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AG Delivery

Active
Private limited companyfounded 20224 yrs activeKruishofstraat 144, 2020 Antwerpen, BelgiumKBO/BCE: BE 0791.181.389
Summary

The computed 12-month bankruptcy probability of AG Delivery is 3.7% (moderate). The 2025 annual accounts show equity of €36,059 and a net result of -€7,659. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 57% of 583 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
AG DeliveryActiveChecked score 49/100
Risk analysis ReportCompare

Overview

Activity
Postal and courier activities
NACE 53100Other postal and courier activities NACE 53200
1 site
Size
€91,931total assets 2025
Staff
5.1 FTE
Equity
€36,059
Loss
-€7,659
Turnover not published (abridged schema)
Financial health
49 Fair Checked score 2025
Bankruptcy chance 12 m
3.7%
Structure
Accounts filed 61 d late0 of 3 deeds read
Why 49- Sector Postal and courier activities (NACE 53)- Latest accounts 61 days late; 3 of the last 3 late- Size: total assets €91,931+ Liquidity: current ratio 1.47, cash €18,650Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 38% of its sector peers (NACE 53, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 64-5
equity 39.2% of total assets
Liquidity 46-2
short-term debt 57.6% · cash 20.3%
Profitability 24-75
return on assets -8.3%
Bankruptcy probability, 12 months
3.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.6% (904 companies)
Last 24 months 11-2024: 4.4% 12-2024: 4.4%● 0.0% vs 11-2024 01-2025: 4.3%▼ -1.8% vs 12-2024 02-2025: 4.3%● 0.0% vs 01-2025 03-2025: 4.3%▼ -0.5% vs 02-2025 04-2025: 4.4%▲ +1.4% vs 03-2025 05-2025: 4.4%▲ +0.8% vs 04-2025 06-2025: 4.3%▼ -1.7% vs 05-2025 07-2025: 4.4%▲ +0.8% vs 06-2025 08-2025: 5.1%▲ +17.3% vs 07-2025 09-2025: 5.6%▲ +9.0% vs 08-2025highest value 10-2025: 3.7%▼ -33.0% vs 09-2025 11-2025: 3.7%● 0.0% vs 10-2025 12-2025: 3.8%▲ +0.8% vs 11-2025 01-2026: 3.7%▼ -1.9% vs 12-2025 02-2026: 3.7%● 0.0% vs 01-2026 03-2026: 3.7%▼ -0.5% vs 02-2026 04-2026: 3.7%▲ +1.1% vs 03-2026 05-2026: 3.7%▲ +0.7% vs 04-2026 06-2026: 3.3%▼ -11.4% vs 05-2026lowest value 07-2026: 3.4%▲ +2.0% vs 06-2026 08-2026: 4.0%▲ +18.3% vs 07-2026 09-2026: 4.3%▲ +7.0% vs 08-2026 10-2026: 3.7%▼ -14.4% vs 09-2026
  • Sector Postal and courier activities (NACE 53) raises the probability
  • Latest accounts 61 days late; 3 of the last 3 late raises the probability
  • Size: total assets €91,931 raises the probability for this profile
  • Liquidity: current ratio 1.47, cash €18,650 lowers the probability
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.68 in 2024; short-term debt: 57.6% and cash: 20.3% of total assets), and 60.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 53, micro). Better than this share of them on solvency 55%, liquidity 52%, profitability 23%, growth against the median 24%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Postal and courier activities (NACE 53)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Latest accounts 61 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Size: total assets €91,931
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.47, cash €18,650
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
61 d late
2024
48 d late
2023
43 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 51 days after the deadline; the sector median for financial year 2024 is 13 days after the deadline, and 56% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 September (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€7,659
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 18% on net resultsector median €5,155 · 586 companies -€7,659 View
  • Caution: Latest accounts filed lateafter the legal deadline 61 d View
  • Total assets 20253 fiscal years filed €91,931 View

By topic

Financials

Fiscal year
2025
Total assets
€91,931
Loss
-€7,659
Solvency
39.2%
Total assets▼ 7.4%
Net result
20232025
Go to Financials

Timeline

Events
5
Since
2024
Next accounts
by 31-07-2027
  1. 30-09-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 17-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Postal and courier activitiesNACE 53100
Founded
20-09-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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