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b-point

Active
Private limited companyfounded 20214 yrs activeMaria Coolstraat 34, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0776.632.775
Summary

The computed 12-month bankruptcy probability of b-point is 7.2% (elevated). For b-point, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€30,840) and a net result of -€19,418. Its solvency ranks better than 5% of 9447 sector peers (fiscal year 2023). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability0=
Solvency0=
Growth58
Track record94
Bankruptcy probability, 12 months
7.2% Elevated
0%0.5%1.5%4%10%≥ 25%
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023
Solvency, return and age of the figures
Solvency
-81.6%
Return on assets
-51.4%
Age of the figures
33 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 2 filings
Position against the passed deadline
31-12-2024 close31-07-2025 deadline29-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 20-06-2024, 41 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
41 d early
2022
60 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 10 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 October 2021, b-point was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2023.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023

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Financials · fiscal year 2023, abbreviated schema

Equity
-€30,840▼ 170%
2022 · -€11,422
Total assets
€37,799▼ 15.7%
2022 · €44,853
Net result
-€19,418▲ 38.2%
2022 · -€31,422
Working capital
-€41,397▼ 80.0%
2022 · -€23,003
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20222023
Operating result-€31,023--€18,397▲ 40.7%
Net result-€31,422below the sector's middle half--€19,418below the sector's middle half▲ 38.2%
Equity-€11,422below the sector's middle half--€30,840below the sector's middle half▼ 170%
Total assets€44,853below the sector's middle half-€37,799below the sector's middle half▼ 15.7%
Debt€56,276-€68,639▲ 22.0%
Working capital-€23,003below the sector's middle half--€41,397below the sector's middle half▼ 80.0%
Solvency-25.5%below the sector's middle half--81.6%below the sector's middle half▼ 56.1pp
Current ratio0.59below the sector's middle half-0.40below the sector's middle half▼ 0.19
Return on assets (ROA)-70.1%below the sector's middle half--51.4%below the sector's middle half▲ 18.7pp
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€30,000-€20,000-€10,000€0Operating result 2022: -€31,023-€31,023Net result 2022: -€31,422-€31,422Operating result 2023: -€18,397-€18,397Net result 2023: -€19,418-€19,41820222023-€40,000-€30,000-€20,000-€10,000€0Operating result 2022: -€31,023-€31,000Net result 2022: -€31,422-€31,400Operating result 2023: -€18,397-€18,400Net result 2023: -€19,418-€19,40020222023
The operating result stays negative: a loss of €18,397 in 2023 against €31,023 in 2022; the loss shrinks.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €37,799
Fixed assets €10,557 ▼ 8.8%
Current assets €27,242 ▼ 18.1%
Key figures and ratios
2023 value · change against 2022
EBITDA
-€17,373▲
2022 · -€30,241
Cash flow
-€18,394▲
2022 · -€30,641
Quick ratio
0.10▼
2022 · 0.23
Debt to equity
-2.23▲
2022 · -4.93
Interest coverage
-32.43▲
2022 · -96.07
Debt ≤ 1 year
€68,639▲
2022 · €56,276
Income taxes
€22▼
2022 · €88
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2023 against 2022 · 39 lines
Balance sheet Code20222023
Assets
Total assets20/58€44,853€37,799▼
Fixed assets21/28€11,581€10,557▼
Tangible fixed assets22/27€8,431€7,407▼
Other tangible fixed assets26€8,431€7,407▼
Financial fixed assets28€3,150€3,150=
Current assets29/58€33,273€27,242▼
Stocks and contracts in progress3€20,456€20,456=
Stocks30/36€20,456€20,456=
Amounts receivable within one year40/41€8,615€4,745▼
Trade receivables40€8,615€4,269▼
Other amounts receivable41-€476
Cash at bank and in hand54/58€2,909€648▼
Deferred charges and accrued income490/1€1,292€1,392▲
Equity and liabilities
Total equity and liabilities10/49€44,853€37,799▼
Equity10/15-€11,422-€30,840▼
Contributions10/11€20,000€20,000=
Profit (loss) carried forward14-€31,422-€50,840▼
Amounts payable17/49€56,276€68,639▲
Amounts payable within one year42/48€56,276€68,639▲
Trade debts44€29,615€31,972▲
Suppliers440/4€29,615€31,972▲
Taxes, remuneration and social security45€1,746-
Taxes450/3€1,746-
Other amounts payable47/48€24,915€36,666▲
Income statement Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€782€1,024▲
Other operating charges640/8€58€109▲
Gross operating margin9900-€30,183-€17,264▲
Operating profit (loss)9901-€31,023-€18,397▲
Financial income75/76B€3€1▼
Recurring financial income75€3€1▼
Financial charges65/66B€315€1,000▲
Recurring financial charges65€315€536▲
Non-recurring financial charges66B-€464
Profit (loss) for the period before taxes9903-€31,335-€19,396▲
Income taxes67/77€88€22▼
Profit (loss) for the period9904-€31,422-€19,418▲
Profit (loss) for the period to be appropriated9905-€31,422-€19,418▲
Appropriation of the result
Profit (loss) to be appropriated9906-€31,422-€50,840▼
Profit (loss) brought forward from the previous period14P--€31,422

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20222023Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€782€1,024▲ 31.0%
Other operating charges640/8€58€109▲ 87.9%
Gross operating margin9900-€30,183-€17,264▲ 42.8%
Operating profit (loss)9901-€31,023-€18,397▲ 40.7%
Financial income75/76B€3€1▼ 65.1%
Recurring financial income75€3€1▼ 65.1%
Financial charges65/66B€315€1,000▲ 218%
Recurring financial charges65€315€536▲ 70.2%
Non-recurring financial charges66B-€464-
Profit (loss) for the period before taxes9903-€31,335-€19,396▲ 38.1%
Income taxes67/77€88€22▼ 75.0%
Profit (loss) for the period9904-€31,422-€19,418▲ 38.2%
Profit (loss) for the period to be appropriated9905-€31,422-€19,418▲ 38.2%
Line20222023Change
Assets
Total assets20/58€44,853€37,799▼ 15.7%
Fixed assets21/28€11,581€10,557▼ 8.8%
Tangible fixed assets22/27€8,431€7,407▼ 12.1%
Other tangible fixed assets26€8,431€7,407▼ 12.1%
Financial fixed assets28€3,150€3,150=
Current assets29/58€33,273€27,242▼ 18.1%
Stocks and contracts in progress3€20,456€20,456=
Stocks30/36€20,456€20,456=
Amounts receivable within one year40/41€8,615€4,745▼ 44.9%
Trade receivables40€8,615€4,269▼ 50.4%
Other amounts receivable41-€476-
Cash at bank and in hand54/58€2,909€648▼ 77.7%
Deferred charges and accrued income490/1€1,292€1,392▲ 7.7%
Equity and liabilities
Total equity and liabilities10/49€44,853€37,799▼ 15.7%
Equity10/15-€11,422-€30,840▼ 170%
Contributions10/11€20,000€20,000=
Profit (loss) carried forward14-€31,422-€50,840▼ 61.8%
Amounts payable17/49€56,276€68,639▲ 22.0%
Amounts payable within one year42/48€56,276€68,639▲ 22.0%
Trade debts44€29,615€31,972▲ 8.0%
Suppliers440/4€29,615€31,972▲ 8.0%
Taxes, remuneration and social security45€1,746--
Taxes450/3€1,746--
Other amounts payable47/48€24,915€36,666▲ 47.2%
Line20222023Change
Profit (loss) for the period9904-€31,422-€19,418▲ 38.2%
+ Depreciation and write-downs630€782€1,024▲ 31.0%
Operating cash flow (approximation)-€30,641-€18,394▲ 40.0%
Investment in fixed assets (approximation)-€0-
Change in cash--€2,261-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2024
20-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-09
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 60 days late
NBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 2 establishment units since 2021
seat establishment All 2 establishment units on the map
Ground area
1.2 ha
Building footprint
6,209 m²
Volume, LiDAR
23,474 m³
2 parcels, Flanders · tallest building 16.8 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
2 establishment units
b-point
Maria Coolstraat 34, 2220 Heist-op-den-BergWholesale of non-electrical household articles
since 20212.323.855.130
b-point
Industriepark 4, 2220 Heist-op-den-BergWholesale of non-electrical household articles
since 20212.323.855.229
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12014K0756/00W000 Flanders 1.1 ha 1 · 6,024 m² 16.8 m · 2 fl.
12322H0354/00D000 Flanders 1,967 m² 1 · 185 m² 5.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 3,224 companies in sector 47400 we hold annual accounts for 1,808. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
46471Wholesale trade
47400Retail sale of information and communication equipment
47551Retail sale of household furniture
47793Retail sale of other second-hand goods, excluding clothing
Contact
E-mail info@b-point.be
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 28 September 2026 · Peppol Directory

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