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B-Quality

Active
Private limited companyfounded 20224 yrs activeRue Gaie, Ligny 18, 5140 Sombreffe, BelgiumKBO/BCE: BE 0784.682.686

B-Quality has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €207. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 29% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
61 / 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▲+11
Solvency53▲+27
Growth52=
Stability94
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.18 in 2024), and 71.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-04-2026, 17 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
17 d early
2024
27 d early
2023
32 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€6k▲ 3.9%
2024 · €5k
2023: €5k 2024: €5k
2023 → 2025
Total assets
€19k▼ 44.2%
2024 · €35k
2023: €25k 2024: €35k
2023 → 2025
Net result
€207▲ 152%
2024 · €82
2023: €255 2024: €82
2023 → 2025
Working capital
€4k▼ 16.3%
2024 · €5k
2023: €7k 2024: €5k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€5k-€5k▲ 1.6%€6k▲ 3.9%
Operating result€2k-€2k▼ 18.0%€127▼ 92.9%
Net result€255-€82▼ 67.7%€207▲ 152%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€1k€2kOperating result 2023: €2k€2kNet result 2023: €255€255Operating result 2024: €2k€2kNet result 2024: €82€82Operating result 2025: €127€127Net result 2025: €207€207202320242025
The operating result has fallen two years in a row; 2025 is 93% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets €2k
Current assets €18k
Equity and liabilities €19k
Equity €6k▲ 3.9%
Debt €14k▼ 53.0%
The debt ratio falls from 84.6% to 71.2%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€267
Cash flow
€347
Solvency
28.8%
2024 · 15.4%
Current ratio
1.34
2024 · 1.18
Quick ratio
1.34
2024 · 1.18
Debt / equity
2.48
2024 · 5.48
ROE
3.7%
2024 · 1.5%
ROA
1.1%
2024 · 0.2%
Interest coverage
1.09
Debt
€14k
2024 · €29k
Debt ≤ 1 year
€13k
2024 · €29k
Income taxes
€601
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€35k€19k
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Plant, machinery and equipment23-€2k
Current assets29/58€35k€18k
Amounts receivable within one year40/41€34k€13k
Trade receivables40€22k€3k
Other amounts receivable41€12k€10k
Cash at bank and in hand54/58€1€0
Deferred charges and accrued income490/1€629€5k
Equity and liabilities
Total equity and liabilities10/49€35k€19k
Equity10/15€5k€6k
Contributions10/11€5k€5k=
Profit (loss) carried forward14€337€545
Amounts payable17/49€29k€14k
Amounts payable within one year42/48€29k€13k
Trade debts44€22k€2k
Suppliers440/4€22k€2k
Taxes, remuneration and social security45€8k€11k
Taxes450/3€8k€11k
Accrued charges and deferred income492/3-€650
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€140
Other operating charges640/8€465€387
Non-recurring operating charges66A€27€824
Gross operating margin9900€2k€1k
Operating profit (loss)9901€2k€127
Financial income75/76B€629€926
Recurring financial income75€629€926
Financial charges65/66B€462€244
Recurring financial charges65€462€244
Profit (loss) for the period before taxes9903€2k€809
Income taxes67/77€2k€601
Profit (loss) for the period9904€82€207
Profit (loss) for the period to be appropriated9905€82€207
Appropriation of the result
Profit (loss) to be appropriated9906€337€545
Profit (loss) brought forward from the previous period14P€255€337

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
13-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
03-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Weakest financial yearnet €82 ▼67.7%
Net result drops to €82, the lowest in the series; recovery starts the following year.
29-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sombreffe · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Gaie, Ligny 185140 Sombreffe
Ground area
1,070 m²
Building footprint
79 m²
Parcel 92074A0333/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
B-Quality
Rue Gaie, Ligny 18, 5140 SombreffeActivities of head offices; management consultancy activities
since 20222.330.749.355
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92074A0333/00H000 Wallonia 1,070 m² 1 · 79 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 16,472 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded09-04-2022
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.