B.J. Knulst
ActiveB.J. Knulst has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-14k) and a net result of €4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 1902 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-41
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
short-term debt: 0.3% of total assets, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-32.6%
Return on assets
8.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 1902 sector peers (2025).
NBB · sector comparisonPosition among 1902 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
192 d early
2023
50 d early
2022
130 d early
2021
31 d late
2020
30 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-14k▲ 21.2%
2024 · €-18k
2018: €144k
2019: €130k
2020: €112k
2021: €-49k
2022: €-36k
2023: €-31k
2024: €-18k
2018 → 2025
Total assets
€44k▲ 8.9%
2024 · €40k
2018: €202k
2019: €188k
2020: €170k
2021: €9k
2022: €22k
2023: €27k
2024: €40k
2018 → 2025
Net result
€4k▼ 70.7%
2024 · €13k
2018: €37k
2019: €-14k
2020: €-18k
2021: €-161k
2022: €13k
2023: €5k
2024: €13k
2018 → 2025
Working capital
€43k▲ 9.6%
2024 · €40k
2022: €22k
2023: €27k
2024: €40k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-49k-€-36k▲ 26.4%€-31k▲ 13.3%€-18k▲ 41.9%€-14k▲ 21.2%
Operating result€-152k-€12k€4k▼ 67.1%€12k▲ 187%€2k▼ 85.5%
Net result€-161k-€13k€5k▼ 63.0%€13k▲ 174%€4k▼ 70.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 86% below 2024.
Key figures and ratios
Solvency
-32.6%▲
2024 · -45.0%
Debt / equity
-0.01▲
2024 · -0.02
ROA
8.8%▼
2024 · 32.5%
Debt
€127▼
2024 · €387
Debt ≤ 1 year
€120▼
2024 · €387
Debt > 1 year
€7
A ratio outside any meaningful range has been withheld (balance sheet total €44k, equity €-14k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€40k€44k▲
Current assets29/58€40k€44k▲
Amounts receivable within one year40/41€40k€44k▲
Trade receivables40€1k€693▼
Other amounts receivable41€39k€43k▲
Cash at bank and in hand54/58€2-
Equity and liabilities
Total equity and liabilities10/49€40k€44k▲
Equity10/15€-18k€-14k▲
Contributions10/11€124€124=
Profit (loss) carried forward14€-18k€-14k▲
Provisions and deferred taxes16€58k€58k=
Provisions for liabilities and charges160/5€58k€58k=
Pensions and similar obligations160€58k€58k=
Amounts payable17/49€387€127▼
Amounts payable after more than one year17-€7
Other amounts payable178/9-€7
Amounts payable within one year42/48€387€120▼
Trade debts44€387€120▼
Suppliers440/4€387€120▼
Income statement
Code20242025
Other operating charges640/8€569€396▼
Gross operating margin9900€12k€2k▼
Operating profit (loss)9901€12k€2k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€256€72▼
Recurring financial charges65€256€72▼
Profit (loss) for the period before taxes9903€13k€4k▼
Profit (loss) for the period9904€13k€4k▼
Profit (loss) for the period to be appropriated9905€13k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-14k▲
Profit (loss) brought forward from the previous period14P€-31k€-18k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Liquidity quadruplescurrent ratio 363.02
Current ratio from 103.37 to 363.02; short-term debt falls from €387 to €120.
20-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €13k
Net result €13k after 3 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-161k
Net result drops to €-161k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 90 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 60 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Rochusstraat 472100 AntwerpenGround area
115 m²
Building footprint
81 m²
Volume, LiDAR
736 m³
Parcel 11346B0475/00D014, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
B.J. Knulst
since 20222.330.293.752
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11346B0475/00D014 | Flanders | 115 m² | 1 · 81 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PayTalent
BE 0792.636.092
Puurs-Sint-Amands · Eq €112k
E.W.O.
BE 0460.482.457
Lennik · Eq €113k
LINQED
BE 0831.409.665
Merelbeke-Melle · Eq €112k
DeepAnt
BE 0765.500.343
Herent · Eq €113k
LIXUSS
BE 0885.011.271
Beersel · Eq €113k
Of 3,153 companies in sector 63920 we hold annual accounts for 1,523. 1,249 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-11-1989
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:knulstcrossborder@skynet.be