B.I.F. CONSTRUCT
ActiveSummary
The annual accounts of B.I.F. CONSTRUCT for financial year 2025 show a net loss of 64% of total assets. The 2025 annual accounts show equity of €18,051 and a net result of -€11,833. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 95% of 2,790 sector peers (NACE 41, financial year 2025). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.3% (low).
Overview
Official details
Source: KBO- Status
- Active since 16-11-2011 Normal situation
- Activity
- General construction of residential buildings NACE 41001and 2 others
- Establishment unit
- 2.205.526.414 1082 Sint-Agatha-Berchem, since 10-01-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 05-02-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.3%
- Gross margin
- €4,910
- Turnover
- ≈ €61,000
- estimated
- Loss
- €11,833
- ▲ 25.9%
- Equity
- €18,051
- ▼ 39.6%
- Total assets
- €18,403
- ▼ 50.2%
- 2025 accounts filed 5 days after the deadline
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearSector: Construction of residential and non-residential buildings (NACE 41)Loss of €11,833, the second in a row (financial year 2025)Last filed accounts filed 5 days late; 1 of the last 3 accounts latelowers riskFounded in 2011Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 65% on liquidity, 5% on profitability and 13% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 110 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as B.I.F. CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €16,500 and €28,600, founded between 2007 and 2014.
| Company | Total assets | Gross margin |
|---|---|---|
| B.I.F. CONSTRUCT Sint-Agatha-Berchem | €18,403 | €4,910 |
| GH CONSULT Sint-Pieters-Woluwe | €16,453 | €3,902 |
| FENCITY Elsene | €20,744 | €2,966 |
| ARTI BOUW Gent | €22,914 | €5,990 |
| BOUWBEDRIJF DIRKX GUIDO Maasmechelen | €17,179 | €3,101 |
| BIO-PELLETS Lubbeek | €17,217 | €6,880 |
| Luso Belgica Erpe-Mere | €28,590 | €4,343 |
Key facts about B.I.F. CONSTRUCT
- What is the company number of B.I.F. CONSTRUCT?
- The company number of B.I.F. CONSTRUCT is 0841.094.621. The VAT number is the same number with BE in front: BE 0841.094.621.
- Where is B.I.F. CONSTRUCT based?
- The registered office is at Onze Lieve Vrouw van Fatimalaan 18, 1082 Sint-Agatha-Berchem.Company details
- What does B.I.F. CONSTRUCT do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of B.I.F. CONSTRUCT?
- The legal form of B.I.F. CONSTRUCT is Private limited company (pre-2019) (BVBA).
- When was B.I.F. CONSTRUCT founded?
- B.I.F. CONSTRUCT was founded on 16-11-2011.
- Is B.I.F. CONSTRUCT still active?
- Yes, B.I.F. CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of B.I.F. CONSTRUCT?
- The turnover in financial year 2025 is ≈ €61,000. This figure is estimated from the gross margin of €4,910 and 73 comparable companies (NACE 41001). It probably lies between €28,000 and €120,000. It is a rough estimate.Financials
- Is B.I.F. CONSTRUCT profitable?
- In financial year 2025, B.I.F. CONSTRUCT made a loss of €11,833.
- Where can I find the annual accounts of B.I.F. CONSTRUCT?
- B.I.F. CONSTRUCT filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of B.I.F. CONSTRUCT due?
- B.I.F. CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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