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B&M Communication et Management

Active
Private limited companyfounded 2021active for 5 yearsRue des 4 Arbres(LU) 49, 5170 Profondeville, BelgiumKBO/BCE: BE 0767.432.227
Summary

The computed 12-month bankruptcy probability of B&M Communication et Management is 3.8% (moderate). The 2025 annual accounts show negative equity (-€1,068) and a net result of -€21,657. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 14% of 12,775 sector peers (NACE 47, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 23-04-2021 Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110and 5 others
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2021
Establishment unit
2.317.071.860 5170 Profondeville, since 15-07-2021
Financial year end
31 December
Peppol
Reachable since 15-12-2025

Board and ownership

Board
  • BASSO MartinDirector · since 23-04-2021
  • MERVEILLE RenaudDirector · since 23-04-2021

Financial position

48 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.8%
Annual accounts 2025
Gross margin
€95,697
▼ 2.9%
Turnover
≈ €1.0m
estimated
Loss
€21,657
▲ 89.4%
Equity
-€1,068
Total assets
€311,812
▼ 26.6%
Employees on 31-12-2025
1
=
  • Negative equity on 31-12-2025
  • 2025 accounts filed 45 days after the deadline
Score breakdownraises riskLast filed accounts filed 45 days late; 2 of the last 3 accounts lateNegative equity -€1,068Sector: Retail trade (NACE 47)Loss of €21,657, the second in a row (financial year 2025)Show the evidence

Checked score

Score 2025
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 23% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 25-5
equity -0.3% of total assets
Liquidity 38-5
short-term debt 44.6% · cash 8.1%
Profitability 46-19
return on assets -6.9%
Bankruptcy probability within 12 months
3.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 3.4% 01-2025: 3.0%▼ -0.4 percentage points vs 12-2024 02-2025: 3.0%● unchanged vs 01-2025 03-2025: 3.0%● unchanged vs 02-2025 04-2025: 3.0%● unchanged vs 03-2025 05-2025: 3.1%▲ +0.1 percentage points vs 04-2025 06-2025: 3.0%▼ -0.1 percentage points vs 05-2025 07-2025: 3.0%● unchanged vs 06-2025 08-2025: 3.6%▲ +0.6 percentage points vs 07-2025 09-2025: 2.4%▼ -1.2 percentage points vs 08-2025lowest value 10-2025: 2.5%▲ +0.1 percentage points vs 09-2025 11-2025: 2.5%● unchanged vs 10-2025 12-2025: 2.5%● unchanged vs 11-2025 01-2026: 2.4%▼ -0.1 percentage points vs 12-2025 02-2026: 2.5%▲ +0.1 percentage points vs 01-2026 03-2026: 2.5%● unchanged vs 02-2026 04-2026: 2.5%● unchanged vs 03-2026 05-2026: 2.6%▲ +0.1 percentage points vs 04-2026 06-2026: 2.6%● unchanged vs 05-2026 07-2026: 2.6%● unchanged vs 06-2026 08-2026: 3.2%▲ +0.6 percentage points vs 07-2026 09-2026: 3.3%▲ +0.1 percentage points vs 08-2026 10-2026: 3.8%▲ +0.5 percentage points vs 09-2026highest value 11-2026: 3.8%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.66 (0.81 in 2024), below 1. Short-term debt is 44.6% and cash 8.1% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 19% of them on solvency, 36% on liquidity, 34% on profitability and 5% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Last filed accounts filed 45 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Negative equity -€1,068
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Loss of €21,657, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2122232425
2021 to 2025 · latest year -€1,068
raises risk · 2025 accounts filed 45 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
45 days late
2024
11 days late
2023
57 days late
2022
28 days late
2021
60 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 40 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€1,068 View
  • Caution: Less equity than 86% of companies in retail tradesector median €236,726 · 12,785 companies -€1,068 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€21,657 View

Recent changes

  1. · Gazette deed Incorporation
All 8 events

Comparable companies

These companies have the same main activity as B&M Communication et Management: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €276,000 and €589,000, founded between 2018 and 2021.

CompanyTotal assetsGross margin
B&M Communication et Management Profondeville€311,812€95,697
Traiteur Het Gouden Kruispunt Tielt-Winge€276,060€90,116
LOCA-NOVA Peer€335,987€121,515
Smalco Sint-Katelijne-Waver€589,118€136,227
VAN CUTSEM Sint-Pieters-Leeuw€469,653€88,115
OTIS DRINKS Anderlecht€363,214€215,433
BPSH Evere€574,615€62,240
Full comparison

Key facts about B&M Communication et Management

What is the company number of B&M Communication et Management?
The company number of B&M Communication et Management is 0767.432.227. The VAT number is the same number with BE in front: BE 0767.432.227.
Where is B&M Communication et Management based?
The registered office is at Rue des 4 Arbres(LU) 49, 5170 Profondeville.Company details
What does B&M Communication et Management do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of B&M Communication et Management?
The legal form of B&M Communication et Management is Private limited company (BV).
When was B&M Communication et Management founded?
B&M Communication et Management was founded on 23-04-2021.
Is B&M Communication et Management still active?
Yes, B&M Communication et Management is an active enterprise in the KBO register.
How many employees does B&M Communication et Management have?
B&M Communication et Management had an average of 0.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does B&M Communication et Management fall under?
In its 2021 annual accounts, B&M Communication et Management states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of B&M Communication et Management?
The turnover in financial year 2025 is ≈ €1.0m. This figure is estimated from the gross margin of €95,697 and 111 comparable companies (NACE 47110). It probably lies between €710,000 and €1.5m.
Is B&M Communication et Management profitable?
In financial year 2025, B&M Communication et Management made a loss of €21,657.
Where can I find the annual accounts of B&M Communication et Management?
B&M Communication et Management filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of B&M Communication et Management due?
B&M Communication et Management must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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