B.J. PELLETS
ActiveSummary
B.J. PELLETS has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€172,768) and a net result of -€21,806. Equity is shrinking by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 2591 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.29 against 0.26 in 2024; short-term debt: 328.1% and cash: 3.5% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-228.1%
Return on assets
-28.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€172,768
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
on the day
2022
4 d early
2021
24 d late
2020
25 d late
2019
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
In the rankings
#9 oldest company in Orp-Jauche
Equity
-€172,768▼ 14.4%
2024 · -€150,962
Total assets
€75,732▲ 27.3%
2024 · €59,482
Net result
-€21,806▲ 31.0%
2024 · -€31,604
Working capital
-€177,168▼ 14.0%
2024 · -€155,362
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€9,192-€7,839▲ 14.7%-€9,337▼ 19.1%-€28,024▼ 200%-€17,312▲ 38.2%
Net result-€13,159below the sector's middle half-€14,932below the sector's middle half▼ 13.5%-€16,279below the sector's middle half▼ 9.0%-€31,604below the sector's middle half▼ 94.1%-€21,806below the sector's middle half▲ 31.0%
Equity-€88,147below the sector's middle half▼ 17.5%-€103,079below the sector's middle half▼ 16.9%-€119,358below the sector's middle half▼ 15.8%-€150,962below the sector's middle half▼ 26.5%-€172,768below the sector's middle half▼ 14.4%
Total assets€31,709below the sector's middle half▼ 16.9%€27,779below the sector's middle half▼ 12.4%€32,631below the sector's middle half▲ 17.5%€59,482within the sector's middle half▲ 82.3%€75,732within the sector's middle half▲ 27.3%
Debt€119,856▲ 5.9%€130,857▲ 9.2%€151,989▲ 16.1%€210,444▲ 38.5%€248,501▲ 18.1%
Working capital-€88,147▼ 17.5%-€103,079▼ 16.9%-€119,358▼ 15.8%-€155,362▼ 30.2%-€177,168▼ 14.0%
Solvency-278.0%below the sector's middle half▼ 81.6pp-371.1%below the sector's middle half▼ 93.1pp-365.8%below the sector's middle half▲ 5.3pp-253.8%below the sector's middle half▲ 112.0pp-228.1%below the sector's middle half▲ 25.7pp
Staff (FTE)0.8▲ 167%1▲ 25.0%2▲ 100%1.9▼ 5.0%1.8▼ 5.3%
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17,312 in 2025 against €28,024 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75,732
Fixed assets
€4,400 =
Current assets
€71,332 ▲ 29.5%
Key figures and ratios
Current ratio
0.29▲
2024 · 0.26
Quick ratio
0.22▲
2024 · 0.22
Debt to equity
-1.44▼
2024 · -1.39
ROA
-28.8%▲
2024 · -53.1%
Debt ≤ 1 year
€248,501▲
2024 · €210,444
Staff costs
€61,136▲
2024 · €53,705
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,640 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.1%
went bankrupt
9.9%
stopped otherwise
84%
still going
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,640 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €6,410 | €9,075 | €9,494 | €53,705 | €61,136 | ▲ 13.8% |
| Other operating charges640/8 | €1,421 | €1,402 | €585 | €892 | €499 | ▼ 44.1% |
| Non-recurring operating charges66A | - | €2,116 | - | - | - | - |
| Gross operating margin9900 | -€1,361 | €4,753 | €741 | €26,573 | €44,323 | ▲ 66.8% |
| Operating profit (loss)9901 | -€9,192 | -€7,839 | -€9,337 | -€28,024 | -€17,312 | ▲ 38.2% |
| Financial income75/76B | €105 | €771 | €23 | €43 | €1,305 | ▲ 2,924% |
| Recurring financial income75 | €105 | €771 | €23 | €43 | €1,305 | ▲ 2,924% |
| Financial charges65/66B | €4,071 | €7,863 | €6,791 | €3,624 | €5,800 | ▲ 60.1% |
| Recurring financial charges65 | €4,071 | €7,863 | €6,791 | €3,624 | €5,800 | ▲ 60.1% |
| Profit (loss) for the period before taxes9903 | -€13,159 | -€14,932 | -€16,105 | -€31,604 | -€21,806 | ▲ 31.0% |
| Income taxes67/77 | - | - | €174 | - | - | - |
| Profit (loss) for the period9904 | -€13,159 | -€14,932 | -€16,279 | -€31,604 | -€21,806 | ▲ 31.0% |
| Profit (loss) for the period to be appropriated9905 | -€13,159 | -€14,932 | -€16,279 | -€31,604 | -€21,806 | ▲ 31.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €31,709 | €27,779 | €32,631 | €59,482 | €75,732 | ▲ 27.3% |
| Fixed assets21/28 | - | - | - | €4,400 | €4,400 | = |
| Tangible fixed assets22/27 | - | - | - | €2,000 | €2,000 | = |
| Furniture and vehicles24 | - | - | - | €2,000 | €2,000 | = |
| Financial fixed assets28 | - | - | - | €2,400 | €2,400 | = |
| Current assets29/58 | €31,709 | €27,779 | €32,631 | €55,082 | €71,332 | ▲ 29.5% |
| Stocks and contracts in progress3 | €2,381 | €7,618 | €7,871 | €9,591 | €15,732 | ▲ 64.0% |
| Stocks30/36 | €2,381 | €7,618 | €7,871 | €9,591 | €15,732 | ▲ 64.0% |
| Amounts receivable within one year40/41 | €20,134 | €14,176 | €20,876 | €33,336 | €49,712 | ▲ 49.1% |
| Trade receivables40 | €20,134 | €14,176 | €20,876 | €33,336 | €49,712 | ▲ 49.1% |
| Cash at bank and in hand54/58 | €6,616 | €4,340 | €1,510 | €9,154 | €2,661 | ▼ 70.9% |
| Deferred charges and accrued income490/1 | €2,577 | €1,645 | €2,374 | €3,000 | €3,227 | ▲ 7.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €31,709 | €27,779 | €32,631 | €59,482 | €75,732 | ▲ 27.3% |
| Equity10/15 | -€88,147 | -€103,079 | -€119,358 | -€150,962 | -€172,768 | ▼ 14.4% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Profit (loss) carried forward14 | -€106,739 | -€121,671 | -€137,950 | -€169,554 | -€191,360 | ▼ 12.9% |
| Amounts payable17/49 | €119,856 | €130,857 | €151,989 | €210,444 | €248,501 | ▲ 18.1% |
| Amounts payable within one year42/48 | €119,856 | €130,857 | €151,989 | €210,444 | €248,501 | ▲ 18.1% |
| Trade debts44 | €58,196 | €56,595 | €75,597 | €77,214 | €72,061 | ▼ 6.7% |
| Suppliers440/4 | €58,196 | €56,595 | €75,597 | €77,214 | €72,061 | ▼ 6.7% |
| Taxes, remuneration and social security45 | €10,397 | €11,565 | €17,191 | €30,336 | €74,060 | ▲ 144% |
| Taxes450/3 | €8,318 | €10,341 | €13,596 | €20,352 | €24,408 | ▲ 19.9% |
| Remuneration and social security454/9 | €2,080 | €1,224 | €3,594 | €9,984 | €49,652 | ▲ 397% |
| Other amounts payable47/48 | €51,263 | €62,698 | €59,202 | €102,894 | €102,379 | ▼ 0.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€13,159 | -€14,932 | -€16,279 | -€31,604 | -€21,806 | ▲ 31.0% |
| Operating cash flow (approximation) | -€13,159 | -€14,932 | -€16,279 | -€31,604 | -€21,806 | ▲ 31.0% |
| Investment in fixed assets (approximation) | - | - | - | - | €0 | - |
| Change in cash | - | -€2,276 | -€2,830 | €7,645 | -€6,493 | ▼ 185% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€31,604
Net result drops to -€31,604, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Back to profitnet €9,389
Net result €9,389 after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Orp-Jauche · 1 establishment unit since 1987
Ground area
3,699 m²
Building footprint
445 m²
Volume, LiDAR
3,023 m³
2 parcels, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
L'atelier BRS
since 19872.029.502.393
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25082D0612/00A000indicative | Wallonia | 2,526 m² | 1 · 133 m² | 8.4 m · 2 fl. |
| 25074A0086/00N000 | Wallonia | 1,173 m² | 1 · 312 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
A C P.V.
BE 0446.311.252
Ukkel
AUTO C.M.
BE 0432.383.636
Brussel
AUTOPIA
BE 0454.253.572
Sint-Genesius-Rode
BEN CAR
BE 0450.578.460
Wezembeek-Oppem
Blue Consulting
BE 0424.579.985
Brussel
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,876 companies in sector 95314 we hold annual accounts for 847. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded18-06-1987
Fiscal year end31-12
Activities, NACEBEL 2025
95314Bodywork repair (including spraying and painting)
Contact
E-mail
ateliers@hotmail.fr
Phone
0496071971
E-invoicing
Reachable via Peppol
Peppol ID
0208:0431387803
Registered
20-11-2020
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.