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B&M Solution

Active
Private limited companyfounded 2021active for 4 yearsKanunnikenstraat 14, 2020 Antwerpen, BelgiumKBO/BCE: BE 0778.535.757
Summary

The computed 12-month bankruptcy probability of B&M Solution is 1.8% (moderate). The 2025 annual accounts show equity of €24,115 and a net result of €6,394. Equity has been growing by about 34% per year since 2022. Its solvency ranks better than 50% of 165 sector peers (NACE 53, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 13-12-2021 Normal situation
Activity
Other postal and courier activities NACE 53200
Joint committee
140 Paritair Comité voor het vervoer en de logistiek · annual accounts 2022
Establishment unit
2.326.277.655 2020 Antwerpen, since 13-12-2021
Financial year end
31 December
Peppol
Reachable since 30-01-2025

Board and ownership

Board
  • El Mimouni MoustafaDirector · since 13-12-2021

Financial position

56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.8%
Annual accounts 2025
Gross margin
€140,516
▼ 11.8%
Turnover
≈ €360,000
estimated
Profit
€6,394
▼ 71.6%
Equity
€24,115
▲ 36.1%
Total assets
€69,968
▼ 58.2%
Employees on 31-12-2025
4
=
Score breakdownraises riskSector: Postal and courier activities (NACE 53)Founded in 2021Size: total assets €69,968lowers riskLiquidity: current ratio 0.81, cash €21,852Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 64% of micro companies in postal and courier (NACE 53)
Financial strength · tick: 2024
Strong
Solvency 59+23
equity 34.5% of total assets
Liquidity 54+21
short-term debt 65.5% · cash 31.2%
Profitability 80-6
return on assets 9.1%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.6% (914 companies, NACE 53, micro)
Last 24 months 12-2024: 2.8% 01-2025: 2.8%● unchanged vs 12-2024 02-2025: 2.8%● unchanged vs 01-2025 03-2025: 2.8%● unchanged vs 02-2025 04-2025: 2.9%▲ +0.1 percentage points vs 03-2025 05-2025: 3.0%▲ +0.1 percentage points vs 04-2025 06-2025: 3.0%● unchanged vs 05-2025 07-2025: 4.2%▲ +1.2 percentage points vs 06-2025highest value 08-2025: 3.6%▼ -0.6 percentage points vs 07-2025 09-2025: 3.6%● unchanged vs 08-2025 10-2025: 3.6%● unchanged vs 09-2025 11-2025: 3.6%● unchanged vs 10-2025 12-2025: 3.5%▼ -0.1 percentage points vs 11-2025 01-2026: 3.5%● unchanged vs 12-2025 02-2026: 3.5%● unchanged vs 01-2026 03-2026: 3.5%● unchanged vs 02-2026 04-2026: 3.6%▲ +0.1 percentage points vs 03-2026 05-2026: 4.0%▲ +0.4 percentage points vs 04-2026 06-2026: 4.1%▲ +0.1 percentage points vs 05-2026 07-2026: 1.8%▼ -2.3 percentage points vs 06-2026lowest value 08-2026: 1.8%● unchanged vs 07-2026lowest value 09-2026: 1.8%● unchanged vs 08-2026lowest value 10-2026: 1.8%● unchanged vs 09-2026lowest value 11-2026: 1.8%● unchanged vs 10-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.81 (1.45 in 2024), below 1. Short-term debt is 65.5% and cash 31.2% of total assets. 65.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 53, micro). It does better than 51% of them on solvency, 68% on liquidity, 65% on profitability and 74% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Postal and courier activities (NACE 53)
KBO
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €69,968
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.81, cash €21,852
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
49 days early
2024
46 days early
2023
29 days early
2022
63 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 47 days before the deadline. In the sector (NACE 53), the median for financial year 2024 was 13 days after the deadline, and 56% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 June (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Transfer of 50 sharesResignation: Bouazza Brahim (director)
  2. · Gazette deed Transfer of 50 sharesResignation: Bouazza Brahim (director)
  3. · Gazette deed Registered office moved from Wilrijk to Antwerpen
All 10 events

Comparable companies

These companies have the same main activity as B&M Solution: other postal and courier activities (NACE 53200). They are comparable in size and age: total assets between €62,400 and €101,000, founded between 2021 and 2022.

CompanyTotal assetsGross margin
B&M Solution Antwerpen€69,968€140,516
MERLIN Grobbendonk€62,418€144,494
Fast Forward Transport Beveren-Kruibeke-Zwijndrecht€80,412€123,847
AG Delivery Antwerpen€91,931€149,093
AMKA Trading Antwerpen€101,449€191,363
DELIVERY ALL NETWORKS Braine-l'Alleud€83,070€103,262
YKSL Jette€92,012€145,366
Full comparison

Key facts about B&M Solution

What is the company number of B&M Solution?
The company number of B&M Solution is 0778.535.757. The VAT number is the same number with BE in front: BE 0778.535.757.
Where is B&M Solution based?
The registered office is at Kanunnikenstraat 14, 2020 Antwerpen.Company details
What does B&M Solution do?
According to the KBO register, the main activity is other postal and courier activities (NACE 53200).
What is the legal form of B&M Solution?
The legal form of B&M Solution is Private limited company (BV).
When was B&M Solution founded?
B&M Solution was founded on 13-12-2021.
Is B&M Solution still active?
Yes, B&M Solution is an active enterprise in the KBO register.
How many employees does B&M Solution have?
B&M Solution had an average of 4.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does B&M Solution fall under?
In its 2022 annual accounts, B&M Solution states joint committee 140 (Paritair Comité voor het vervoer en de logistiek).
What is the turnover of B&M Solution?
The turnover in financial year 2025 is ≈ €360,000. This figure is estimated from the gross margin of €140,516 and 1,647 comparable companies of the same size. It probably lies between €220,000 and €670,000. It is a rough estimate. In financial year 2022 turnover was €347,608.
Is B&M Solution profitable?
In financial year 2025, B&M Solution made a profit of €6,394.
Where can I find the annual accounts of B&M Solution?
B&M Solution filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of B&M Solution due?
B&M Solution must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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