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B&S MANAGEMENT

Active
Private limited companyfounded 201214 yrs activeHoogstraat 202, 1930 Zaventem, BelgiumKBO/BCE: BE 0843.357.887
Summary

B&S MANAGEMENT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €862,637 and a net result of -€6,653. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 73% of 10557 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
B&S MANAGEMENTActiveChecked score 85/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€1.1mtotal assets 2025
Equity
€862,637
Loss
-€6,653
Financial health
85 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Holdings
1
Accounts filed 13 d late0 of 5 deeds read
Why 85- Liquidity: current ratio 0.01, cash €671, halved+ Size: total assets €1.1m+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Equity €862,637 (77.1% of total assets)Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Better than 41% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 100=
equity 77.1% of total assets
Liquidity 42-1
short-term debt 22.9% · cash 0.1%
Profitability 36=
return on assets -0.6%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,264 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%● 0.0% vs 12-2024 02-2025: 0.2%● 0.0% vs 01-2025 03-2025: 0.3%▲ +4.5% vs 02-2025 04-2025: 0.3%▲ +8.6% vs 03-2025 05-2025: 0.3%▼ -1.1% vs 04-2025 06-2025: 0.3%▲ +2.9% vs 05-2025 07-2025: 0.4%▲ +30.3% vs 06-2025 08-2025: 0.1%▼ -65.1% vs 07-2025lowest value 09-2025: 0.1%● 0.0% vs 08-2025lowest value 10-2025: 0.1%● 0.0% vs 09-2025lowest value 11-2025: 0.1%● 0.0% vs 10-2025lowest value 12-2025: 0.1%● 0.0% vs 11-2025lowest value 01-2026: 0.1%● 0.0% vs 12-2025lowest value 02-2026: 0.1%▲ +3.1% vs 01-2026 03-2026: 0.1%▲ +4.5% vs 02-2026 04-2026: 0.2%▲ +9.4% vs 03-2026 05-2026: 0.2%▼ -1.3% vs 04-2026 06-2026: 0.2%▲ +12.7% vs 05-2026 07-2026: 0.2%▲ +8.3% vs 06-2026 08-2026: 0.4%▲ +130% vs 07-2026highest value 09-2026: 0.3%▼ -32.1% vs 08-2026 10-2026: 0.3%● 0.0% vs 09-2026
  • Liquidity: current ratio 0.01, cash €671, halved raises the probability
  • Size: total assets €1.1m lowers the probability for this profile
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Equity €862,637 (77.1% of total assets) lowers the probability
Credit up to €70,000 at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.02 in 2024; short-term debt: 22.9% and cash: 0.1% of total assets), and 22.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 86%, liquidity 22%, profitability 18%, growth against the median 37%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.01, cash €671, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €1.1m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Equity €862,637 (77.1% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
13 d late
2024
14 d early
2023
16 d early
2022
12 d early
2021
26 d late
2020
30 d late
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Caution: Among the weakest 17% on net resultsector median €37,771 · 10,555 companies -€6,653 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€6,653 View
  • Total assets 20256 fiscal years filed €1.1m View

By topic

Financials

Fiscal year
2025
Total assets
€1.1m
Loss
-€6,653
Solvency
77.1%
Total assets▼ 0.1%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 13-08-2026Annual accounts filed
  2. 17-07-2025Annual accounts filed
  3. 15-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
03-02-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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