Rock Izegem
ActiveSummary
Rock Izegem has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32.10M and a net result of €243k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 60% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▼-27
Solvency76▲+13
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2M at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.66 in 2024; short-term debt: 41.6% and cash: 1.7% of total assets), and 49% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51%
Return on assets
0.4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €32.10M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
30 d early
2023
142 d late
2022
162 d late
2021
32 d late
2020
89 d late
2019
42 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€243k▼ 72.3%
2024 · €876k
2018: €561k
2019: €583k
2020: €513k
2021: €743k
2022: €468k
2023: €660k
2024: €876k
2018 → 2025
Working capital
€-24.87M▼ 1,523%
2024 · €-1.53M
2018: €-2.06M
2019: €-2.79M
2020: €-2.53M
2021: €-2.02M
2022: €-1.04M
2023: €-1.35M
2024: €-1.53M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.31M-€3.31M▲ 0.1%€3.31M▲ 0.1%€3.31M▲ 0.1%€32.10M▲ 868%
Operating result€1.11M-€784k▼ 29.3%€1.19M▲ 52.3%€1.42M▲ 18.9%€594k▼ 58.2%
Net result€743k-€468k▼ 37.0%€660k▲ 41.0%€876k▲ 32.7%€243k▼ 72.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 58% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62.97M
Fixed assets
€61.66M ▲ 968%
Current assets
€1.32M ▼ 55.3%
Equity and liabilities €62.97M
Equity
€32.10M ▲ 868%
Debt
€30.88M ▲ 471%
Debt's share of the balance-sheet total falls from 62.0% to 49.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.32M▼
2024 · €2.15M
Cash flow
€973k▼
2024 · €1.60M
Current ratio
0.05▼
2024 · 0.66
Debt to equity
0.96▼
2024 · 1.63
ROE
0.8%▼
2024 · 26.4%
ROA
0.4%▼
2024 · 10.0%
Interest coverage
4.19▼
2024 · 7.78
Debt ≤ 1 year
€26.19M▲
2024 · €4.48M
Debt > 1 year
€4.68M▲
2024 · €919k
Income taxes
€81k▼
2024 · €292k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€8.72M€62.97M▲
Fixed assets21/28€5.77M€61.66M▲
Tangible fixed assets22/27€5.73M€33.55M▲
Land and buildings22€5.69M€33.50M▲
Plant, machinery and equipment23€41k€44k▲
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€43k€28.11M▲
Current assets29/58€2.95M€1.32M▼
Amounts receivable within one year40/41€2.33M€243k▼
Trade receivables40€559k€131k▼
Other amounts receivable41€1.77M€112k▼
Cash at bank and in hand54/58€577k€1.05M▲
Deferred charges and accrued income490/1€44k€25k▼
Equity and liabilities
Total equity and liabilities10/49€8.72M€62.97M▲
Equity10/15€3.31M€32.10M▲
Contributions10/11€1.64M€1.64M=
Capital10€1.64M€1.64M=
Issued capital100€1.64M€1.64M=
Revaluation surpluses12€1.46M€30.00M▲
Reserves13€214k€456k▲
Non-distributable reserves130/1€164k€164k=
Legal reserve130€164k€164k=
Distributable reserves133€50k€293k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€5.41M€30.88M▲
Amounts payable after more than one year17€919k€4.68M▲
Financial debts170/4€919k€4.68M▲
Amounts payable within one year42/48€4.48M€26.19M▲
Financial debts43€3.42M€3.59M▲
Credit institutions430/8€3.42M€3.59M▲
Trade debts44€105k€185k▲
Suppliers440/4€105k€185k▲
Taxes, remuneration and social security45€64k€42k▼
Taxes450/3€64k€42k▼
Other amounts payable47/48€893k€22.37M▲
Accrued charges and deferred income492/3€7k€11k▲
Income statement
Code20242025
Non-recurring operating income76A€64k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€725k€731k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€89k€0▼
Other operating charges640/8€252k€262k▲
Non-recurring operating charges66A€60k€348k▲
Gross operating margin9900€2.55M€1.93M▼
Operating profit (loss)9901€1.42M€594k▼
Financial income75/76B€24k€46k▲
Recurring financial income75€24k€46k▲
Financial charges65/66B€276k€316k▲
Recurring financial charges65€276k€316k▲
Profit (loss) for the period before taxes9903€1.17M€324k▼
Income taxes67/77€292k€81k▼
Profit (loss) for the period9904€876k€243k▼
Profit (loss) for the period to be appropriated9905€876k€243k▼
Appropriation of the result
Profit (loss) to be appropriated9906€876k€243k▼
Transfer to equity691/2€2k€243k▲
To other reserves6921€2k€243k▲
Profit to be distributed694/7€874k€0▼
Return on contributions (dividend)694€874k€0▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
State Gazette act
Resignations: FOX (director) and CEMATH CONSULT (director)Appointment: ROCA INVESTMENT BELGIUM I (director) · Permanent representatives: LONGUEVILLE Vincent and DEGRANDE Hans · Capital decrease18 facts ▸
State Gazette act
Resignations: FOX (director) and CEMATH CONSULT (director)
Appointment: ROCA INVESTMENT BELGIUM I (director) · Permanent representatives: LONGUEVILLE Vincent and DEGRANDE Hans · Capital decrease18 facts ▸
- General meeting, 31-08-2026
- Capital decrease, €1.570.000
- Capital, €68.700,15
- Name change, Rock Izegem
- Registered-office move, Zwartegatstraat 52, 8020 Oostkamp
- Statutes amendment
- Director resignation, FOX (director)
- Director resignation, CEMATH CONSULT (director)
- Director discharge, FOX
- Director discharge, CEMATH CONSULT
- Director appointment, ROCA INVESTMENT BELGIUM I (director)
- Mandate compensation, ROCA INVESTMENT BELGIUM I
- +6 further facts in this act
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €243k ▼72.3%
Net result drops to €243k, the lowest in the series.
31-12
Financial
Equity above €25MEq €32.10M ▲868%
8 profitable years in a row build equity to €32.10M.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €876k ▲32.7%
Operating result €1.42M, net result €876k, both a record.
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 142 days late
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 162 days late
2022
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 32 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 89 days late
2020
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 42 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 22 days late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 16 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
ROCA INVESTMENT BELGIUM I
CurrentDirector · since 31-08-2026 · Public limited company · perm. rep.: LONGUEVILLE Vincent
31-08-2026
ROCA INVESTMENT BELGIUM I: Appointed as Director
31-08-2026
ROCA INVESTMENT BELGIUM I: Appointed as Day-to-day manager
31-08-2026
CEMATH CONSULT: Resigned as Director
31-08-2026
FOX: Resigned as Director
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 1979
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwartegatstraat 528020 OostkampGround area
9,568 m²
Building footprint
538 m²
Volume, LiDAR
765 m³
2 parcels, Flanders · tallest building 18.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Shopping Izegem
since 19792.015.997.619
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31022I0729/00B000 | Flanders | 5,035 m² | 1 · 332 m² | - |
| 31403G0579/00B000 | Flanders | 4,534 m² | 1 · 206 m² | 18.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Purpose
Alle immobiliaire operaties of ermede verband houdende verrichtingen te doen, met name de aankoop, verkoop, ruiling, het laten bouwen, huren, verhuren, ter beschikking stellen van…
Full purpose
Alle immobiliaire operaties of ermede verband houdende verrichtingen te doen, met name de aankoop, verkoop, ruiling, het laten bouwen, huren, verhuren, ter beschikking stellen van industrièle en andere gebouwen en gronden, de omvorming en ombouwing en valorisatie van onroerende goederen... voorts ook het beheer van alle roerende en onroerende goederen... deelnemen in alle vennootschappen of ondernemingen... financièle operaties
Structure & network
Connections & network
2 connected companiesLinked via shared directors
Shared corporate director
→
Shared corporate director
→
Capital and shareholders
Capital over the years
- 08-09-2026 Capital reduction of 1,570,000 EUR · to 68,700.15 EUR · repaid to the shareholders
Recognitions · licences · registrations
Legal Entity Identifier
25490090FQ200IYSH115
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Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 377 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-02-1979
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.