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B.J.P. Catering

Active
Public limited companyfounded 1985active for 40 yearsAllée du Chevreuil 12, 1410 Waterloo, BelgiumKBO/BCE: BE 0428.229.363

From the official registers: KBO 39 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

B.J.P. Catering has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27.0m and a net result of €623,524. Equity has been stable since 2018 (±1.5% per year). Its solvency ranks better than 66% of 5,789 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

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B.J.P. CateringActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 13-12-1985 Normal situation
Legal form
Public limited company
Registered office
Allée du Chevreuil 12, 1410 Waterloo
Activity
Real estate agency activities NACE 68310and 2 others
Establishment unit
2.041.267.109 1410 Waterloo, since 02-12-1999
Financial year end
31 December
Peppol
Reachable since 22-12-2025
Company details

Board and ownership

Board
Shareholders
Holdings
Shares in 5 companies including CLARENHOF and SOTEL
Board & ownership

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€2.2m
▲ 14.8%
Turnover
≈ €2.7m
estimated
Profit
€623,524
▼ 0.4%
Equity
€27.0m
▲ 2.4%
Total assets
€46.7m
▼ 2.9%
2025 accounts filed 27 days after the deadline
Filed on 27-08-2026at the National Bank
Financials
Score breakdownraises riskLiquidity: current ratio 2.34, cash €503,411Last filed accounts filed 27 days late; 1 of the last 3 accounts latelowers riskSize: total assets €46.7mFounded in 1985Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 53% of large companies in real estate (NACE 68)
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 83+3
equity 57.8% of total assets
Liquidity 46+1
short-term debt 19.2% · cash 1.1%
Profitability 50+6
return on assets 1.3%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (318 companies, NACE 68, large)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.2%▲ +0.1 percentage points vs 08-2025 10-2025: 0.1%▼ -0.1 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €2,500,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.34 (2.05 in 2024), above the usual 1.5. Short-term debt is 19.2% and cash 1.1% of total assets. 42.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, large). It does better than 72% of them on solvency, 32% on liquidity, 54% on profitability and 55% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €46.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 2.34, cash €503,411
NBB · annual accounts
raises risk · Last filed accounts filed 27 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 1985
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
31 days late
2023
30 days late
2022
30 days late
2021
30 days late
2020
27 days late
2019
32 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 30 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Largest company by total assets in Waterloo, Real estate sectorin the Checked rankings No. 1 View
  • Heads a groupcompanies controlled 5 View

Documents

Annual accounts at the NBB

All 39 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about B.J.P. Catering

What is the company number of B.J.P. Catering?
The company number of B.J.P. Catering is 0428.229.363. The VAT number is the same number with BE in front: BE 0428.229.363.
Where is B.J.P. Catering based?
The registered office is at Allée du Chevreuil 12, 1410 Waterloo.Company details
What does B.J.P. Catering do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of B.J.P. Catering?
The legal form of B.J.P. Catering is Public limited company (NV).
When was B.J.P. Catering founded?
B.J.P. Catering was founded on 13-12-1985.
Is B.J.P. Catering still active?
Yes, B.J.P. Catering is an active enterprise in the KBO register.
What is the turnover of B.J.P. Catering?
The turnover in financial year 2025 is ≈ €2.7m. This figure is estimated from the gross margin of €2.2m and 147 comparable companies (NACE 68). It probably lies between €2.3m and €3.6m.Financials
Is B.J.P. Catering profitable?
In financial year 2025, B.J.P. Catering made a profit of €623,524.
Where can I find the annual accounts of B.J.P. Catering?
B.J.P. Catering filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of B.J.P. Catering due?
B.J.P. Catering must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Companies linked to B.J.P. Catering

Comparable companies

These companies have the same main activity as B.J.P. Catering: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €33m and €63m, founded between 1978 and 1995.

CompanyTotal assetsGross margin
B.J.P. Catering Waterloo€46.7m€2.2m
IPON Temse€43.5m€2.7m
CAPTUUR Roeselare€44.2m€1.9m
Imbo - Vy Roeselare€56.3m€2.3m
THE GREEN CORNER Sint-Pieters-Woluwe€33.5m€2.2m
Rock Izegem Oostkamp€63.0m€1.9m
BELTAINE Brussel€44.7m€2.2m
Full comparison

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