B&M AGENTS
The computed 12-month bankruptcy probability of B&M AGENTS is 3.0% (moderate). The 2024 annual accounts show equity of €53k and a net result of €30k. Equity is growing by ~84.3% per year across the filed fiscal years. Its solvency ranks better than 80% of 3354 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €53k |
| Net result | €30k |
| Better than sector | 80% |
| Active | 4 yrs |
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 67.2% | 25.2% | |
| Net result | €30k | €4k | |
| Equity | €53k | €23k | |
| Gross operating margin | €51k | €19k | |
| Total assets | €79k | €105k |
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €51k |
| Net profit | €30k |
| Cash flow | €39k |
| Staff costs | - |
| Income taxes | €11k |
| Dividends | - |
| Total assets | €79k |
| Equity | €53k |
| Debt | €26k |
| of which ≤ 1y | €26k |
| of which > 1y | €359 |
| Working capital | €44k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 2.71 |
| Quick ratio | 2.71 |
| Working capital ratio | 55.3% |
| Solvency | 67.2% |
| Debt / equity | 0.49 |
| Long-term debt ratio | 0.01 |
| Interest coverage | 46.18 |
| Gross margin | - |
| Net margin | - |
| ROA | 37.7% |
| ROE | 56.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €79k |
| Fixed assets | 21/28 | €10k |
| Tangible fixed assets | 22/27 | €8k |
| Financial fixed assets | 28 | €2k |
| Current assets | 29/58 | €69k |
| Amounts receivable within one year | 40/41 | €32k |
| Cash & bank | 54/58 | €37k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €79k |
| Equity | 10/15 | €53k |
| Contributions / capital | 10/11 | €8k |
| Reserves | 13 | €46k |
| Amounts payable | 17/49 | €26k |
| Amounts payable after one year | 17 | €359 |
| Amounts payable within one year | 42/48 | €26k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €51k |
| Operating result | 9901 | €42k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €40k |
| Income taxes | 67/77 | €11k |
| Net result for the period | 9904 | €30k |
| Result to be appropriated | 9905 | €30k |
Former directors (1)
-
DOSSIN YvesDirectorState Gazette act 26032552 (05-03-2026)Former- → 05-03-2026
| NACE primary | Handelsbemiddeling in de niet-gespecialiseerde groothandel(46190) |
| Legal form | Private limited company(610) |
| Incorporation | 16-03-2022 |
| Status | Active |
| Postal code | 1030 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372D0188/00K002 | Brussels | 129 m² | 1 · 115 m² | 17.6 m · 5 fl. |
| 21904B0433/00K003 | Brussels | 120 m² | 1 · 121 m² | 14.4 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
05-03-2026 DOSSIN Yves resigns as director
- DOSSIN Yves, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "administrateur",
"person": {
"rrn": null,
"name": "DOSSIN Yves",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "de_plein_droit_dissolution",
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "Monsieur DOSSIN Yves d\u00E9missionne de son poste d\u0027administrateur, et d\u0027actionnaire de la soci\u00E9t\u00E9.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "substantive_delegation",
"role": "administrateur",
"person": {
"rrn": null,
"name": "DOSSIN Yves",
"address": null,
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"profession": null,
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},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "Monsieur DOSSIN Yves c\u00E8de ses 50 actions \u00E0 Madame TAMAGNI Val\u00E9rie, de sorte qu\u0027apr\u00E8s cession, madame TAMAGNI Val\u00E9rie est propri\u00E9taire des 100 actions formant le capital social de la soci\u00E9t\u00E9.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": "2026-03-05",
"filing_date": null,
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2026-02-22",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0783.496.615",
"name_full": "B\u0026M AGENTS",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "TAMAGNI Val\u00E9rie",
"org_rep_person_name": null,
"person_role_at_subject": "Administratrice"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}13-02-2025 Registered office moved from Schaerbeek to Evere
- chaussée de Louvain 501, 1030 Schaerbeek → avenue Notre Dame 98, 1140 Evere
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Evere",
"region": "Brussels",
"street": "avenue Notre Dame",
"country": "BE",
"postcode": "1140",
"box_number": null,
"street_number": "98"
},
"old_address": {
"city": "Schaerbeek",
"region": "Brussels",
"street": "chauss\u00E9e de Louvain",
"country": "BE",
"postcode": "1030",
"box_number": null,
"street_number": "501"
},
"effective_date": "2025-01-03",
"evidence_quote": "Les actionnaires se sont r\u00E9unis ce jour 03/01/2025 et ont d\u00E9cid\u00E9 de transf\u00E9rer le si\u00E8ge social de la soci\u00E9t\u00E9 \u00E0 1030 Schaerbeek, chauss\u00E9e de Louvain 501."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0783.496.615",
"name_full": "B \u0026 M AGENTS",
"legal_form": "SRL"
}
}18-03-2022 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "1140 Evere, Avenue Notre-Dame 98",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1979-09-07",
"name": "TAMAGNI Val\u00E9rie",
"niss": null,
"address": "1910 Kampenhout, Daallaan, 36"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 3750,
"holder_person_name": "TAMAGNI Val\u00E9rie",
"is_subscriber_only": false,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 3750,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1977-10-14",
"name": "DOSSIN Yves Ludovic C\u00E9dric",
"niss": null,
"address": "1910 Kampenhout, Daallaan, 36"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 3750,
"holder_person_name": "DOSSIN Yves Ludovic C\u00E9dric",
"is_subscriber_only": false,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 3750,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 7500,
"subject_company": {
"kbo": "0783.496.615",
"name_full": "B\u0026M AGENTS",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2022-03-16",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | B&M AGENTS |