JBMATIC
ActiveJBMATIC has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €-6k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 44% of 1898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-4
Solvency74▼-1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.29 in 2024; short-term debt: 50.6% and cash: 46.6% of total assets), and 50.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.4%
Return on assets
-3.7%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-6k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-01-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 d early
2024
5 d early
2023
on the day
2022
5 d early
2021
2 d late
2020
19 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▼ 7.0%
2024 · €86k
2019: €90k
2020: €89k
2021: €85k
2022: €87k
2023: €87k
2024: €86k
2019 → 2025
Total assets
€163k▼ 6.0%
2024 · €173k
2019: €220k
2020: €200k
2021: €197k
2022: €198k
2023: €186k
2024: €173k
2019 → 2025
Net result
€-6k▼ 1,186%
2024 · €-468
2019: €-7k
2020: €-481
2021: €-5k
2022: €2k
2023: €-3
2024: €-468
2019 → 2025
Working capital
€29k▲ 15.0%
2024 · €25k
2019: €20k
2020: €27k
2021: €15k
2022: €22k
2023: €25k
2024: €25k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€85k-€87k▲ 2.1%€87k=€86k▼ 0.5%€80k▼ 7.0%
Operating result€-1k-€4k€4k▼ 10.9%€2k▼ 54.3%€-6k
Net result€-5k-€2k€-3€-468▼ 13,788%€-6k▼ 1,186%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €2k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €163k
Fixed assets
€52k▼ 15.9%
Current assets
€111k▼ 0.6%
Equity and liabilities €163k
Equity
€80k▼ 7.0%
Debt
€82k▼ 5.0%
The debt ratio rises from 50.1% to 50.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€4k▼
2024 · €11k
Cash flow
€4k▼
2024 · €9k
Solvency
49.4%▼
2024 · 49.9%
Current ratio
1.35▲
2024 · 1.29
Quick ratio
1.29▲
2024 · 1.23
Debt / equity
1.03▲
2024 · 1.00
ROE
-7.5%▼
2024 · -0.5%
ROA
-3.7%▼
2024 · -0.3%
Interest coverage
22.44▲
2024 · 16.13
Debt
€82k▼
2024 · €87k
Debt ≤ 1 year
€82k▼
2024 · €87k
Income taxes
€636▼
2024 · €2k
Staff costs
€61k▲
2024 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€173k€163k▼
Fixed assets21/28€61k€52k▼
Tangible fixed assets22/27€61k€52k▼
Land and buildings22€40k€38k▼
Furniture and vehicles24€21k€13k▼
Current assets29/58€112k€111k▼
Stocks and contracts in progress3€5k€5k▲
Stocks30/36€5k€5k▲
Amounts receivable within one year40/41€42k€30k▼
Trade receivables40€42k€30k▼
Other amounts receivable41€249-
Cash at bank and in hand54/58€64k€76k▲
Equity and liabilities
Total equity and liabilities10/49€173k€163k▼
Equity10/15€86k€80k▼
Contributions10/11€19k€19k=
Reserves13€80k€80k=
Distributable reserves133€80k€80k=
Profit (loss) carried forward14€-13k€-19k▼
Amounts payable17/49€87k€82k▼
Amounts payable within one year42/48€87k€82k▼
Current portion of amounts payable after more than one year42€7k-
Trade debts44€15k€21k▲
Suppliers440/4€15k€21k▲
Taxes, remuneration and social security45€17k€14k▼
Taxes450/3€9k€6k▼
Remuneration and social security454/9€8k€9k▲
Other amounts payable47/48€48k€47k▼
Income statement
Code20242025
Remuneration, social security and pensions62€60k€61k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Other operating charges640/8€7k€6k▼
Gross operating margin9900€78k€71k▼
Operating profit (loss)9901€2k€-6k▼
Financial income75/76B€16€366▲
Recurring financial income75€16€366▲
Financial charges65/66B€681€187▼
Recurring financial charges65€681€187▼
Profit (loss) for the period before taxes9903€1k€-5k▼
Income taxes67/77€2k€636▼
Profit (loss) for the period9904€-468€-6k▼
Profit (loss) for the period to be appropriated9905€-468€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-19k▼
Profit (loss) brought forward from the previous period14P€-12k€-13k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €2k
Net result €2k after 3 loss-making years.
02-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
12-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
05-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dour · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Frontière 1537370 DourGround area
3,348 m²
Building footprint
377 m²
Volume, LiDAR
2,299 m³
2 parcels, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JBMATIC
since 19992.090.425.125
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53012B0229/00S000 | Wallonia | 1,896 m² | 1 · 208 m² | 8.2 m · 2 fl. |
| 53021B1228/00C005 | Wallonia | 1,452 m² | 1 · 169 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BEEV
BE 0679.635.547
Begijnendijk · Eq €80k
Bright-Side
BE 0743.774.620
Zutendaal · Eq €80k
PREZLY
BE 0829.855.487
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Artiko
BE 0543.685.196
Rixensart · Eq €80k
noah.
BE 1013.196.672
Antwerpen · Eq €80k
Of 2,726 companies in sector 63100 we hold annual accounts for 1,272. 982 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-1999
Fiscal year end30-06
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
52487
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72300
46500Wholesale of information and communication equipment
46660Wholesale trade
51850
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.