CARROCAR
ActiveCARROCAR has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-15k) and a net result of €24k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 18281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+96
Solvency2▲+2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.58 against 0.21 in 2024; short-term debt: 122.6% and cash: 37.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-22.6%
Return on assets
37%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 18281 sector peers (2025).
NBB · sector comparisonPosition among 18281 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
31 d early
2023
36 d early
2022
33 d early
2021
31 d early
2020
32 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-15k▲ 62.1%
2024 · €-39k
2018: €1k
2019: €-5k
2020: €694
2021: €-3k
2022: €-15k
2023: €-35k
2024: €-39k
2018 → 2025
Total assets
€66k▲ 88.9%
2024 · €35k
2018: €43k
2019: €35k
2020: €34k
2021: €35k
2022: €35k
2023: €30k
2024: €35k
2018 → 2025
Net result
€24k
2024 · €-4k
2018: €-8k
2019: €-6k
2020: €5k
2021: €-3k
2022: €-12k
2023: €-21k
2024: €-4k
2018 → 2025
Working capital
€-34k▲ 42.5%
2024 · €-59k
2018: €-22k
2019: €-27k
2020: €-21k
2021: €-24k
2022: €-35k
2023: €-55k
2024: €-59k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-3k-€-15k▼ 432%€-35k▼ 143%€-39k▼ 11.4%€-15k▲ 62.1%
Operating result€-3k-€-11k▼ 312%€-19k▼ 79.3%€-3k▲ 84.9%€25k
Net result€-3k-€-12k▼ 244%€-21k▼ 75.8%€-4k▲ 80.6%€24k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €25k after a loss of €3k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€19k▼ 2.8%
Current assets
€47k▲ 203%
Key figures and ratios
EBITDA
€26k▲
2024 · €-2k
Cash flow
€25k▲
2024 · €-3k
Solvency
-22.6%▲
2024 · -112.6%
Current ratio
0.58▲
2024 · 0.21
Quick ratio
0.58▲
2024 · 0.21
Debt / equity
-5.43▼
2024 · -1.89
ROA
37.0%▲
2024 · -11.5%
Interest coverage
28.75▲
2024 · -2.16
Debt
€81k▲
2024 · €74k
Debt ≤ 1 year
€81k▲
2024 · €74k
Staff costs
€40k▲
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€35k€66k▲
Fixed assets21/28€19k€19k▼
Tangible fixed assets22/27€19k€19k▼
Land and buildings22€19k€19k▼
Current assets29/58€16k€47k▲
Stocks and contracts in progress3€278€498▲
Stocks30/36€278€498▲
Amounts receivable within one year40/41€10k€22k▲
Trade receivables40€4k€19k▲
Other amounts receivable41€5k€3k▼
Cash at bank and in hand54/58€6k€25k▲
Equity and liabilities
Total equity and liabilities10/49€35k€66k▲
Equity10/15€-39k€-15k▲
Contributions10/11€19k€19k=
Reserves13€24k€24k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€22k€22k=
Profit (loss) carried forward14€-82k€-57k▲
Amounts payable17/49€74k€81k▲
Amounts payable within one year42/48€74k€81k▲
Financial debts43€708-
Credit institutions430/8€708-
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Advances received on contracts in progress46€1k-
Taxes, remuneration and social security45€50k€60k▲
Taxes450/3€3k€4k▲
Remuneration and social security454/9€47k€56k▲
Other amounts payable47/48€19k€14k▼
Income statement
Code20242025
Remuneration, social security and pensions62€40k€40k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€534€534=
Other operating charges640/8€1k€4k▲
Gross operating margin9900€39k€71k▲
Operating profit (loss)9901€-3k€25k▲
Financial income75/76B€4€10▲
Recurring financial income75€4€10▲
Financial charges65/66B€1k€898▼
Recurring financial charges65€1k€898▼
Profit (loss) for the period before taxes9903€-4k€24k▲
Profit (loss) for the period9904€-4k€24k▲
Profit (loss) for the period to be appropriated9905€-4k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-82k€-57k▲
Profit (loss) brought forward from the previous period14P€-78k€-82k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
31-12
Financial
Back to profitnet €24k
Net result €24k after 4 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frameries · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Egalité 397080 FrameriesGround area
2,027 m²
Building footprint
353 m²
Volume, LiDAR
1,777 m³
Parcel 53025C0295/00E003, Wallonia · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CARROCAR SC
since 19872.032.985.485
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53025C0295/00E003 | Wallonia | 2,027 m² | 1 · 353 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
F.M. AUTO’S
BE 0787.704.831
Maasmechelen · Eq €686
Tyre Expert
BE 1026.669.972
Herstal · Eq €680
LKD CARS
BE 0800.325.521
Vilvoorde · Eq €678
K.A. MOTORS
BE 0547.770.579
Brussel · Eq €718
ASSISTAUTO
BE 0730.558.468
Willebroek · Eq €726
Of 10,672 companies in sector 47811 we hold annual accounts for 5,223. 497 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap (oud statuut)
Founded12-02-1987
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
45204
50103
50200
95314Bodywork repair (including spraying and painting)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.