Summary
B-TECC is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €525,636 and a net result of €166,883. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 42% of 8091 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
56 d late
2024
421 d late
2023
153 d late
2022
519 d late
2021
884 d late
2020
1249 d late
2019
66 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 478 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 September (4 of the last 5 filed years within 365 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€525,636▲ 3.6%
2024 · €507,253
Net result
€166,883▲ 68.3%
2024 · €99,156
Total assets
€1.3m▲ 104%
2024 · €622,032
Solvency
41.5%▼ 40.0pp
2024 · 81.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€135,260▲ 97.2%€135,924▲ 0.5%€201,881▲ 48.5%€131,714▼ 34.8%€247,318▲ 87.8%
Net result€98,055above the sector's middle half▲ 93.7%€98,067above the sector's middle half=€146,212above the sector's middle half▲ 49.1%€99,156above the sector's middle half▼ 32.2%€166,883above the sector's middle half▲ 68.3%
Equity€351,817within the sector's middle half▲ 16.8%€401,885above the sector's middle half▲ 14.2%€480,096above the sector's middle half▲ 19.5%€507,253above the sector's middle half▲ 5.7%€525,636above the sector's middle half▲ 3.6%
Total assets€411,012within the sector's middle half▲ 3.6%€486,851within the sector's middle half▲ 18.5%€599,997within the sector's middle half▲ 23.2%€622,032within the sector's middle half▲ 3.7%€1.3mabove the sector's middle half▲ 104%
Debt€59,195▼ 38.1%€84,966▲ 43.5%€119,901▲ 41.1%€114,779▼ 4.3%€740,553▲ 545%
Working capital€341,901above the sector's middle half▲ 16.7%€397,776above the sector's middle half▲ 16.3%€478,538above the sector's middle half▲ 20.3%€506,118above the sector's middle half▲ 5.8%€276,091above the sector's middle half▼ 45.4%
Solvency85.6%above the sector's middle half▲ 9.7pp82.5%above the sector's middle half▼ 3.0pp80.0%above the sector's middle half▼ 2.5pp81.5%above the sector's middle half▲ 1.5pp41.5%within the sector's middle half▼ 40.0pp
Current ratio6.88above the sector's middle half▲ 2.785.68above the sector's middle half▼ 1.204.99above the sector's middle half▼ 0.695.41above the sector's middle half▲ 0.422.48within the sector's middle half▼ 2.93
Return on assets (ROA)23.9%above the sector's middle half▲ 11.1pp20.1%within the sector's middle half▼ 3.7pp24.4%within the sector's middle half▲ 4.2pp15.9%within the sector's middle half▼ 8.4pp13.2%within the sector's middle half▼ 2.8pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 88% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.3m
Fixed assets
€803,194 ▲ 70,666%
Current assets
€462,995 ▼ 25.4%
Equity and liabilities €1.3m
Equity
€525,636 ▲ 3.6%
Debt
€740,553 ▲ 545%
Debt's share of the balance-sheet total rises from 18.5% to 58.5%. Equity and debt are higher.
Key figures and ratios
ROE
31.7%▲
2024 · 19.5%
Debt ≤ 1 year
€186,904▲
2024 · €114,779
Debt > 1 year
€553,649
Income taxes
€82,095▲
2024 · €41,328
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,252 | €6,861 | €4,245 | €424 | €726 | ▲ 71.3% |
| Other operating charges640/8 | €861 | €679 | €1,195 | €1,041 | €936 | ▼ 10.1% |
| Gross operating margin9900 | €147,373 | €143,464 | €207,321 | €133,179 | €248,980 | ▲ 87.0% |
| Operating profit (loss)9901 | €135,260 | €135,924 | €201,881 | €131,714 | €247,318 | ▲ 87.8% |
| Financial income75/76B | €5,820 | €5,756 | €11,550 | €18,927 | €14,103 | ▼ 25.5% |
| Recurring financial income75 | €5,820 | €5,756 | €11,550 | €18,927 | €14,103 | ▼ 25.5% |
| Financial charges65/66B | €150 | €631 | €2,145 | €10,158 | €12,444 | ▲ 22.5% |
| Recurring financial charges65 | €150 | €631 | €2,145 | €10,158 | €12,444 | ▲ 22.5% |
| Profit (loss) for the period before taxes9903 | €140,930 | €141,048 | €211,286 | €140,484 | €248,978 | ▲ 77.2% |
| Income taxes67/77 | €42,874 | €42,981 | €65,074 | €41,328 | €82,095 | ▲ 98.6% |
| Profit (loss) for the period9904 | €98,055 | €98,067 | €146,212 | €99,156 | €166,883 | ▲ 68.3% |
| Profit (loss) for the period to be appropriated9905 | €98,055 | €98,067 | €146,212 | €99,156 | €166,883 | ▲ 68.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €411,012 | €486,851 | €599,997 | €622,032 | €1.3m | ▲ 104% |
| Fixed assets21/28 | €10,970 | €4,109 | €1,559 | €1,135 | €803,194 | ▲ 70,666% |
| Tangible fixed assets22/27 | €10,970 | €4,109 | €1,559 | €1,135 | €3,194 | ▲ 181% |
| Plant, machinery and equipment23 | €479 | - | €1,559 | €1,135 | €3,194 | ▲ 181% |
| Furniture and vehicles24 | €10,491 | €4,109 | - | - | - | - |
| Financial fixed assets28 | - | - | - | - | €800,000 | - |
| Current assets29/58 | €400,043 | €482,742 | €598,439 | €620,897 | €462,995 | ▼ 25.4% |
| Amounts receivable after more than one year29 | €118,988 | €300,000 | €300,000 | €300,000 | €300,000 | = |
| Other amounts receivable291 | €118,988 | €300,000 | €300,000 | €300,000 | €300,000 | = |
| Amounts receivable within one year40/41 | €35,582 | €36,995 | €24,312 | €26,158 | - | - |
| Trade receivables40 | €19,667 | €26,930 | €24,312 | €26,158 | - | - |
| Other amounts receivable41 | €15,914 | €10,065 | - | - | - | - |
| Current investments50/53 | €11,054 | €10,000 | €222,549 | €237,549 | €62,549 | ▼ 73.7% |
| Cash at bank and in hand54/58 | €231,712 | €130,856 | €45,141 | €53,994 | €80,573 | ▲ 49.2% |
| Deferred charges and accrued income490/1 | €2,707 | €4,890 | €6,437 | €3,196 | €19,873 | ▲ 522% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €411,012 | €486,851 | €599,997 | €622,032 | €1.3m | ▲ 104% |
| Equity10/15 | €351,817 | €401,885 | €480,096 | €507,253 | €525,636 | ▲ 3.6% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | €6,200 | €6,200 | - | - | - | - |
| Issued capital100 | €18,600 | €18,600 | - | - | - | - |
| Uncalled capital101 | €12,400 | €12,400 | - | - | - | - |
| Reserves13 | €338,360 | €387,860 | €473,896 | €501,053 | €519,436 | ▲ 3.7% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Legal reserve130 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €336,500 | €386,000 | €473,896 | €501,053 | €519,436 | ▲ 3.7% |
| Profit (loss) carried forward14 | €7,257 | €7,825 | - | - | - | - |
| Amounts payable17/49 | €59,195 | €84,966 | €119,901 | €114,779 | €740,553 | ▲ 545% |
| Amounts payable after more than one year17 | - | - | - | - | €553,649 | - |
| Financial debts170/4 | - | - | - | - | €553,649 | - |
| Amounts payable within one year42/48 | €58,141 | €84,966 | €119,901 | €114,779 | €186,904 | ▲ 62.8% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €38,093 | - |
| Trade debts44 | €1,272 | €4,954 | €2,755 | €699 | €4,626 | ▲ 562% |
| Suppliers440/4 | €1,272 | €4,954 | €2,755 | €699 | €4,626 | ▲ 562% |
| Taxes, remuneration and social security45 | €9,369 | €32,012 | €27,976 | €37,593 | €57,183 | ▲ 52.1% |
| Taxes450/3 | €9,369 | €29,962 | €27,976 | €37,593 | €57,183 | ▲ 52.1% |
| Remuneration and social security454/9 | - | €2,050 | - | - | - | - |
| Other amounts payable47/48 | €47,500 | €48,000 | €89,169 | €76,487 | €87,002 | ▲ 13.7% |
| Accrued charges and deferred income492/3 | €1,054 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €98,055 | €98,067 | €146,212 | €99,156 | €166,883 | ▲ 68.3% |
| + Depreciation and write-downs630 | €11,252 | €6,861 | €4,245 | €424 | €726 | ▲ 71.3% |
| Operating cash flow (approximation) | €109,307 | €104,928 | €150,456 | €99,580 | €167,609 | ▲ 68.3% |
| Investment in fixed assets (approximation) | - | €0 | -€1,694 | €0 | -€802,784 | - |
| Change in cash | - | -€100,856 | -€85,716 | €8,853 | €26,579 | ▲ 200% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 56 days late
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 421 days late
2025
31-12
Financial
Highest result since 2018net €166,883 ▲68.3%
Operating result €247,318, net result €166,883, both a record.
03-02
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
03-02
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
03-02
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
03-02
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
2024
31-12
Financial
Equity above €500,000Eq €507,253 ▲5.7%
7 profitable years in a row build equity to €507,253.
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 153 days late
31-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 519 days late
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 884 days late
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1249 days late
Show earlier events
2020
31-12
Financial
Weakest financial yearnet €50,613 ▼29.9%
Net result drops to €50,613, the lowest in the series; recovery starts the following year.
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 60 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2013
Ground area
2,199 m²
Building footprint
251 m²
Volume, LiDAR
1,606 m³
Parcel 44024A0443/00T000, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B-TECC
since 20132.216.101.986
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44024A0443/00T000 | Flanders | 2,199 m² | 1 · 251 m² | 11.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
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Ownership & control
4 board mandatesBoard mandates of this companythis company sits on their board4
11 locations
9 locations
8 locations
2 locations
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 165 EUR awarded · 165 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 165 EUR | 165 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
5493003IZ6WGIOLWFH70
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 13,603 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-01-2013
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0502250756
Also
9925:BE0502250756
Registered
01-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.