B-Garden
ActiveSummary
B-Garden has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86k and a net result of €27k. Equity is growing by ~39.1% per year across the filed fiscal years. Its solvency ranks better than 35% of 3136 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▲+2
Solvency43▲+3
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.26 in 2024; short-term debt: 31.8% and cash: 13.8% of total assets), and 82.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.9%
Return on assets
5.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
30 d early
2024
29 d early
2023
28 d early
2022
11 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€86k▲ 45.9%
2024 · €59k
2022: €31klowest in 4 years
2023: €43k▲ +38.0% vs 2022
2024: €59k▲ +37.0% vs 2023
2025: €86k▲ +45.9% vs 2024highest in 4 years
2022 → 2025
Total assets
€480k▲ 23.0%
2024 · €390k
2022: €201klowest in 4 years
2023: €264k▲ +31.3% vs 2022
2024: €390k▲ +47.9% vs 2023
2025: €480k▲ +23.0% vs 2024highest in 4 years
2022 → 2025
Net result
€27k▲ 69.9%
2024 · €16k
2022: €12k
2023: €12k▼ -0.5% vs 2022lowest in 4 years
2024: €16k▲ +34.4% vs 2023
2025: €27k▲ +69.9% vs 2024highest in 4 years
2022 → 2025
Working capital
€14k▼ 53.6%
2024 · €31k
2022: €51khighest in 4 years
2023: €27k▼ -46.7% vs 2022
2024: €31k▲ +14.0% vs 2023
2025: €14k▼ -53.6% vs 2024lowest in 4 years
2022 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€31k-€43k▲ 38.0%€59k▲ 37.0%€86k▲ 45.9%
2022: €31klowest in 4 years
2023: €43k▲ +38.0% vs 2022
2024: €59k▲ +37.0% vs 2023
2025: €86k▲ +45.9% vs 2024highest in 4 years
Operating result€14k-€16k▲ 18.0%€26k▲ 63.3%€39k▲ 49.0%
2022: €14klowest in 4 years
2023: €16k▲ +18.0% vs 2022
2024: €26k▲ +63.3% vs 2023
2025: €39k▲ +49.0% vs 2024highest in 4 years
Net result€12k-€12k▼ 0.5%€16k▲ 34.4%€27k▲ 69.9%
2022: €12k
2023: €12k▼ -0.5% vs 2022lowest in 4 years
2024: €16k▲ +34.4% vs 2023
2025: €27k▲ +69.9% vs 2024highest in 4 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 49% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €480k
Fixed assets
€313k ▲ 31.8%
Current assets
€167k ▲ 9.2%
Equity and liabilities €480k
Equity
€86k ▲ 45.9%
Debt
€394k ▲ 18.9%
Debt's share of the balance-sheet total falls from 84.9% to 82.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€88k▲
2024 · €80k
Cash flow
€76k▲
2024 · €69k
Current ratio
1.09▼
2024 · 1.26
Quick ratio
0.66▼
2024 · 0.76
Debt to equity
4.60▼
2024 · 5.64
ROE
31.5%▲
2024 · 27.0%
ROA
5.6%▲
2024 · 4.1%
Interest coverage
20.77▲
2024 · 19.33
Debt ≤ 1 year
€153k▲
2024 · €122k
Debt > 1 year
€241k▲
2024 · €210k
Income taxes
€8k▲
2024 · €7k
Staff costs
€73k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€390k€480k▲
Fixed assets21/28€237k€313k▲
Tangible fixed assets22/27€237k€313k▲
Plant, machinery and equipment23€68k€157k▲
Furniture and vehicles24€169k€156k▼
Current assets29/58€153k€167k▲
Stocks and contracts in progress3€60k€66k▲
Stocks30/36€14k€26k▲
Contracts in progress37€46k€40k▼
Amounts receivable within one year40/41€38k€30k▼
Trade receivables40€37k€20k▼
Other amounts receivable41€2k€11k▲
Cash at bank and in hand54/58€54k€66k▲
Deferred charges and accrued income490/1€620€4k▲
Equity and liabilities
Total equity and liabilities10/49€390k€480k▲
Equity10/15€59k€86k▲
Contributions10/11€20k€20k=
Reserves13€39k€66k▲
Distributable reserves133€39k€66k▲
Amounts payable17/49€331k€394k▲
Amounts payable after more than one year17€210k€241k▲
Financial debts170/4€50k€81k▲
Other amounts payable178/9€160k€160k▲
Amounts payable within one year42/48€122k€153k▲
Current portion of amounts payable after more than one year42€21k€28k▲
Trade debts44€47k€89k▲
Suppliers440/4€47k€89k▲
Taxes, remuneration and social security45€14k€19k▲
Taxes450/3€9k€5k▼
Remuneration and social security454/9€5k€14k▲
Other amounts payable47/48€39k€16k▼
Income statement
Code20242025
Remuneration, social security and pensions62€29k€73k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€49k▼
Other operating charges640/8€1k€18k▲
Gross operating margin9900€110k€179k▲
Operating profit (loss)9901€26k€39k▲
Financial income75/76B€449€342▼
Recurring financial income75€449€342▼
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€23k€35k▲
Income taxes67/77€7k€8k▲
Profit (loss) for the period9904€16k€27k▲
Profit (loss) for the period to be appropriated9905€16k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€27k▲
Transfer to equity691/2€16k€27k▲
To other reserves6921€16k€27k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €23k | €57k | €29k | €73k | ▲ 153% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €39k | €5k | €53k | €49k | ▼ 7.8% |
| Other operating charges640/8 | €3k | €2k | €1k | €18k | ▲ 1,347% |
| Gross operating margin9900 | €78k | €80k | €110k | €179k | ▲ 63.6% |
| Operating profit (loss)9901 | €14k | €16k | €26k | €39k | ▲ 49.0% |
| Financial income75/76B | €360 | €448 | €449 | €342 | ▼ 23.7% |
| Recurring financial income75 | €360 | €448 | €449 | €342 | ▼ 23.7% |
| Financial charges65/66B | €1k | €1k | €4k | €4k | ▲ 3.4% |
| Recurring financial charges65 | €1k | €1k | €4k | €4k | ▲ 3.4% |
| Profit (loss) for the period before taxes9903 | €13k | €15k | €23k | €35k | ▲ 55.8% |
| Income taxes67/77 | €1k | €4k | €7k | €8k | ▲ 23.2% |
| Profit (loss) for the period9904 | €12k | €12k | €16k | €27k | ▲ 69.9% |
| Profit (loss) for the period to be appropriated9905 | €12k | €12k | €16k | €27k | ▲ 69.9% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €201k | €264k | €390k | €480k | ▲ 23.0% |
| Fixed assets21/28 | €93k | €186k | €237k | €313k | ▲ 31.8% |
| Tangible fixed assets22/27 | €93k | €186k | €237k | €313k | ▲ 31.8% |
| Plant, machinery and equipment23 | €19k | €83k | €68k | €157k | ▲ 131% |
| Furniture and vehicles24 | €73k | €103k | €169k | €156k | ▼ 8.0% |
| Current assets29/58 | €108k | €78k | €153k | €167k | ▲ 9.2% |
| Stocks and contracts in progress3 | €50k | €33k | €60k | €66k | ▲ 10.8% |
| Stocks30/36 | €15k | €8k | €14k | €26k | ▲ 90.2% |
| Contracts in progress37 | €35k | €25k | €46k | €40k | ▼ 13.0% |
| Amounts receivable within one year40/41 | €28k | €19k | €38k | €30k | ▼ 20.7% |
| Trade receivables40 | €28k | €19k | €37k | €20k | ▼ 46.1% |
| Other amounts receivable41 | - | - | €2k | €11k | ▲ 508% |
| Cash at bank and in hand54/58 | €30k | €26k | €54k | €66k | ▲ 22.0% |
| Deferred charges and accrued income490/1 | - | €207 | €620 | €4k | ▲ 589% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €201k | €264k | €390k | €480k | ▲ 23.0% |
| Equity10/15 | €31k | €43k | €59k | €86k | ▲ 45.9% |
| Contributions10/11 | €20k | €20k | €20k | €20k | = |
| Reserves13 | €11k | €23k | €39k | €66k | ▲ 69.6% |
| Distributable reserves133 | €11k | €23k | €39k | €66k | ▲ 69.6% |
| Amounts payable17/49 | €170k | €221k | €331k | €394k | ▲ 18.9% |
| Amounts payable after more than one year17 | €113k | €171k | €210k | €241k | ▲ 15.2% |
| Financial debts170/4 | €19k | €11k | €50k | €81k | ▲ 62.5% |
| Other amounts payable178/9 | €94k | €160k | €160k | €160k | ▲ 0.4% |
| Amounts payable within one year42/48 | €57k | €50k | €122k | €153k | ▲ 25.3% |
| Current portion of amounts payable after more than one year42 | €8k | €8k | €21k | €28k | ▲ 32.6% |
| Trade debts44 | €37k | €22k | €47k | €89k | ▲ 88.7% |
| Suppliers440/4 | €37k | €22k | €47k | €89k | ▲ 88.7% |
| Taxes, remuneration and social security45 | €11k | €10k | €14k | €19k | ▲ 32.6% |
| Taxes450/3 | €9k | €7k | €9k | €5k | ▼ 44.8% |
| Remuneration and social security454/9 | €2k | €4k | €5k | €14k | ▲ 179% |
| Other amounts payable47/48 | €1k | €10k | €39k | €16k | ▼ 57.9% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12k | €12k | €16k | €27k | ▲ 69.9% |
| + Depreciation and write-downs630 | €39k | €5k | €53k | €49k | ▼ 7.8% |
| Operating cash flow (approximation) | €50k | €17k | €69k | €76k | ▲ 10.1% |
| Investment in fixed assets (approximation) | - | €-99k | €-104k | €-125k | ▼ 19.5% |
| Change in cash | - | €-4k | €28k | €12k | ▼ 57.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2022net €27k ▲69.9%
Operating result €39k, net result €27k, both a record.
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €12k ▼0.5%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
19-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2020
Ground area
5,264 m²
Building footprint
249 m²
Parcel 44049E0894/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
B-Garden
since 20202.309.895.939
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44049E0894/00E000 | Flanders | 5,264 m² | 1 · 249 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 1,503 EUR awarded · 1,503 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2024 | 1 | 503 EUR | 503 EUR |
Schemes
Premie kwalificerend werkplekleren
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
2 live approvalsGroenaanleg en –beheer duaal (so)
Tuinaanlegger-groenbeheerder duaal (so)
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Of 4,676 companies in sector 01610 we hold annual accounts for 1,369. 1,068 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-10-2020
Fiscal year end30-09
Activities, NACEBEL 2025
01610Support activities for crop production
81300Landscape service activities
16230Manufacture of other builders' carpentry and joinery
43320Joinery installation
43990Other specialised construction activities
47522Retail trade
Scores and ratios are computed by Checked and are not a credit decision.