GERARD COLSON
ActiveGERARD COLSON has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €-5k. Equity is shrinking by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 56% of 17987 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency78▼-16
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.71 against 1.98 in 2024), but 58.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.2%
Return on assets
-6%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
2 d early
2023
42 d early
2022
20 d early
2021
6 d early
2020
37 d early
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▼ 12.8%
2024 · €42k
2018: €59k
2019: €51k
2020: €57k
2021: €53k
2022: €55k
2023: €47k
2024: €42k
2018 → 2025
Total assets
€88k▲ 4.9%
2024 · €84k
2018: €70k
2019: €86k
2020: €91k
2021: €74k
2022: €74k
2023: €78k
2024: €84k
2018 → 2025
Net result
€-5k
2024 · €20k
2018: €11k
2019: €3k
2020: €7k
2021: €-4k
2022: €1k
2023: €4k
2024: €20k
2018 → 2025
Working capital
€37k▼ 12.3%
2024 · €42k
2018: €59k
2019: €48k
2020: €55k
2021: €53k
2022: €55k
2023: €47k
2024: €42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€55k▲ 2.7%€47k▼ 14.3%€42k▼ 11.2%€36k▼ 12.8%
Operating result€-4k-€3k€6k▲ 124%€29k▲ 411%€-3k
Net result€-4k-€1k€4k▲ 149%€20k▲ 445%€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €29k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €88k
Equity
€36k▼ 12.8%
Debt
€52k▲ 22.2%
The debt ratio rises from 50.5% to 58.8%: debt grows while equity shrinks.
Key figures and ratios
Solvency
41.2%▼
2024 · 49.5%
Current ratio
1.71▼
2024 · 1.98
Quick ratio
1.19▼
2024 · 1.28
Debt / equity
1.43▲
2024 · 1.02
ROE
-14.7%▼
2024 · 47.3%
ROA
-6.0%▼
2024 · 23.4%
Debt
€52k▲
2024 · €43k
Debt ≤ 1 year
€52k▲
2024 · €43k
Income taxes
€205▼
2024 · €9k
Staff costs
€37k▼
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€84k€88k▲
Current assets29/58€84k€88k▲
Stocks and contracts in progress3€30k€27k▼
Stocks30/36€30k€27k▼
Amounts receivable within one year40/41€20k€15k▼
Trade receivables40€12k€9k▼
Other amounts receivable41€8k€6k▼
Cash at bank and in hand54/58€34k€22k▼
Deferred charges and accrued income490/1€435€25k▲
Equity and liabilities
Total equity and liabilities10/49€84k€88k▲
Equity10/15€42k€36k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€21k€16k▼
Amounts payable17/49€43k€52k▲
Amounts payable within one year42/48€43k€52k▲
Trade debts44€6k€27k▲
Suppliers440/4€6k€27k▲
Taxes, remuneration and social security45€18k€8k▼
Taxes450/3€12k€3k▼
Remuneration and social security454/9€6k€5k▼
Other amounts payable47/48€19k€16k▼
Accrued charges and deferred income492/3-€196
Income statement
Code20242025
Remuneration, social security and pensions62€44k€37k▼
Other operating charges640/8€200€1k▲
Gross operating margin9900€74k€35k▼
Operating profit (loss)9901€29k€-3k▼
Financial income75/76B€223€439▲
Recurring financial income75€223€439▲
Financial charges65/66B€801€2k▲
Recurring financial charges65€801€2k▲
Profit (loss) for the period before taxes9903€29k€-5k▼
Income taxes67/77€9k€205▼
Profit (loss) for the period9904€20k€-5k▼
Profit (loss) for the period to be appropriated9905€20k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€16k▼
Profit (loss) brought forward from the previous period14P€27k€21k▼
Profit to be distributed694/7€25k-
Return on contributions (dividend)694€25k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-5k ▼127%
Net result drops to €-5k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €20k ▲445%
Operating result €29k, net result €20k, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Rabosée 1664020 LiègeGround area
2,332 m²
Building footprint
248 m²
Volume, LiDAR
1,350 m³
2 parcels, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MARCHE COUVERT JUPILLE
since 20152.247.240.471
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62809B0341/00A013 | Wallonia | 1,906 m² | 1 · 167 m² | 6.2 m · 2 fl. |
| 62113A1336/00C003 | Wallonia | 427 m² | 1 · 81 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLiège2.247.240.471
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Of 1,262 companies in sector 47300 we hold annual accounts for 946. 653 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-11-2015
Fiscal year end31-12
Activities, NACEBEL
47300Retail sale of automotive fuel
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47252Retail sale of beverages, general range
47260Retail trade
47610Retail trade
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.