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B et C INFORMATIQUE

Active
Private limited company (pre-2019)founded 199432 years activeRue Z.Caron(T) 6, 7333 Saint-Ghislain, BelgiumKBO/BCE: BE 0452.297.142
Summary

The computed 12-month bankruptcy probability of B et C INFORMATIQUE is 2.8% (moderate). The 2024 annual accounts show equity of €127,252 and a net result of -€3,001. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 72% of 26,061 sector peers (NACE 47, fiscal year 2024). The company has been active since 1994 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Overview

Activity
Retail sale of information and communication equipment
NACE 47400
1 site
Size
€217,736total assets 2024
Equity
€127,252
Loss
-€3,001
Financial health
52 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.8%
Structure
Accounts 69 days overdue0 of 2 deeds read
Why 52- 1 financial year not filed after the legal deadline; latest accounts 164 days late; 3 of the last 3 late- Figures for FY 2024 (filed 19-01-2026)+ Founded in 1994+ Liquidity: current ratio 2.44, cash €53,612Show the evidence

Checked score

Score 2024
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 56% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Strong
Solvency 83-10
equity 58.4% of total assets
Liquidity 63-8
short-term debt 38.4% · cash 24.6%
Profitability 67-12
return on assets -1.4%
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,169 companies)
Last 24 months 11-2024: 5.7% 12-2024: 7.4%▲ +1.7 percentage points vs 11-2024 01-2025: 11.5%▲ +4.1 percentage points vs 12-2024 02-2025: 11.5%● unchanged vs 01-2025 03-2025: 11.5%● unchanged vs 02-2025 04-2025: 10.8%▼ -0.7 percentage points vs 03-2025 05-2025: 2.9%▼ -7.9 percentage points vs 04-2025 06-2025: 2.7%▼ -0.2 percentage points vs 05-2025 07-2025: 2.8%▲ +0.1 percentage points vs 06-2025 08-2025: 3.8%▲ +1.0 percentage point vs 07-2025 09-2025: 4.7%▲ +0.9 percentage points vs 08-2025 10-2025: 7.3%▲ +2.6 percentage points vs 09-2025 11-2025: 7.0%▼ -0.3 percentage points vs 10-2025 12-2025: 9.0%▲ +2.0 percentage points vs 11-2025 01-2026: 13.8%▲ +4.8 percentage points vs 12-2025highest value 02-2026: 3.2%▼ -10.6 percentage points vs 01-2026 03-2026: 3.2%● unchanged vs 02-2026 04-2026: 3.2%● unchanged vs 03-2026 05-2026: 3.2%● unchanged vs 04-2026 06-2026: 1.3%▼ -1.9 percentage points vs 05-2026lowest value 07-2026: 1.4%▲ +0.1 percentage points vs 06-2026 08-2026: 1.9%▲ +0.5 percentage points vs 07-2026 09-2026: 2.1%▲ +0.2 percentage points vs 08-2026 10-2026: 2.8%▲ +0.7 percentage points vs 09-2026
Credit up to €6,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.44 against 3.55 in 2023; short-term debt: 38.4% and cash: 24.6% of total assets), and 41.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 71% on solvency, 70% on liquidity, 47% on profitability and 34% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 164 days late; 3 of the last 3 late
NBB · filings
lowers risk · Founded in 1994
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Figures for FY 2024 (filed 19-01-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.44, cash €53,612
NBB · annual accounts
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-01-2026, 164 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
164 days late
2023
247 days late
2022
264 days late
2021
155 days late
2020
359 days late
2019
200 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 232 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
UBO non-complianceAddress struck
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Weakest financial yearnet -€3,001

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 69 days late View
  • Active since 1994founded 07-04-1994 32 years View
  • Total assets 20245 fiscal years filed €217,736 View

By topic

Financials

Fiscal year
2024
Total assets
€217,736
Loss
-€3,001
Solvency
58.4%
Turnover▲ 9.4%
Net result
20202022
Go to Financials

Timeline

Events
15
Since
2018
  1. 03-05-2024UBO non-compliance
  2. 20-04-2024Annual accounts filed
  3. 12-01-2024Address struck
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Retail sale of information and communication equipmentNACE 47400
Founded
07-04-1994
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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