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B(i)e

Active
Private limited companyfounded 201412 yrs activeEdgard Tinelstraat 16, 2850 Boom, BelgiumKBO/BCE: BE 0550.365.528
Summary

B(i)e has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80,645 and a net result of €14,380. Its solvency ranks better than 36% of 11472 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability70▲+2
Solvency48▲+2
Growth78
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity short (current ratio 0.89 against 1.01 in 2024; short-term debt: 10.9% and cash: 2.6% of total assets), and 76.7% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
2 d early
2024
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close27-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

B(i)e was incorporated on 1 April 2014.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€80,645▲ 3.0%
2024 · €78,265
Total assets
€346,517▼ 5.1%
2024 · €365,185
Net result
€14,380▲ 48.5%
2024 · €9,683
Working capital
-€4,110
2024 · €540
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€18,509-€26,398▲ 42.6%
Net result€9,683-€14,380▲ 48.5%
Equity€78,265-€80,645▲ 3.0%
Total assets€365,185-€346,517▼ 5.1%
Debt€286,920-€265,873▼ 7.3%
Working capital€540--€4,110
Staff (FTE)0.2-
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2024: €18,509€18,509Net result 2024: €9,683€9,683Operating result 2025: €26,398€26,398Net result 2025: €14,380€14,38020242025€0€10,000€20,000€30,000Operating result 2024: €18,509€18,500Net result 2024: €9,683€9,680Operating result 2025: €26,398€26,400Net result 2025: €14,380€14,40020242025
The operating result rises in 2025; 2025 is 43% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €346,517
Fixed assets €312,957 ▼ 3.4%
Current assets €33,560 ▼ 18.6%
Equity and liabilities €346,517
Equity €80,645 ▲ 3.0%
Debt €265,873 ▼ 7.3%
Debt's share of the balance-sheet total falls from 78.6% to 76.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€39,949▲
2024 · €33,691
Cash flow
€27,931▲
2024 · €24,865
Current ratio
0.89▼
2024 · 1.01
Quick ratio
0.81▲
2024 · 0.74
Debt to equity
3.30▼
2024 · 3.67
ROE
17.8%▲
2024 · 12.4%
ROA
4.1%▲
2024 · 2.7%
Interest coverage
5.51▲
2024 · 5.49
Debt ≤ 1 year
€37,671▼
2024 · €40,665
Debt > 1 year
€226,997▼
2024 · €245,732
Income taxes
€5,352▲
2024 · €2,967
Staff costs
€1,288▼
2024 · €3,372
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 4,500 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 97% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
1.2% went bankrupt
1.6% stopped otherwise
97% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 4,500 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€365,185€346,517▼
Fixed assets21/28€323,979€312,957▼
Tangible fixed assets22/27€319,479€308,457▼
Land and buildings22€302,763€292,067▼
Plant, machinery and equipment23€4,006€5,504▲
Furniture and vehicles24€12,709€10,887▼
Financial fixed assets28€4,500€4,500=
Current assets29/58€41,206€33,560▼
Stocks and contracts in progress3€10,938€3,230▼
Stocks30/36€10,938€3,230▼
Amounts receivable within one year40/41€22,214€19,053▼
Trade receivables40€11,065€17,057▲
Other amounts receivable41€11,150€1,996▼
Cash at bank and in hand54/58€6,986€9,105▲
Deferred charges and accrued income490/1€1,068€2,172▲
Equity and liabilities
Total equity and liabilities10/49€365,185€346,517▼
Equity10/15€78,265€80,645▲
Contributions10/11€25,000€25,000=
Reserves13€53,265€55,645▲
Distributable reserves133€53,265€55,645▲
Amounts payable17/49€286,920€265,873▼
Amounts payable after more than one year17€245,732€226,997▼
Financial debts170/4€245,732€226,997▼
Amounts payable within one year42/48€40,665€37,671▼
Current portion of amounts payable after more than one year42€18,427€18,735▲
Trade debts44€22,238-
Suppliers440/4€22,238-
Taxes, remuneration and social security45-€5,366
Taxes450/3-€5,366
Other amounts payable47/48-€13,569
Accrued charges and deferred income492/3€523€1,205▲
Income statement Code20242025
Remuneration, social security and pensions62€3,372€1,288▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,182€13,551▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€3,028
Other operating charges640/8€4,276€23,534▲
Gross operating margin9900€41,339€67,799▲
Operating profit (loss)9901€18,509€26,398▲
Financial income75/76B€282€590▲
Recurring financial income75€282€590▲
Financial charges65/66B€6,141€7,257▲
Recurring financial charges65€6,141€7,257▲
Profit (loss) for the period before taxes9903€12,650€19,732▲
Income taxes67/77€2,967€5,352▲
Profit (loss) for the period9904€9,683€14,380▲
Profit (loss) for the period to be appropriated9905€9,683€14,380▲
Appropriation of the result
Profit (loss) to be appropriated9906€9,683€14,380▲
Transfer to equity691/2€9,683€2,380▼
To other reserves6921€9,683€2,380▼
Profit to be distributed694/7-€12,000
Return on contributions (dividend)694-€12,000

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62€3,372€1,288▼ 61.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,182€13,551▼ 10.7%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€3,028-
Other operating charges640/8€4,276€23,534▲ 450%
Gross operating margin9900€41,339€67,799▲ 64.0%
Operating profit (loss)9901€18,509€26,398▲ 42.6%
Financial income75/76B€282€590▲ 110%
Recurring financial income75€282€590▲ 110%
Financial charges65/66B€6,141€7,257▲ 18.2%
Recurring financial charges65€6,141€7,257▲ 18.2%
Profit (loss) for the period before taxes9903€12,650€19,732▲ 56.0%
Income taxes67/77€2,967€5,352▲ 80.4%
Profit (loss) for the period9904€9,683€14,380▲ 48.5%
Profit (loss) for the period to be appropriated9905€9,683€14,380▲ 48.5%
Line20242025Change
Assets
Total assets20/58€365,185€346,517▼ 5.1%
Fixed assets21/28€323,979€312,957▼ 3.4%
Tangible fixed assets22/27€319,479€308,457▼ 3.4%
Land and buildings22€302,763€292,067▼ 3.5%
Plant, machinery and equipment23€4,006€5,504▲ 37.4%
Furniture and vehicles24€12,709€10,887▼ 14.3%
Financial fixed assets28€4,500€4,500=
Current assets29/58€41,206€33,560▼ 18.6%
Stocks and contracts in progress3€10,938€3,230▼ 70.5%
Stocks30/36€10,938€3,230▼ 70.5%
Amounts receivable within one year40/41€22,214€19,053▼ 14.2%
Trade receivables40€11,065€17,057▲ 54.2%
Other amounts receivable41€11,150€1,996▼ 82.1%
Cash at bank and in hand54/58€6,986€9,105▲ 30.3%
Deferred charges and accrued income490/1€1,068€2,172▲ 103%
Equity and liabilities
Total equity and liabilities10/49€365,185€346,517▼ 5.1%
Equity10/15€78,265€80,645▲ 3.0%
Contributions10/11€25,000€25,000=
Reserves13€53,265€55,645▲ 4.5%
Distributable reserves133€53,265€55,645▲ 4.5%
Amounts payable17/49€286,920€265,873▼ 7.3%
Amounts payable after more than one year17€245,732€226,997▼ 7.6%
Financial debts170/4€245,732€226,997▼ 7.6%
Amounts payable within one year42/48€40,665€37,671▼ 7.4%
Current portion of amounts payable after more than one year42€18,427€18,735▲ 1.7%
Trade debts44€22,238--
Suppliers440/4€22,238--
Taxes, remuneration and social security45-€5,366-
Taxes450/3-€5,366-
Other amounts payable47/48-€13,569-
Accrued charges and deferred income492/3€523€1,205▲ 131%
Line20242025Change
Profit (loss) for the period9904€9,683€14,380▲ 48.5%
+ Depreciation and write-downs630€15,182€13,551▼ 10.7%
Operating cash flow (approximation)€24,865€27,931▲ 12.3%
Investment in fixed assets (approximation)--€2,530-
Change in cash-€2,119-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
29-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
30-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boom · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
215 m²
Building footprint
78 m²
Volume, LiDAR
570 m³
Parcel 11622C0186/00B006, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
B(i)e
Edgard Tinelstraat 16, 2850 BoomAgents in the wholesale of furniture, household goods and hardware
since 20142.230.707.020
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11622C0186/00B006 Flanders 215 m² 1 · 77 m² 13.0 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,743 companies in sector 46150 we hold annual accounts for 758. 599 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-04-2014
Fiscal year end31-03
Activities, NACEBEL 2025
46150Agents in the wholesale of furniture, household goods and hardware
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
46190Agents in non-specialised wholesale trade
55203Holiday cottages, homes and apartments
Contact
E-mail bie.lauwers@hotmail.comBoom
Phone 0473385819Boom
E-invoicing
Reachable via Peppol
Peppol ID 0208:0550365528
Registered 27-03-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.