BE2J
ActiveBE2J has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €186k and a net result of €29k. Equity is growing by ~56.6% per year across the filed fiscal years. Its solvency ranks better than 92% of 9981 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▼-14
Solvency100▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 6.03 against 3.8 in 2023; short-term debt: 12.4% and cash: 20.7% of total assets), and 13.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
41 d early
2022
32 d late
2021
13 d early
2020
18 d early
2019
24 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€186k▲ 15.2%
2023 · €161k
2018: €44k
2019: €24k
2020: €50k
2021: €54k
2022: €116k
2023: €161k
2018 → 2024
Total assets
€215k▼ 2.7%
2023 · €221k
2018: €54k
2019: €31k
2020: €74k
2021: €91k
2022: €143k
2023: €221k
2018 → 2024
Net result
€29k▼ 54.5%
2023 · €64k
2018: €6k
2019: €-20k
2020: €26k
2021: €14k
2022: €68k
2023: €64k
2018 → 2024
Working capital
€134k▼ 14.8%
2023 · €157k
2018: €43k
2019: €24k
2020: €48k
2021: €52k
2022: €115k
2023: €157k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€50k-€54k▲ 9.6%€116k▲ 113%€161k▲ 39.0%€186k▲ 15.2%
Operating result€33k-€19k▼ 41.4%€106k▲ 442%€96k▼ 9.0%€41k▼ 57.0%
Net result€26k-€14k▼ 46.6%€68k▲ 394%€64k▼ 5.6%€29k▼ 54.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 57% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €215k
Fixed assets
€55k▲ 577%
Current assets
€160k▼ 24.7%
Equity and liabilities €215k
Equity
€186k▲ 15.2%
Debt
€29k▼ 51.2%
The debt ratio falls from 26.9% to 13.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€46k▼
2023 · €100k
Cash flow
€34k▼
2023 · €69k
Solvency
86.5%▲
2023 · 73.1%
Current ratio
6.03▲
2023 · 3.80
Quick ratio
5.94▲
2023 · 3.77
Debt / equity
0.16▼
2023 · 0.37
ROE
15.7%▼
2023 · 39.8%
ROA
13.6%▼
2023 · 29.1%
Interest coverage
1143.10▲
2023 · 776.61
Debt
€29k▼
2023 · €60k
Debt ≤ 1 year
€27k▼
2023 · €56k
Income taxes
€13k▼
2023 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€221k€215k▼
Fixed assets21/28€8k€55k▲
Intangible fixed assets21-€4k
Tangible fixed assets22/27€8k€51k▲
Plant, machinery and equipment23-€0
Furniture and vehicles24€7k€50k▲
Other tangible fixed assets26€1k€932▼
Current assets29/58€213k€160k▼
Stocks and contracts in progress3€2k€2k▲
Stocks30/36€2k€2k▲
Amounts receivable within one year40/41€32k€9k▼
Trade receivables40€30k€3k▼
Other amounts receivable41€2k€7k▲
Current investments50/53€100k€101k▲
Cash at bank and in hand54/58€78k€44k▼
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€221k€215k▼
Equity10/15€161k€186k▲
Contributions10/11€20k€20k=
Reserves13€141k€158k▲
Distributable reserves133€141k€158k▲
Profit (loss) carried forward14€286€9k▲
Amounts payable17/49€60k€29k▼
Amounts payable within one year42/48€56k€27k▼
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€36k€17k▼
Taxes450/3€36k€17k▼
Other amounts payable47/48€19k€3k▼
Accrued charges and deferred income492/3€4k€3k▼
Income statement
Code20232024
Remuneration, social security and pensions62€35-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€1k€5k▲
Gross operating margin9900€102k€51k▼
Operating profit (loss)9901€96k€41k▼
Financial income75/76B€180€1k▲
Recurring financial income75€180€1k▲
Financial charges65/66B€129€40▼
Recurring financial charges65€129€40▼
Profit (loss) for the period before taxes9903€96k€43k▼
Income taxes67/77€32k€13k▼
Profit (loss) for the period9904€64k€29k▼
Profit (loss) for the period to be appropriated9905€64k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€65k€30k▼
Profit (loss) brought forward from the previous period14P€282€286▲
Transfer from equity791/2€3k€4k▲
Transfer to equity691/2€48k€20k▼
To other reserves6921€48k€20k▼
Profit to be distributed694/7€19k€5k▼
Return on contributions (dividend)694€19k€5k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €161k ▲39%
4 profitable years in a row build equity to €161k.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Highest result since 2018net €68k ▲394%
Operating result €106k, net result €68k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 5.26
Current ratio from 2.46 to 5.26; short-term debt falls from €36k to €27k.
31-12
Financial
Equity above €100kEq €116k ▲113%
3 profitable years in a row build equity to €116k.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-20k ▼417%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
01-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Le Haumont 174650 HerveGround area
809 m²
Building footprint
137 m²
Volume, LiDAR
681 m³
Parcel 63030B0093/00B002, Wallonia · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BE2J
since 20122.206.246.489
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63030B0093/00B002 | Wallonia | 809 m² | 1 · 137 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BEDRIJVENPARK STONE
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BUYSSE - GOETHALS
BE 0543.775.763
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RENO-MARK
BE 0533.876.122
Antwerpen · Eq €184k
KVMBOUW
BE 0713.786.970
Overijse · Eq €189k
Algemene Bouwonderneming Stijn Vercauteren
BE 0667.774.328
Waasmunster · Eq €182k
Of 2,451 companies in sector 41003 we hold annual accounts for 1,055. 722 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2012
Fiscal year end31-12
Activities, NACEBEL
41003General construction of other non-residential buildings
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
43410Roofing work
43421Specialised construction activities
58110Book publishing
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.