B-TRADE
ActiveThe computed 12-month bankruptcy probability of B-TRADE is 1.9% (moderate). The 2024 annual accounts show equity of €93k and a net result of €25k. Its solvency ranks better than 10% of 9040 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▲+16
Solvency28▼-6
Growth52
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.1 in 2023; short-term debt: 96.8% and cash: 13.8% of total assets), and 96.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 9040 sector peers (2024).
NBB · sector comparisonPosition among 9040 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-10-2025, 75 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
75 d late
2023
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€93k▲ 37.4%
2023 · €68k
2023: €68k
2023 → 2024
Total assets
€2.92M▲ 305%
2023 · €721k
2023: €721k
2023 → 2024
Net result
€25k▼ 47.0%
2023 · €48k
2023: €48k
2023 → 2024
Working capital
€75k▲ 10.2%
2023 · €68k
2023: €68k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€68k-€93k▲ 37.4%
Operating result€66k-€34k▼ 48.6%
Net result€48k-€25k▼ 47.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 49% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.92M
Fixed assets
€19k
Current assets
€2.90M
Equity and liabilities €2.92M
Equity
€93k▲ 37.4%
Debt
€2.83M▲ 333%
The debt ratio rises from 90.6% to 96.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€38k
Cash flow
€30k
Solvency
3.2%▼
2023 · 9.4%
Current ratio
1.03▼
2023 · 1.10
Quick ratio
0.23▼
2023 · 0.73
Debt / equity
30.23▲
2023 · 9.59
ROE
27.2%▼
2023 · 70.6%
ROA
0.9%▼
2023 · 6.7%
Interest coverage
396.08
Debt
€2.83M▲
2023 · €653k
Debt ≤ 1 year
€2.83M▲
2023 · €653k
Income taxes
€8k▼
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€721k€2.92M▲
Fixed assets21/28-€19k
Tangible fixed assets22/27-€19k
Furniture and vehicles24-€19k
Current assets29/58€721k€2.90M▲
Stocks and contracts in progress3€242k€2.24M▲
Stocks30/36€242k€2.24M▲
Amounts receivable within one year40/41€443k€256k▼
Trade receivables40€300k€117k▼
Other amounts receivable41€143k€138k▼
Cash at bank and in hand54/58€36k€402k▲
Equity and liabilities
Total equity and liabilities10/49€721k€2.92M▲
Equity10/15€68k€93k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€48k€73k▲
Amounts payable17/49€653k€2.83M▲
Amounts payable within one year42/48€653k€2.83M▲
Trade debts44€413k€1.03M▲
Suppliers440/4€413k€1.03M▲
Advances received on contracts in progress46€205k€1.55M▲
Taxes, remuneration and social security45€35k€105k▲
Taxes450/3€35k€105k▲
Other amounts payable47/48-€144k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€5k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€351k€77k▼
Other operating charges640/8-€548
Gross operating margin9900€416k€116k▼
Operating profit (loss)9901€66k€34k▼
Financial income75/76B-€224
Recurring financial income75-€224
Financial charges65/66B€1k€97▼
Recurring financial charges65€1k€97▼
Profit (loss) for the period before taxes9903€64k€34k▼
Income taxes67/77€16k€8k▼
Profit (loss) for the period9904€48k€25k▼
Profit (loss) for the period to be appropriated9905€48k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€73k▲
Profit (loss) brought forward from the previous period14P-€48k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
14-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 75 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 61 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Poire d'Or(C.) 267033 MonsGround area
2,163 m²
Building footprint
1,156 m²
Volume, LiDAR
7,792 m³
Parcel 53019A0246/00T000, Wallonia · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B-TRADE
since 20222.348.188.668
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53019A0246/00T000 | Wallonia | 2,163 m² | 1 · 1,156 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SINGLETON CONSULTING
BE 0889.458.722
Mol · Eq €93k
OLIVIER CASTERMANT
BE 0878.957.382
Mons · Eq €94k
DECOMEN
BE 0479.732.207
Zedelgem · Eq €94k
SB AUTOMOBILE
BE 0741.487.596
Wanze · Eq €93k
SITHO
BE 0679.518.553
Harelbeke · Eq €92k
Of 4,426 companies in sector 46180 we hold annual accounts for 1,886. 1,416 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-2022
Fiscal year end31-12
Activities, NACEBEL
45112
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:basanmotors@hotmail.com
Phone:+32472540383
Phone:0472540383