEPT is an active enterprise in the KBO register.
How many employees does B & V FOOD CONCEPT have?
B & V FOOD CONCEPT had an average of 0.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of B & V FOOD CONCEPT?
The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.
Is B & V FOOD CONCEPT profitable?
In financial year 2025, B & V FOOD CONCEPT made a loss of €75,519.
Where can I find the annual accounts of B & V FOOD CONCEPT?
B & V FOOD CONCEPT filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of B & V FOOD CONCEPT due?
B & V FOOD CONCEPT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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