FIMIMMO
ActiveThe computed 12-month bankruptcy probability of FIMIMMO is 1.7% (moderate). The 2025 annual accounts show equity of €169k and a net result of €-5k. Equity is growing by ~45.7% per year across the filed fiscal years. Its solvency ranks better than 35% of 11282 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▼-21
Solvency47▼-4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.22 against 0.69 in 2024; short-term debt: 55.7% and cash: 6.9% of total assets), and 78.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
26 d late
2024
79 d late
2023
44 d late
2022
61 d late
2021
48 d early
2020
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€169k▼ 2.7%
2024 · €174k
2020: €26k
2021: €43k
2022: €60k
2023: €80k
2024: €174k
2020 → 2025
Total assets
€777k▲ 16.8%
2024 · €666k
2020: €53k
2021: €272k
2022: €456k
2023: €596k
2024: €666k
2020 → 2025
Net result
€-5k
2024 · €94k
2020: €19k
2021: €17k
2022: €17k
2023: €20k
2024: €94k
2020 → 2025
Working capital
€-339k▼ 190%
2024 · €-117k
2020: €16k
2021: €1k
2022: €-152k
2023: €-168k
2024: €-117k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€60k▲ 40.5%€80k▲ 32.8%€174k▲ 118%€169k▼ 2.7%
Operating result€24k-€9k▼ 61.7%€14k▲ 48.0%€119k▲ 764%€-23k
Net result€17k-€17k▲ 1.8%€20k▲ 13.7%€94k▲ 380%€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €23k after €119k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €777k
Fixed assets
€683k▲ 67.2%
Current assets
€94k▼ 63.4%
Equity and liabilities €777k
Equity
€169k▼ 2.7%
Debt
€608k▲ 23.7%
The debt ratio rises from 73.9% to 78.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€18k▼
2024 · €156k
Cash flow
€36k▼
2024 · €131k
Solvency
21.7%▼
2024 · 26.1%
Current ratio
0.22▼
2024 · 0.69
Quick ratio
0.18▼
2024 · 0.62
Debt / equity
3.60▲
2024 · 2.83
ROE
-2.8%▼
2024 · 54.2%
ROA
-0.6%▼
2024 · 14.2%
Interest coverage
5.62▼
2024 · 48.32
Debt
€608k▲
2024 · €492k
Debt ≤ 1 year
€433k▲
2024 · €373k
Debt > 1 year
€176k▲
2024 · €118k
Income taxes
€2k▼
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€666k€777k▲
Fixed assets21/28€409k€683k▲
Tangible fixed assets22/27€407k€679k▲
Land and buildings22€346k€644k▲
Plant, machinery and equipment23€1k€932▼
Furniture and vehicles24€59k€34k▼
Leasing and similar rights25€2k€958▼
Financial fixed assets28€2k€4k▲
Current assets29/58€257k€94k▼
Stocks and contracts in progress3€25k€17k▼
Stocks30/36€25k€17k▼
Amounts receivable within one year40/41€8k€17k▲
Trade receivables40€6k€3k▼
Other amounts receivable41€1k€13k▲
Current investments50/53€219k€7k▼
Cash at bank and in hand54/58€6k€54k▲
Equity and liabilities
Total equity and liabilities10/49€666k€777k▲
Equity10/15€174k€169k▼
Contributions10/11€7k€7k=
Profit (loss) carried forward14€167k€163k▼
Amounts payable17/49€492k€608k▲
Amounts payable after more than one year17€118k€176k▲
Financial debts170/4€118k€176k▲
Amounts payable within one year42/48€373k€433k▲
Current portion of amounts payable after more than one year42€21k€42k▲
Taxes, remuneration and social security45€48k€12k▼
Taxes450/3€47k€12k▼
Remuneration and social security454/9€1k-
Other amounts payable47/48€304k€379k▲
Income statement
Code20242025
Non-recurring operating income76A-€86k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€41k▲
Other operating charges640/8€6k€14k▲
Gross operating margin9900€162k€32k▼
Operating profit (loss)9901€119k€-23k▼
Financial income75/76B€20k€24k▲
Recurring financial income75€20k€24k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€136k€-3k▼
Income taxes67/77€41k€2k▼
Profit (loss) for the period9904€94k€-5k▼
Profit (loss) for the period to be appropriated9905€94k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€167k€163k▼
Profit (loss) brought forward from the previous period14P€73k€167k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Weakest financial yearnet €-5k ▼105%
Net result drops to €-5k, the lowest in the series.
18-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 79 days late
2024
31-12
Financial
Highest result since 2020net €94k ▲380%
Operating result €119k, net result €94k, both a record.
31-12
Financial
Equity above €150kEq €174k ▲118%
5 profitable years in a row build equity to €174k.
13-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 44 days late
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huy · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Chrestia 64500 HuyGround area
3,312 m²
Building footprint
98 m²
Volume, LiDAR
566 m³
Parcel 61007C0182/00A000, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FIMIMMO
since 20202.302.648.752
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61007C0182/00A000 | Wallonia | 3,312 m² | 1 · 98 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ADUPA
BE 0417.644.188
Antwerpen · Eq €169k
TINK
BE 0882.609.631
Anzegem · Eq €169k
WEST-KEMP
BE 0751.632.214
Kalmthout · Eq €169k
PROFESSIONAL MANAGEMENT CONSULTING
BE 0871.054.555
Tienen · Eq €169k
Comice
BE 0678.518.166
Roeselare · Eq €170k
Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 1,387 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-05-2020
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
68311Real estate activities
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:fievet-michael@hotmail.com
Phone:+32473943195