Equity
€53,895 ▲ 34.9%
B-Flows has made a profit without a break since 2021.
B-Flows
Lifetime
7 annual accounts with figures on one time axisGross marginpeak €43,735 (2024)
€43,204▼ 1.2%
Resultlowest -€2,971 (2019)
€13,946▼ 32.0%
Equitypeak €53,895 (2025)
€53,895▲ 34.9%
Debts
€187,315▼ 5.7%
Board1 name since 2018
1 directorKenneth BRYSSINCKX
Documentsfilings and deeds
26-03-2026127 days before the deadline
2025micro format
Result from €20,510 to €13,946Equity from €39,949 to €53,895Cash from €4,205 to €19,743
Key points
from the 2025 annual accountsChecked score
92
Excellent
Financially stronger than 46% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,551 companies (NACE 70, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025highest value
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.1%▼ -0.1 percentage points vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 0.91, cash €19,743
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €241,210
Figures for financial year 2025 (filed on 26-03-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 25% of them on solvency, 47% on liquidity, 38% on profitability and 75% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as B-Flows has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of B-Flows itself is lower: 0.1% within 12 months. It rests on far more data about B-Flows than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for B-Flows. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.91 (0.7 in 2024), below 1. Short-term debt is 16.1% and cash 8.2% of total assets. 77.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 39335 sector peers (2025).
NBB · sector comparisonPosition among 39335 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
127 days early
2024
27 days early
2023
34 days early
2022
32 days early
2021
17 days early
2020
4 days early
2019
35 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 39 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0713428763
Resignation: Kenneth BRYSSINCKX (director)
Reappointment: Kenneth BRYSSINCKX (director) · Director discharge: Kenneth BRYSSINCKX · Gazette deed
Registered office moved within Vrasene
New registered office: Moerstraat 7, 9120 Vrasene · Previous registered office: Brandstraat 10 te 9120 Vrasene · Board meeting of 10-05-2021 · Gazette deed
Incorporation
published on 14-11-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| B-Flows Beveren-Kruibeke-Zwijndrecht | €241,210 | €43,204 | 22.3% | - |
| Quotecom Merelbeke-Melle | €240,668 | €39,523 | 10.3% | - |
| GVM Consult Ninove | €220,785 | €42,940 | 36.9% | - |
| DS MALIVI Buggenhout | €236,871 | €40,858 | 36.7% | - |
| CHRISTINE TOLLENAERE Ghent | €247,624 | €48,697 | 7.5% | - |
| Lecluyse Consultancy Lochristi | €271,192 | €46,343 | 79.8% | - |
| JDV CONSULT Lokeren | €226,954 | €34,480 | 68.3% | - |
These companies have the same main activity as B-Flows: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €221,000 and €271,000, founded between 2018 and 2019.
Official details
Source: KBO- Status
- Active since 10-11-2018Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.281.781.5779120 Beveren-Kruibeke-Zwijndrecht, since 10-11-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 11-12-2025
Annual accounts 2025
- Turnover
- ≈ €130,000estimated
- Total assets
- €241,210▲ 1.1%
- Filing
- Filed on 26-03-2026, 127 days before the end of the filing period
Insights on B-Flows
B-Flows files the micro format. That format states no turnover. The gross margin rose from €12,030 in 2019 to €43,204 in 2025.
The balance sheet grew most from 2020 to 2022 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about B-Flows
- What is the company number of B-Flows?
- The company number of B-Flows is 0713.428.763. The VAT number is the same number with BE in front: BE 0713.428.763.
- Where is B-Flows based?
- The registered office is at Moerstraat 7, 9120 Beveren-Kruibeke-Zwijndrecht.Company details
- What does B-Flows do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of B-Flows?
- B-Flows is a private limited company (BV).
- When was B-Flows founded?
- B-Flows was founded on 10-11-2018.
- Is B-Flows still active?
- Yes, B-Flows is an active enterprise in the KBO register.
- What is the turnover of B-Flows?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €43,204 and 145 comparable companies (NACE 70200). It probably lies between €74,000 and €170,000.Financials
- Is B-Flows profitable?
- In financial year 2025, B-Flows made a profit of €13,946.
- Where can I find the annual accounts of B-Flows?
- B-Flows filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of B-Flows due?
- B-Flows must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.