Lifesmilecoach
ActiveLifesmilecoach has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €20k. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 32% of 681 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+9
Solvency58▼-42
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.97 against 2.47 in 2024; short-term debt: 67.1% and cash: 54.5% of total assets), and 67.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.9%
Return on assets
28.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-02-2026, 165 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
165 d early
2024
150 d early
2023
148 d early
2022
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€23k▼ 39.3%
2024 · €37k
2022: €18k
2023: €30k
2024: €37k
2022 → 2025
Total assets
€69k▲ 53.5%
2024 · €45k
2022: €30k
2023: €44k
2024: €45k
2022 → 2025
Net result
€20k▲ 152%
2024 · €8k
2022: €17k
2023: €13k
2024: €8k
2022 → 2025
Working capital
€-1k
2024 · €11k
2022: €5k
2023: €14k
2024: €11k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€18k-€30k▲ 65.3%€37k▲ 23.2%€23k▼ 39.3%
Operating result€22k-€18k▼ 16.1%€12k▼ 32.4%€27k▲ 115%
Net result€17k-€13k▼ 25.4%€8k▼ 38.3%€20k▲ 152%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 115% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69k
Fixed assets
€24k▼ 8.5%
Current assets
€45k▲ 140%
Equity and liabilities €69k
Equity
€23k▼ 39.3%
Debt
€46k▲ 510%
The debt ratio rises from 16.9% to 67.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€33k▲
2024 · €17k
Cash flow
€26k▲
2024 · €12k
Solvency
32.9%▼
2024 · 83.1%
Current ratio
0.97▼
2024 · 2.47
Quick ratio
0.91▼
2024 · 2.47
Debt / equity
2.04▲
2024 · 0.20
ROE
87.5%▲
2024 · 21.1%
ROA
28.8%▲
2024 · 17.6%
Interest coverage
34.65▲
2024 · 20.99
Debt
€46k▲
2024 · €8k
Debt ≤ 1 year
€46k▲
2024 · €8k
Income taxes
€6k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€45k€69k▲
Fixed assets21/28€26k€24k▼
Intangible fixed assets21€499€299▼
Tangible fixed assets22/27€26k€24k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€13k€10k▼
Other tangible fixed assets26€10k€11k▲
Current assets29/58€19k€45k▲
Stocks and contracts in progress3-€3k
Stocks30/36-€3k
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40€1k€3k▲
Other amounts receivable41€1k-
Cash at bank and in hand54/58€15k€37k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€45k€69k▲
Equity10/15€37k€23k▼
Contributions10/11€2k€2k=
Reserves13€35k€21k▼
Distributable reserves133€35k€21k▼
Amounts payable17/49€8k€46k▲
Amounts payable within one year42/48€8k€46k▲
Trade debts44€535€2k▲
Suppliers440/4€535€2k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€277€2k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€5k€41k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Other operating charges640/8€530€643▲
Gross operating margin9900€17k€34k▲
Operating profit (loss)9901€12k€27k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€787€949▲
Recurring financial charges65€787€949▲
Profit (loss) for the period before taxes9903€12k€26k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€8k€20k▲
Profit (loss) for the period to be appropriated9905€8k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€20k▼
Profit (loss) brought forward from the previous period14P€15k-
Transfer from equity791/2-€15k
Transfer to equity691/2€22k-
To other reserves6921€22k-
Profit to be distributed694/7€859€34k▲
Return on contributions (dividend)694€859€34k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2022net €20k ▲152%
Operating result €27k, net result €20k, both a record.
03-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €8k ▼38.3%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
05-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kievermont 152440 GeelGround area
707 m²
Building footprint
138 m²
Volume, LiDAR
738 m³
Parcel 13008I2176/00Y000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lifesmilecoach
since 20222.331.204.958
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13008I2176/00Y000 | Flanders | 707 m² | 1 · 138 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,495 companies in sector 85510 we hold annual accounts for 718. 596 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-05-2022
Fiscal year end31-12
Activities, NACEBEL
85510Sports and recreation education
82990Other business support services
86909Human health activities
86995Nutrition and dietetics services
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.