Active BE 0465.669.977Private limited company

B.E.M.S.

Liersesteenweg 320 ·2800 Mechelen, Belgium· 27 yrs active

Sector: Business and other management consultancy (70200)

Conclusion Checked

B.E.M.S. has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €-979. Equity is shrinking by ~28% per year across the filed fiscal years. Its solvency ranks better than 41% of 30893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€52k
Net result	€-979
Better than sector	41%
Active	27 yrs

Financial profile 5 of 5 axes measured · computed by Checked

51 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 43

Profitability 4

Solvency 85

Growth 22

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.1% Very low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1999, 27 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

43 / 100 Weak

050100

Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€2k

estimate, not credit advice

Score history

93 2022

91 2023

86 2023

45 2024

43 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 1.81 (≥ 1.5) +10

Quick ratio Quick ratio 1.81 (≥ 1.0) +5

Leverage Debt/equity 1.24 (< 2.0) +3

Profitability Negatieve ROE -2% -10

EBITDA margin Negatieve EBITDA-marge -10

Interest coverage Interest coverage -8.6× (< 1.5×) -10

Profit trend Net profit up YoY +5

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview27 NBB filings

Annual accounts filed on 22-04-2026 with the NBB · fiscal year 2025 · micro schema

RevenueOperating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Equity: declining trend of ~28%/year over 4 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	44.6%	55.9%	better than 41% of 30893 sector peers
Net result	€-979	€27k	better than 19% of 30902 sector peers
Equity	€52k	€83k	better than 39% of 30919 sector peers
Gross operating margin	€435	€54k	better than 12% of 30861 sector peers
Total assets	€117k	€186k	better than 35% of 30907 sector peers

Revenue

€41k

-62.4% 22-25

EBITDA

€-989

+95.7% 22-25

Net profit

€-979

+95.7% 22-25

Cash flow

€-979

+95.7% 22-25

Total assets

€117k

+7.1% 22-25

Equity

€52k

-1.8% 22-25

Working capital

€52k

-5.3% 22-25

Income taxes

€131

-6.2% 22-25

Dividends

€0

-100.0% 22-25

Debt

€65k

+15.5% 22-25

Debt ≤ 1y

€65k

+19.7% 22-25

Current ratio

1.81

-10.5% 22-25

Quick ratio

1.81

-10.5% 22-25

Solvency

44.6%

-8.3% 22-25

Debt / equity

1.24

+17.7% 22-25

ROE

-1.9%

+95.6% 22-25

ROA

-0.8%

+96.0% 22-25

Net margin

-2.4%

- 22-25

EBITDA margin

-2.4%

- 22-25

Interest coverage

-8.64

+86.5% 22-25

Figures by fiscal year and ratios

Change versus the prior fiscal year, coloured by direction (green = favourable).

Fiscal year	2025 Δ	2024 Δ	2023 Δ	2023 Δ	2022 Δ
Deposit	micro schema	micro schema	micro schema	micro schema	micro schema
Revenue	-	-	-	-	-
EBITDA	+95.7%	-	-66.9%	-45.6%	-
Net profit	+95.7%	-	-66.8%	-46.7%	-
Cash flow	+95.7%	-	-65.4%	-46.2%	-
Staff costs	-	-	-	-	-
Income taxes	-6.2%	-91.7%	-57.7%	-36.5%	-
Dividends	-	-	-100.0%	+1347.6%	-
Total assets	+7.1%	-19.1%	-32.5%	+15.3%	-
Equity	-1.8%	-30.0%	+3.5%	-48.5%	-
Debt	+15.5%	-5.0%	-53.3%	+309.1%	-
of which ≤ 1y	+19.7%	-7.3%	-53.8%	+319.7%	-
of which > 1y	-	-	-	-	-
Working capital	-5.3%	-28.0%	+4.5%	-48.7%	-
Employees (FTE)	-	-	-	-	-

Ratios (computed)

	2025	2024	2023	2023	2022
Current ratio	1.81	2.02	2.31	1.58	5.74
Quick ratio	1.81	2.02	2.31	1.58	5.74
Working capital ratio	44.6%	50.4%	56.7%	36.6%	82.4%
Solvency	44.6%	48.6%	56.2%	36.7%	82.2%
Debt / equity	1.24	1.06	0.78	1.72	0.22
Long-term debt ratio	-	-	-	-	-
Interest coverage	-8.64	-64.00	12.39	90.68	19.42
Gross margin	-3.6%	-	-	14.2%	-
Net margin	-2.4%	-	-	7.1%	-
ROA	-0.8%	-20.8%	1.9%	3.8%	8.3%
ROE	-1.9%	-42.8%	3.3%	10.4%	10.1%
EBITDA margin	-2.4%	-	-	11.0%	-
Days sales outstanding	247d	-	-	0d	-
Days payable outstanding	5d	-	-	17d	-
Inventory turnover	-	-	-	-	-
Days inventory (DSI)	-	-	-	-	-

Balance-sheet composition 2025

Equity & liabilities

Equity €52k · 44.6% Debt €65k · 55.4%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023	2023	2022
Balance sheet, Assets
TOTAL ASSETS	20/58	€117k	€109k	€135k	€199k	€173k
Fixed assets	21/28	-	€0	€35	€199	€364
Tangible fixed assets	22/27	-	€0	€35	€199	€364
Current assets	29/58	€117k	€109k	€135k	€199k	€173k
Amounts receivable within one year	40/41	€28k	€15k	€11k	€18k	€39k
Cash & bank	54/58	€89k	€92k	€123k	€182k	€134k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€117k	€109k	€135k	€199k	€173k
Equity	10/15	€52k	€53k	€76k	€73k	€142k
Contributions / capital	10/11	€19k	€19k	€19k	€19k	€19k
Reserves	13	€55k	€55k	€57k	€55k	€124k
Accumulated profits (losses)	14	€-22k	€-21k	€0	€0	€0
Amounts payable	17/49	€65k	€56k	€59k	€126k	€31k
Amounts payable within one year	42/48	€65k	€54k	€58k	€126k	€30k
Trade debts payable within one year	44	€587	€3k	€2k	€4k	€808
Income statement
Turnover	70	€41k	-	-	€108k	-
Gross operating margin	9900	€435	€-22k	€5k	€18k	€28k
Operating result	9901	€-989	€-23k	€4k	€12k	€22k
Financial income	75	€255	€1k	€760	-	€0
Financial charges	65	€115	€362	€317	€131	€1k
Result before taxes	9903	€-848	€-23k	€4k	€12k	€21k
Income taxes	67/77	€131	€140	€2k	€4k	€6k
Net result for the period	9904	€-979	€-23k	€3k	€8k	€14k
Result to be appropriated	9905	€-979	€-23k	€3k	€8k	€14k

Legal Structure

NACE primary	Business and other management consultancy(70200)
Legal form	Private limited company(610)
Incorporation	17-03-1999
Status	Active
Postal code	2800

Establishment units 1 location

B.E.M.S.

Liersesteenweg 320, 2800 MechelenManufacture of rubber and plastic products

since 19992.090.913.786

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12402B0134/00Z010	Flanders	358 m²	1 · 119 m²	9.1 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

All 12Financial 1Gazette 1Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

22-04

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

26-02

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Weakest financial yearnet €-23k ▼999%

Net result drops to €-23k, the lowest in the series; recovery starts the following year.

23-12

State Gazette act Registered-office change

19-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

02-10

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2022

03-10

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2021

04-10

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2020

02-10

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2019

01-10

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2018

01-10

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2017

10-10

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 7 acts read

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

Address history · 1

23-12-2024

Registered-office move

All acts · 1 updated 1 year ago

2024

23-12-2024 Registered office moved within Mechelen Registered-office change

Liersesteenweg 320 R, 2800 Mechelen → Liersesteenweg 320 H -2800 Mechelen

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_administratif",
      "new_address": {
        "raw": "Liersesteenweg 320 H -2800 Mechelen",
        "city": "Mechelen",
        "region": "vlaams_gewest",
        "street": "Liersesteenweg",
        "country": "BE",
        "postcode": "2800",
        "box_number": "H",
        "street_number": "320",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Liersesteenweg 320 R, 2800 Mechelen",
        "city": "Mechelen",
        "region": "vlaams_gewest",
        "street": "Liersesteenweg",
        "country": "BE",
        "postcode": "2800",
        "box_number": "R",
        "street_number": "320",
        "locality_suffix": null
      },
      "effective_date": "2024-11-05",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": false,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-12-23",
    "filing_date": null,
    "act_kind_objet": "Zetelverplaatsing"
  },
  "decision": {
    "body": "enige_bestuurder",
    "date": "2024-11-05",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0465.669.977",
    "name_full": "B.E.M.s.",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0416.727.836",
    "org_name": "Verschaeren \u0026 Mertens BV",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Beslissing zaakvoerder 05/11/2024"
  ]
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Business and other management consultancy70200Business consulting7022074142

Names & trade names

Legal nameNL

B.E.M.S.

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