B & ML
B & ML has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €425k and a net result of €56k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 89% of 76 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
| Equity | €425k |
| Net result | €56k |
| Staff (FTE) | 1 |
| Better than sector | 89% |
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 88.5% | 46.1% | |
| Net result | €56k | €52k | |
| Equity | €425k | €279k | |
| Gross operating margin | €138k | €133k | |
| Staff costs | €21k | €272k |
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | abbreviated schema | abbreviated schema | abbreviated schema | abbreviated schema |
| Revenue | - | - | - | - |
| EBITDA | €112k | €213k | €230k | €206k |
| Net profit | €56k | €117k | €128k | €115k |
| Cash flow | €86k | €155k | €164k | €145k |
| Staff costs | €21k | €51k | €46k | €19k |
| Income taxes | €28k | €61k | €64k | €59k |
| Dividends | €119k | - | €52k | €260k |
| Total assets | €480k | €694k | €560k | €471k |
| Equity | €425k | €488k | €370k | €294k |
| Debt | €55k | €207k | €189k | €176k |
| of which ≤ 1y | €54k | €192k | €160k | €155k |
| of which > 1y | €893 | €14k | €30k | €21k |
| Working capital | €386k | €417k | €289k | €226k |
| Employees (FTE) | 1.0 | 1.0 | 1.0 | 1.0 |
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 8.14 | 3.17 | 2.81 | 2.46 |
| Quick ratio | 8.14 | 3.17 | 2.81 | 2.46 |
| Working capital ratio | 80.6% | 60.1% | 51.7% | 47.9% |
| Solvency | 88.5% | 70.2% | 66.2% | 62.5% |
| Debt / equity | 0.13 | 0.42 | 0.51 | 0.60 |
| Long-term debt ratio | 0.00 | 0.03 | 0.08 | 0.07 |
| Interest coverage | 85.47 | 96.00 | 144.20 | 189.49 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 11.7% | 16.9% | 22.8% | 24.4% |
| ROE | 13.3% | 24.1% | 34.5% | 39.1% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Full annual accounts (26 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €480k | €694k | €560k | €471k |
| Fixed assets | 21/28 | €39k | €84k | €111k | €90k |
| Intangible fixed assets | 21 | - | - | €1k | €3k |
| Tangible fixed assets | 22/27 | €30k | €75k | €100k | €78k |
| Financial fixed assets | 28 | €9k | €9k | €9k | €9k |
| Current assets | 29/58 | €441k | €610k | €449k | €381k |
| Amounts receivable within one year | 40/41 | €64k | €93k | €35k | €64k |
| Investments | 50/53 | €194k | €219k | €81k | €76k |
| Cash & bank | 54/58 | €154k | €269k | €305k | €180k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €480k | €694k | €560k | €471k |
| Equity | 10/15 | €425k | €488k | €370k | €294k |
| Contributions / capital | 10/11 | €6k | €6k | €6k | €6k |
| Reserves | 13 | €418k | €481k | €364k | €288k |
| Accumulated profits (losses) | 14 | €0 | - | - | - |
| Amounts payable | 17/49 | €55k | €207k | €189k | €176k |
| Amounts payable after one year | 17 | €893 | €14k | €30k | €21k |
| Amounts payable within one year | 42/48 | €54k | €192k | €160k | €155k |
| Trade debts payable within one year | 44 | €42k | €144k | €54k | €76k |
| Income statement | |||||
| Gross operating margin | 9900 | €138k | €274k | €291k | €242k |
| Operating result | 9901 | €81k | €176k | €194k | €175k |
| Financial income | 75 | €4k | €5k | €36 | - |
| Financial charges | 65 | €1k | €2k | €2k | €1k |
| Result before taxes | 9903 | €84k | €179k | €192k | €174k |
| Income taxes | 67/77 | €28k | €61k | €64k | €59k |
| Net result for the period | 9904 | €56k | €117k | €128k | €115k |
| Result to be appropriated | 9905 | €56k | €117k | €128k | €115k |
-
Current18-07-2023 → present
| NACE primary | Market research and public opinion polling(73200) |
| Legal form | Private limited company(610) |
| Incorporation | 20-12-2007 |
| Status | Active |
| Postal code | 2820 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11030C0044/00C000 | Flanders | 3,625 m² | 1 · 205 m² | 11.0 m · 3 fl. |
| 12031D0317/00R002 | Flanders | 1,082 m² | 1 · 89 m² | 9.9 m · 2 fl. |
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
05-11-2025 Change in the board of directors
Technical details
{
"events": [],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0894.442.839",
"name_full": "B \u0026 ML",
"legal_form": "BV"
}
}18-07-2023 Articles of association amended
Technical details
{
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"statute_change": {
"name_change": false,
"seat_change": false,
"object_change": true,
"effective_date": "2023-07-13",
"legal_form_change": false
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0894.442.839",
"name_full": "B \u0026 ML",
"legal_form": "BVBA"
},
"signature_regime": "solo",
"special_mandates": [
{
"quote": "Bijzondere volmacht wordt verleend aan de bestuurder om, met mogelijkheid tot indeplaatsstelling, alle nuttige of noodzakelijke administratieve formaliteiten te vervullen betreffende louter onderhavige buitengewone algemene vergadering, met inbegrip van het bijhouden van het UBO-register en van de aanvraag bij de BTW, Ondernemingsloket met het oog op de inschrijving van de gegevens in de Kruispuntbank van Ondernemingen, Sociaal verzekeringsfonds en de directe belastingen.",
"holder_kbo": null,
"holder_name": "de bestuurder",
"scope_categories": [
"administrative_formalities",
"UBO_register",
"KBO_filing",
"tax_formalities"
],
"with_substitution": true
}
],
"governance_change": {
"admin_delegated_added": []
}
}07-03-2018 Capital decrease of €104,400 to €18,600
- €123.000 → €18.600
Technical details
{
"events": [
{
"kind": "capital_decrease",
"amount": 104400.0,
"currency": "EUR",
"after_eur": 18600.0,
"delta_eur": -104400.0,
"before_eur": 123000.0,
"amount_type": "kapitaal_effectief",
"effective_date": "2018-02-12",
"evidence_quote": "De vergadering beslist in toepassing van artikel 317 van het Wetboek van Vennootschappen, het kapitaal te verminderen ten belope van honderd en vierduizend vierhonderd euro (104.400,00 EUR) om het terug te brengen van honderd drie\u00EBntwintig duizend euro (123.000,00 EUR) tot achttien duizend zeshonderd euro (18.600,00 EUR)",
"contribution_type": null
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0894.442.839",
"name_full": "B \u0026 ML",
"legal_form": "BVBA"
}
}07-01-2014 Capital increase of €104,400 to €123,000
- €18.600 → €123.000
Technical details
{
"events": [
{
"kind": "capital_increase",
"amount": 104400.0,
"currency": "EUR",
"after_eur": 123000.0,
"delta_eur": 104400.0,
"before_eur": 18600.0,
"amount_type": "kapitaal_effectief",
"effective_date": "2013-12-17",
"evidence_quote": "De algemene vergadering beslist het maatschappelijke kapitaal te verhogen met HONDERD EN VIERDUIZEND VIERHONDERD EURO (104.400,00 EUR) om het van achttienduizend zeshonderd euro (18.600,00 EUR) op HONDERD DRIEENTWINTIGDUIZEND EURO (123.000,00 EUR) te brengen",
"contribution_type": "cash"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0894.442.839",
"name_full": "B \u0026 ML",
"legal_form": "BVBA"
}
}| Legal nameNL | B & ML |