SNEYERS
ActiveSNEYERS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €16k. Equity is growing by ~36.6% per year across the filed fiscal years. Its solvency ranks better than 29% of 3098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency18▲+11
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.91 against 0.57 in 2024), and 86.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.2%
Return on assets
3.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
4 d early
2024
68 d late
2023
5 d early
2022
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€56k▲ 39.3%
2024 · €40k
2022: €22k
2023: €63k
2024: €40k
2022 → 2025
Total assets
€428k▼ 15.9%
2024 · €509k
2022: €339k
2023: €542k
2024: €509k
2022 → 2025
Net result
€16k
2024 · €-22k
2022: €7k
2023: €41k
2024: €-22k
2022 → 2025
Working capital
€-25k▲ 84.1%
2024 · €-154k
2022: €-209k
2023: €-161k
2024: €-154k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€22k-€63k▲ 186%€40k▼ 35.3%€56k▲ 39.3%
Operating result€9k-€52k▲ 454%€-16k€21k
Net result€7k-€41k▲ 493%€-22k€16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €21k after a loss of €16k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €428k
Fixed assets
€165k▼ 45.1%
Current assets
€263k▲ 26.3%
Equity and liabilities €428k
Equity
€56k▲ 39.3%
Debt
€372k▼ 20.7%
The debt ratio falls from 92.0% to 86.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€71k▼
2024 · €83k
Cash flow
€66k▼
2024 · €76k
Solvency
13.2%▲
2024 · 8.0%
Current ratio
0.91▲
2024 · 0.57
Quick ratio
0.91▲
2024 · 0.57
Debt / equity
6.59▼
2024 · 11.57
ROE
28.2%▲
2024 · -54.5%
ROA
3.7%▲
2024 · -4.3%
Interest coverage
12.92▲
2024 · 12.63
Debt
€372k▼
2024 · €469k
Debt ≤ 1 year
€287k▼
2024 · €362k
Debt > 1 year
€84k▼
2024 · €107k
Staff costs
€66k▼
2024 · €157k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€509k€428k▼
Formation expenses20€330€75▼
Fixed assets21/28€301k€165k▼
Intangible fixed assets21€519€119▼
Tangible fixed assets22/27€300k€165k▼
Land and buildings22€4k€3k▼
Plant, machinery and equipment23€91k€19k▼
Furniture and vehicles24€58k€23k▼
Leasing and similar rights25€148k€119k▼
Current assets29/58€208k€263k▲
Amounts receivable within one year40/41€166k€192k▲
Trade receivables40€155k€169k▲
Other amounts receivable41€11k€23k▲
Cash at bank and in hand54/58€40k€56k▲
Deferred charges and accrued income490/1€2k€15k▲
Equity and liabilities
Total equity and liabilities10/49€509k€428k▼
Equity10/15€40k€56k▲
Contributions10/11€15k€15k=
Reserves13€25k€41k▲
Distributable reserves133€25k€41k▲
Amounts payable17/49€469k€372k▼
Amounts payable after more than one year17€107k€84k▼
Financial debts170/4€107k€84k▼
Amounts payable within one year42/48€362k€287k▼
Current portion of amounts payable after more than one year42€21k€22k▲
Trade debts44€130k€37k▼
Suppliers440/4€130k€37k▼
Taxes, remuneration and social security45€35k€19k▼
Taxes450/3€16k€19k▲
Remuneration and social security454/9€19k-
Other amounts payable47/48€177k€209k▲
Income statement
Code20242025
Remuneration, social security and pensions62€157k€66k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€98k€50k▼
Other operating charges640/8€4k€28k▲
Gross operating margin9900€244k€166k▼
Operating profit (loss)9901€-16k€21k▲
Financial income75/76B€18-
Recurring financial income75€18-
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€-22k€16k▲
Profit (loss) for the period9904€-22k€16k▲
Profit (loss) for the period to be appropriated9905€-22k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€16k▲
Transfer from equity791/2€22k-
Transfer to equity691/2-€16k
To other reserves6921-€16k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
2024
31-12
Financial
Weakest financial yearnet €-22k ▼154%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €41k ▲493%
Operating result €52k, net result €41k, both a record.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2025
MICHIELS Sanne
CurrentDirector · since 27-08-2025
27-08-2025
MICHIELS Sanne: Appointed as Director
27-08-2025
SNEYERS Gerd Jan Zaki: Resigned as Director
27-01-2025
SNEYERS Gerd Jan Zaki: Resigned as Director
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hulshoekstraat 663560 LummenGround area
2,237 m²
Building footprint
142 m²
Volume, LiDAR
810 m³
Parcel 71035B0536/00K000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SNEYERS
since 20212.317.294.960
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71035B0536/00K000 | Flanders | 2,237 m² | 1 · 142 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 1,211 EUR awarded · 1,211 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 911 EUR | 911 EUR |
| 2022 | 1 | 300 EUR | 300 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 4,668 companies in sector 01610 we hold annual accounts for 1,363. 978 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-04-2021
Fiscal year end31-12
Activities, NACEBEL
01610Support activities for crop production
01620Support activities for animal production
01630Crop and animal production, hunting and related service activities
01640Crop and animal production, hunting and related service activities
02100Forestry and logging
02200Logging
02400Forestry and logging
16110Sawmilling and planing of wood
42110Construction of roads and motorways
42219Civil engineering
42911Civil engineering
42990Civil engineering
43120Site preparation
43130Specialised construction activities
43990Other specialised construction activities
43999Specialised construction activities
46832Wholesale of timber
81230Other cleaning activities
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.