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B-Flows

Active Private limited companyfounded 2018active for 7 yearsMoerstraat 7, 9120 Beveren-Kruibeke-ZwijndrechtKBO/BCE: BE 0713.428.763
B-Flows
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Overview

Lifetime

7 annual accounts with figures on one time axis
peak €43,735 (2024)
€43,204▼ 1.2%
lowest -€2,971 (2019)
€13,946▼ 32.0%
peak €53,895 (2025)
€53,895▲ 34.9%
€187,315▼ 5.7%
Board1 name since 2018
1 directorKenneth BRYSSINCKX
Documentsfilings and deeds
26-03-2026127 days before the deadline
2025micro format
Result from €20,510 to €13,946Equity from €39,949 to €53,895Cash from €4,205 to €19,743

Key points

from the 2025 annual accounts

Equity

€53,895 ▲ 34.9%

B-Flows has made a profit without a break since 2021.

Debts

€187,315 78% of the balance sheet
Financial debts 79%Suppliers 3%Taxes and wages 6%Other 12%

Of this, €38,814 falls due within a year.

Filings

7 annual accounts since 2019
AprilJune31 JulyOctober202020222024

The last five annual accounts were filed 17 to 127 days before the end of the period.

Checked score

92
Excellent
Financially stronger than 46% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,551 companies (NACE 70, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025highest value 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.1%▼ -0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

47+5equity 22.3% of total assets
56+8short-term debt 16.1% · cash 8.2%
74-5return on assets 5.8%

Score breakdown

raises risk
Liquidity: current ratio 0.91, cash €19,743
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €241,210
Figures for financial year 2025 (filed on 26-03-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 25% of them on solvency, 47% on liquidity, 38% on profitability and 75% on growth.

The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 6,713 companies had the same profile as B-Flows has now. Each dot stands for 17 companies, two years later.

95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of B-Flows itself is lower: 0.1% within 12 months. It rests on far more data about B-Flows than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,713 companies, not a prediction for B-Flows. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €4,500 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.91 (0.7 in 2024), below 1. Short-term debt is 16.1% and cash 8.2% of total assets. 77.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €241,210
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 26-03-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.91, cash €19,743
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 39335 sector peers (2025).
NBB · sector comparison
Position among 39335 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
127 days early
2024
27 days early
2023
34 days early
2022
32 days early
2021
17 days early
2020
4 days early
2019
35 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 39 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

KB
Kenneth BRYSSINCKX
Director, since 10-11-2018
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0713428763
Resignation: Kenneth BRYSSINCKX (director) Reappointment: Kenneth BRYSSINCKX (director) · Director discharge: Kenneth BRYSSINCKX · Gazette deed
Registered office moved within Vrasene New registered office: Moerstraat 7, 9120 Vrasene · Previous registered office: Brandstraat 10 te 9120 Vrasene · Board meeting of 10-05-2021 · Gazette deed
Incorporation published on 14-11-2018 · Gazette deed
All 14 events

Comparable companies

same main activity, similar in size and age
Company
B-Flows Beveren-Kruibeke-Zwijndrecht €241,210 €43,204 22.3% -
Quotecom Merelbeke-Melle €240,668 €39,523 10.3% -
GVM Consult Ninove €220,785 €42,940 36.9% -
DS MALIVI Buggenhout €236,871 €40,858 36.7% -
CHRISTINE TOLLENAERE Ghent €247,624 €48,697 7.5% -
Lecluyse Consultancy Lochristi €271,192 €46,343 79.8% -
JDV CONSULT Lokeren €226,954 €34,480 68.3% -

These companies have the same main activity as B-Flows: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €221,000 and €271,000, founded between 2018 and 2019.

Official details

Source: KBO
Status
Active since 10-11-2018Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.281.781.5779120 Beveren-Kruibeke-Zwijndrecht, since 10-11-2018
Financial year end
31 December
Peppol
Reachable since 11-12-2025
Company details

Annual accounts 2025

€43,204▼ 1.2%
≈ €130,000estimated
€13,946▼ 32.0%
€53,895▲ 34.9%
€241,210▲ 1.1%
Filing
Filed on 26-03-2026, 127 days before the end of the filing period
Financials

Insights on B-Flows

B-Flows files the micro format. That format states no turnover. The gross margin rose from €12,030 in 2019 to €43,204 in 2025.

The balance sheet grew most from 2020 to 2022 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 26-03-2026, 127 days before the deadline
€43,204
▼ 1.2%
€27,299
▼ 20.0%
€13,946
▼ 32.0%
-€3,473
▲ €8,829
22.3%
▲ 5.6 percentage points
0.91
▲ 0.21

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €130,000. Estimated: probably between €74,000 and €170,000.

Balance sheet

balance sheet total €241,210 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

22.3%

Higher than 25% of 39,335 companies in 2025.

0.91

Higher than 21% of 38,020 companies in 2025.

5.8%

Higher than 33% of 38,492 companies in 2025.

B-Flows Middle half of the sector 80% of the sector Micro accounts in head offices and management consultancy (NACE 70)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019
Balance sheet: assets
20/58 241,210238,661226,117219,676174,411135,09953,362
21/28 205,869209,790198,663186,566146,886113,41233,537
22/27 205,619209,540198,413186,316146,636113,16233,287
22 184,661184,900184,118171,170131,39388,941-
23 3,0944,3494,0992,3032746991,212
24 17,86420,29110,1965,715---
25 --07,12814,968--
28 250250250250250250250
29/58 35,34128,87127,45433,11027,52521,68819,825
40/41 10,23118,01219,02013,16710,3178,8948,716
40 10,23118,01219,02013,16710,3178,7958,716
41 -----99-
54/58 19,7434,2055,98217,69515,08310,6939,645
490/1 5,3676,6552,4522,2482,1252,1001,464
Balance sheet: equity and liabilities
10/49 241,210238,661226,117219,676174,411135,09953,362
10/15 53,89539,94930,43918,46716,51814,4463,229
10/11 18,60018,60018,60018,60018,60018,6006,200
100 ------18,600
101 ------12,400
13 35,29521,34911,839----
133 35,29521,34911,839----
14 000-133-2,082-4,154-2,971
17/49 187,315198,712195,678201,208157,894120,65350,133
17 148,501157,538172,804172,837123,593104,89829,098
170/4 148,501157,538172,804172,837123,593104,89829,098
42/48 38,81441,17422,87428,37234,30115,75521,035
42 9,0378,85112,67015,54715,3577,0446,859
44 5,0249,6344205,59914,1682,9903,536
440/4 5,0249,6344205,59914,1682,9903,536
45 11,6045,1898,5726,2054,1175,0652,575
450/3 11,4045,1898,5726,2054,1175,0652,281
454/9 200-----294
47/48 13,14917,5001,2121,0206596558,064
Income statement
76A 1,260-----5,481
9900 43,20443,73541,44121,48324,52415,54412,030
62 -0250----
630 14,9577,93416,42310,46416,17010,05011,333
640/8 9489852,1051,8522,4362,7322,709
66A 0710-----
9901 27,29934,10622,6639,1685,9192,762-2,012
75/76B 10-0636--
75 10-0636--
65/66B 7,3536,5325,2484,1733,4381,87616
65 7,3536,5325,2484,1733,4381,87616
9903 19,95527,57317,4155,0012,517886-2,029
67/77 6,0107,0635,4433,0514452,069942
9904 13,94620,51011,9721,9502,072-1,183-2,971
9905 13,94620,51011,9721,9502,072-1,183-2,971
Appropriation of the result
9906 13,94620,51011,839-133-2,082-4,154-2,971
14P -0-133-2,082-4,154--
791/2 011,000-----
691/2 13,94620,51011,839----
6921 13,94620,51011,839----
694/7 011,000-----
694 011,000-----
Document PDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 11 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 26-03-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 26-03-2026 2026-00063044 PDF
31-12-2024 micro format 04-07-2025 2025-00239739 PDF
31-12-2023 micro format 27-06-2024 2024-00171327 PDF
31-12-2022 micro format 29-06-2023 2023-00183309 PDF
31-12-2021 micro format 14-07-2022 2022-20192728 PDF
31-12-2020 micro format 27-07-2021 2021-40600322 PDF
31-12-2019 micro format 26-06-2020 2020-21200361 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019
42,25642,04039,08619,63122,08812,8129,321
28,90328,44428,39512,41318,2418,8678,362
11,18132,26228,52050,14449,64489,92549,344
15,538-1,777-11,7132,6114,3901,048-
-3,473-12,3034,5804,738-6,7755,933-1,210
22.3%16.7%13.5%8.4%9.5%10.7%6.1%
0.910.701.201.170.801.380.94
3.484.976.4310.909.568.3515.52
25.9%51.3%39.3%10.6%12.5%-8.2%-92.0%
5.8%8.6%5.3%0.9%1.2%-0.9%-5.6%
5.756.447.454.706.43--

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Securities and guarantees

on own assets and for others
Item20252024202320222021
Mortgages, amount registered----€207,500
Carrying value of the mortgaged assets----€131,393

Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€11,181€32,262€28,520€50,144€49,644
Financial fixed assets€0----
€14,957€7,934€16,423€10,464€16,170

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on B-Flows

The operating result for 2025 is 20% lower than in 2024.

Debt's share of the balance-sheet total falls from 83.3% to 77.7%. Equity is higher and debt is lower.

Board & ownership

Board

1 director, last change in 2023
Kenneth BRYSSINCKX
Director (not named in the articles)
since 10-11-2018 term without a fixed end
earlier director, until 19-04-2023
listed in the 2025 annual accounts, filed on 26-03-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
Kenneth BRYSSINCKX
Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
  • Kenneth BRYSSINCKX
    • Director (not named in the articles), from 10-11-2018 to date
    • Director, until 19-04-2023

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€18,600
Source
deed of 19-04-2023

Articles of association

deed of 19-04-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
“gelijk welke andere wijze, in België of in het buitenland. De vennootschap is opgericht voor onbepaalde tijd. De besloten vennootschap kan…”
Board ruleThese rules set how the board is made up, meets and takes decisions.
“Algemene vergadering kan steeds beëindigen wegens wettige reden zonder opzeggingstermijn of vertrekvergoeding, onbepaalde duur”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Fourth Thursday of June at 18:00

Network & group

No group

B-Flows has no parent and no holdings in its annual accounts. Kenneth BRYSSINCKX is the only director. B-Flows shares no director with another company.

Timeline

Timeline

14 events since 2018

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed PDFmicro format · 127 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0713428763
Annual accounts 2024 filed PDFmicro format · 27 days before the deadline
2024
Highest result from 2019 to 2025 net €20,510 ▲71.3% The operating result of €34,106 and the net result of €20,510 are both a record.
Annual accounts 2023 filed PDFmicro format · 34 days before the deadline
2023
Annual accounts 2022 filed PDFmicro format · 32 days before the deadline
Resignation: Kenneth BRYSSINCKX (director)Reappointment: Kenneth BRYSSINCKX (director) · Director discharge: Kenneth BRYSSINCKX4 points ▸

Open the deed in the Belgian Official Gazette

2022
Annual accounts 2021 filed PDFmicro format · 17 days before the deadline
2021
Back to profit net €2,072 The net result is €2,072, after 2 loss-making years.
Annual accounts 2020 filed PDFmicro format · 4 days before the deadline
Registered office moved within VraseneNew registered office: Moerstraat 7, 9120 Vrasene · Previous registered office: Brandstraat 10 te 9120 Vrasene · Board meeting of 10-05-20212 points ▸
  • Board meeting, 10-05-2021
  • Registered-office move, Moerstraat 7, 9120 Vrasene
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

2020
Annual accounts 2019 filed PDFmicro format · 35 days before the deadline
2018
Incorporation PDFpublished on 14-11-2018
First establishment Moerstraat 7, Beveren-Kruibeke-Zwijndrecht

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

B-Flows was incorporated on 10 November 2018.1 The registered office was moved to Vrasene in 2021.2 Total assets rose from €53,362 in 2019 to €241,210 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 27-05-2021
  3. 3National Bank, annual accounts 2019 and 2025

Company details

Identity

Enterprise number
0713.428.763
VAT number
BE 0713.428.763
Peppol ID
0208:0713428763
Legal form
Private limited company
Status
Active, normal situation
Founded
10-11-2018
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Fourth Thursday of June at 18:00
deed of 19-04-2023 (in Dutch)
Peppol
Reachable since 11-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
B-Flows in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
“gelijk welke andere wijze, in België of in het buitenland. De vennootschap is opgericht voor onbepaalde tijd. De besloten vennootschap kan…”
deed of 19-04-2023 (in Dutch)

Activities

NACEBEL 2025
70200 Business and other management consultancy main activity
Codes under NACEBEL 2008
70220 Business consulting main activity

Registered office and establishments

1 establishment
Establishment Since Unit number
Moerstraat 7 registered office 9120 Beveren-Kruibeke-Zwijndrecht 10-11-2018 2.281.781.577

Buildings and parcels at the address

Ground area
669 m²
Buildings
166 m²
Volume, LiDAR
736 m³
Tallest building
9.7 m
Buildings to scale, each on its own parcel
166 m², 9.7 m 166 m², 9.7 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
46028C1475/00G000668 m² 1 · 166 m² 9.7 m · 1

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