B.J. MACHINEBEGLAZING
ActiveB.J. MACHINEBEGLAZING has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €879k and a net result of €164k. Equity is growing by ~18.3% per year across the filed fiscal years. Its solvency ranks better than 47% of 1037 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+9
Solvency66▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 2.7 against 2.48 in 2024; short-term debt: 10.8% and cash: 10.2% of total assets), but 58.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.2%
Return on assets
7.7%
Age of the figures
12 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
1 d early
2022
3 d early
2021
31 d early
2020
1 d early
2019
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€879k▲ 22.9%
2024 · €715k
2018: €217k
2019: €276k
2020: €385k
2021: €449k
2022: €517k
2023: €652k
2024: €715k
2018 → 2025
Total assets
€2.14M▲ 13.4%
2024 · €1.88M
2018: €1.01M
2019: €1.12M
2020: €1.35M
2021: €1.30M
2022: €1.37M
2023: €1.61M
2024: €1.88M
2018 → 2025
Net result
€164k▲ 161%
2024 · €63k
2018: €33k
2019: €59k
2020: €109k
2021: €64k
2022: €68k
2023: €135k
2024: €63k
2018 → 2025
Working capital
€390k▲ 31.8%
2024 · €296k
2018: €115k
2019: €45k
2020: €209k
2021: €208k
2022: €243k
2023: €328k
2024: €296k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€449k-€517k▲ 15.2%€652k▲ 26.2%€715k▲ 9.6%€879k▲ 22.9%
Operating result€105k-€108k▲ 3.1%€215k▲ 99.3%€118k▼ 45.0%€273k▲ 130%
Net result€64k-€68k▲ 6.8%€135k▲ 98.9%€63k▼ 53.6%€164k▲ 161%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 130% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.14M
Fixed assets
€1.52M▲ 9.2%
Current assets
€620k▲ 24.9%
Equity and liabilities €2.14M
Equity
€879k▲ 22.9%
Debt
€1.26M▲ 7.5%
The debt ratio falls from 62.0% to 58.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€395k▲
2024 · €223k
Cash flow
€287k▲
2024 · €168k
Solvency
41.2%▲
2024 · 38.0%
Current ratio
2.70▲
2024 · 2.48
Quick ratio
1.85▲
2024 · 1.54
Debt / equity
1.43▼
2024 · 1.63
ROE
18.6%▲
2024 · 8.8%
ROA
7.7%▲
2024 · 3.3%
Interest coverage
8.81▲
2024 · 5.52
Debt
€1.26M▲
2024 · €1.17M
Debt ≤ 1 year
€230k▲
2024 · €200k
Debt > 1 year
€1.03M▲
2024 · €968k
Income taxes
€66k▲
2024 · €21k
Staff costs
€152k▼
2024 · €161k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.88M€2.14M▲
Fixed assets21/28€1.39M€1.52M▲
Tangible fixed assets22/27€1.39M€1.52M▲
Land and buildings22€1.30M€1.46M▲
Plant, machinery and equipment23€53k€37k▼
Furniture and vehicles24€38k€22k▼
Current assets29/58€496k€620k▲
Stocks and contracts in progress3€187k€194k▲
Stocks30/36€187k€194k▲
Amounts receivable within one year40/41€118k€198k▲
Trade receivables40€108k€194k▲
Other amounts receivable41€10k€3k▼
Cash at bank and in hand54/58€177k€218k▲
Deferred charges and accrued income490/1€14k€10k▼
Equity and liabilities
Total equity and liabilities10/49€1.88M€2.14M▲
Equity10/15€715k€879k▲
Contributions10/11€19k€19k=
Reserves13€696k€860k▲
Distributable reserves133€696k€860k▲
Amounts payable17/49€1.17M€1.26M▲
Amounts payable after more than one year17€968k€1.03M▲
Financial debts170/4€968k€1.03M▲
Amounts payable within one year42/48€200k€230k▲
Current portion of amounts payable after more than one year42€100k€96k▼
Financial debts43€10k€10k▼
Credit institutions430/8€10k€10k▼
Trade debts44€57k€33k▼
Suppliers440/4€57k€33k▼
Taxes, remuneration and social security45€30k€91k▲
Taxes450/3€13k€75k▲
Remuneration and social security454/9€16k€16k▼
Other amounts payable47/48€4k-
Income statement
Code20242025
Remuneration, social security and pensions62€161k€152k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€105k€123k▲
Other operating charges640/8€37k€11k▼
Gross operating margin9900€422k€557k▲
Operating profit (loss)9901€118k€273k▲
Financial income75/76B€5k€2k▼
Recurring financial income75€5k€2k▼
Financial charges65/66B€40k€45k▲
Recurring financial charges65€40k€45k▲
Profit (loss) for the period before taxes9903€83k€230k▲
Income taxes67/77€21k€66k▲
Profit (loss) for the period9904€63k€164k▲
Profit (loss) for the period to be appropriated9905€63k€164k▲
Appropriation of the result
Profit (loss) to be appropriated9906€63k€164k▲
Transfer to equity691/2€63k€164k▲
To other reserves6921€63k€164k▲
Social balance
Average headcount (FTE)90872.52.3▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Highest result since 2018net €164k ▲161%
Operating result €273k, net result €164k, both a record.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Equity above €500kEq €517k ▲15.2%
5 profitable years in a row build equity to €517k.
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
10-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hulshout · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industriepark 162235 HulshoutGround area
6,044 m²
Building footprint
2,920 m²
Volume, LiDAR
17,947 m³
3 parcels, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
B.J. MACHINEBEGLAZING
since 20112.204.646.979
Carwash Pico Bello
since 20262.382.609.119
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13016B0006/00B018 | Flanders | 3,824 m² | 1 · 2,783 m² | 9.2 m · 2 fl. |
| 13049A0787/00V000 | Flanders | 1,115 m² | 1 · 137 m² | 9.2 m · 2 fl. |
| 13016B0006/00P014 | Flanders | 1,104 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EUROQUIP
BE 0441.742.255
Pelt · Eq €880k
GARAGE DE BAETS
BE 0479.735.868
Hasselt · Eq €894k
DE VELGENDOKTER
BE 0671.632.849
Aartselaar · Eq €859k
C Service
BE 0898.501.694
Welkenraedt · Eq €827k
MOBILGLASS
BE 0473.545.189
Ternat · Eq €948k
Of 757 companies in sector 95313 we hold annual accounts for 289. 150 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2011
Fiscal year end30-09
Activities, NACEBEL
95313Repair and fitting of specific motor vehicle parts
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95319Other maintenance and repair of motor vehicles
45310
47820Retail sale of motor vehicle parts and accessories
46720Wholesale of motor vehicle parts and accessories
77221Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.