B-Ride
ActiveThe computed 12-month bankruptcy probability of B-Ride is 2.3% (moderate). The 2024 annual accounts show negative equity (€-38k) and a net result of €-21k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 3539 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency33=
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.16 against 0.36 in 2023), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-133%
Return on assets
-73.1%
Age of the figures
20 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2024Equity per financial year
2021222324
2020 to 2024 · latest year -€38k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-06-2025, 47 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
47 d early
2023
28 d late
2022
23 d late
2021
8 d early
2020
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-38k▼ 122%
2023 · €-17k
2020: €2k
2021: €-26k
2022: €-7k
2023: €-17k
2020 → 2024
Total assets
€28k▲ 137%
2023 · €12k
2020: €27k
2021: €8k
2022: €14k
2023: €12k
2020 → 2024
Net result
€-21k▼ 116%
2023 · €-10k
2020: €-13k
2021: €-28k
2022: €19k
2023: €-10k
2020 → 2024
Working capital
€-55k▼ 200%
2023 · €-18k
2020: €-12k
2021: €-30k
2022: €-9k
2023: €-18k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€2k-€-26k€-7k▲ 71.7%€-17k▼ 130%€-38k▼ 122%
Operating result€-13k-€-27k▼ 111%€19k€-9k€-19k▼ 108%
Net result€-13k-€-28k▼ 105%€19k€-10k€-21k▼ 116%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €19k in 2024 against €9k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €28k
Fixed assets
€18k▲ 1,065%
Current assets
€11k▲ 1.2%
Key figures and ratios
EBITDA
€-14k▼
2023 · €-8k
Cash flow
€-15k▼
2023 · €-8k
Solvency
-133.0%▲
2023 · -142.1%
Current ratio
0.16▼
2023 · 0.36
Quick ratio
0.07▼
2023 · 0.15
Debt / equity
-1.75▼
2023 · -1.70
ROE
55.0%▼
2023 · 56.5%
ROA
-73.1%▲
2023 · -80.2%
Interest coverage
-10.39▲
2023 · -26.54
Debt
€66k▲
2023 · €29k
Debt ≤ 1 year
€66k▲
2023 · €29k
Staff costs
€36k▲
2023 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€12k€28k▲
Fixed assets21/28€2k€18k▲
Tangible fixed assets22/27€2k€18k▲
Plant, machinery and equipment23-€305
Furniture and vehicles24€2k€17k▲
Current assets29/58€10k€11k▲
Stocks and contracts in progress3€6k€6k=
Stocks30/36€6k€6k=
Amounts receivable within one year40/41€4k€4k▼
Trade receivables40€4k€4k▼
Other amounts receivable41€405€378▼
Cash at bank and in hand54/58€0-
Deferred charges and accrued income490/1€2€212▲
Equity and liabilities
Total equity and liabilities10/49€12k€28k▲
Equity10/15€-17k€-38k▼
Contributions10/11€15k€15k=
Profit (loss) carried forward14€-32k€-53k▼
Amounts payable17/49€29k€66k▲
Amounts payable within one year42/48€29k€66k▲
Financial debts43€1k€8k▲
Credit institutions430/8€1k€8k▲
Trade debts44€2k€8k▲
Suppliers440/4€2k€8k▲
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€1k€929▼
Remuneration and social security454/9€3k€6k▲
Other amounts payable47/48€21k€44k▲
Accrued charges and deferred income492/3€14€0▼
Income statement
Code20232024
Remuneration, social security and pensions62€34k€36k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€5k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€275€0▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€28k€23k▼
Operating profit (loss)9901€-9k€-19k▼
Financial income75/76B€37€63▲
Recurring financial income75€37€63▲
Financial charges65/66B€308€1k▲
Recurring financial charges65€308€1k▲
Profit (loss) for the period before taxes9903€-10k€-21k▼
Profit (loss) for the period9904€-10k€-21k▼
Profit (loss) for the period to be appropriated9905€-10k€-21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-32k€-53k▼
Profit (loss) brought forward from the previous period14P€-22k€-32k▼
Transfer from equity791/2€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
14-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Back to profitnet €19k
Net result €19k after 2 loss-making years.
23-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-28k
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogstraat 2091980 ZemstGround area
1,975 m²
Building footprint
143 m²
Volume, LiDAR
638 m³
Parcel 23096A0112/00G000, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
B-Ride
since 20192.295.991.780
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23096A0112/00G000 | Flanders | 1,975 m² | 1 · 143 m² | 7.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 846 companies in sector 95319 we hold annual accounts for 251. 43 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-2019
Fiscal year end31-12
Activities, NACEBEL
95319Other maintenance and repair of motor vehicles
96999Other personal services
38222Waste collection, recovery and disposal activities
38320Waste collection, recovery and disposal activities
47811Retail sale of cars and light vans (up to 3.5 tonnes)
62010Computer programming, consultancy and related activities
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.stap12.be
E-mail:info@stap12.be