Equity
€174,582 ▲ 1.0%
TROISFONTAINES has made a profit without a break since 2022.
TROISFONTAINES
Lifetime
19 annual accounts with figures on one time axis, 34 filings since 1991peak €169,140 (2020)
€32,852▲ 8.7%
lowest -€27,815 (2013)
€1,674▼ 16.4%
peak €181,071 (2012)
€174,582▲ 1.0%
€209,708▲ 21.5%
peak 0.1 FTE (2012)
-not published
Board2 names since 1990
2 directorsTROISFONTAINES Bruno Vincent Paul and 1 other
Documentsfilings and deeds
22-06-202639 days before the deadline
2025micro format
Debts from €172,611 to €209,708Cash from €26,707 to €58,073
Key points
from the 2025 annual accountsChecked score
93
Excellent
Financially stronger than 44% of micro companies in other manufacturing (NACE 32)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 1,141 companies (NACE 32, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.2 percentage points vs 07-2026
09-2026: 0.4%▲ +0.1 percentage points vs 08-2026highest value
10-2026: < 0.1%▼ -0.4 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
lowers risk
Founded in 1990
Size: total assets €386,308
Liquidity: current ratio 1.40, cash €58,073
Figures for financial year 2025 (filed on 22-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 32, micro). It does better than 52% of them on solvency, 47% on liquidity, 33% on profitability and 44% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as TROISFONTAINES has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of TROISFONTAINES itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for TROISFONTAINES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €16,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.4 (1.64 in 2024), below the usual 1.5. Short-term debt is 39.4% and cash 15% of total assets. 54.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 days early
2024
58 days early
2023
58 days early
2022
77 days early
2021
76 days early
2020
43 days early
2019
67 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 60 days before the deadline. In the sector (NACE 32), the median for financial year 2024 was 2 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0442380475
Changes of role: TROISFONTAINES Bruno Vincent Paul (director) and HANSON Christine Jeanne Marguerite (director)
General meeting of 27-07-2020 · Gazette deed
First establishment
Place St-Severin 1, Huy
Incorporation
published on 21-11-1990 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TROISFONTAINES Chaudfontaine | €386,308 | €32,852 | 45.2% | - |
| L & V Brussels | €288,403 | €36,950 | 76.5% | - |
| Paumille Harelbeke | €437,708 | €35,478 | 85.0% | - |
| BTS JEWELS Kortrijk | €326,626 | €31,304 | 65.7% | - |
| JOAILLERIE WELTER Spa | €327,567 | €72,934 | 34.7% | - |
| GOLDOMI Antwerp | €326,304 | €74,584 | 85.8% | - |
| ATELIER RAPHAEL DE CLEYN Kalmthout | €310,607 | €21,458 | 25.2% | - |
These companies have their main activity in the same NACE class as TROISFONTAINES: other manufacturing (NACE 3212). With exactly the same main activity (NACE 32122), too few companies are of comparable size. They are comparable in size and age: total assets between €288,000 and €438,000, founded between 1990 and 2001.
Official details
Source: KBO- Status
- Active since 07-11-1990Normal situation
- Activity
- Other manufacturingNACE 32122and 6 others
- Joint committees
- 100Auxiliary committee for blue-collar workers
- 201Independent retail · annual accounts 2025
- Establishment unit
- 2.051.733.5084500 Huy, since 04-03-1991
- Financial year end
- 31 December
- Peppol
- Reachable since 25-10-2025
Annual accounts 2025
- €386,308▲ 10.8%
- Filing
- Filed on 22-06-2026, 39 days before the end of the filing period
Insights on TROISFONTAINES
TROISFONTAINES files the micro format. That format states no turnover. The gross margin fell from €44,183 in 2007 to €32,852 in 2025.
The balance sheet grew most from 2014 to 2016 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TROISFONTAINES
- What is the company number of TROISFONTAINES?
- The company number of TROISFONTAINES is 0442.380.475. The VAT number is the same number with BE in front: BE 0442.380.475.
- Where is TROISFONTAINES based?
- The registered office is at Route de Beaufays 107, 4050 Chaudfontaine.Company details
- What does TROISFONTAINES do?
- According to the KBO register, the main activity is other manufacturing (NACE 32122).
- What is the legal form of TROISFONTAINES?
- TROISFONTAINES is a private limited company (BV).
- When was TROISFONTAINES founded?
- TROISFONTAINES was founded on 07-11-1990.
- Is TROISFONTAINES still active?
- Yes, TROISFONTAINES is an active enterprise in the KBO register.
- Which joint committee does TROISFONTAINES fall under?
- In its 2025 annual accounts, TROISFONTAINES states joint committees 100 (Auxiliary committee for blue-collar workers) and 201 (Independent retail).
- What is the turnover of TROISFONTAINES?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €32,852 and 2,935 comparable companies of the same size. It probably lies between €79,000 and €240,000. It is a rough estimate.Financials
- Is TROISFONTAINES profitable?
- In financial year 2025, TROISFONTAINES made a profit of €1,674.
- Where can I find the annual accounts of TROISFONTAINES?
- TROISFONTAINES filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TROISFONTAINES due?
- TROISFONTAINES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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