B&D IMMO
ActiveSummary
B&D IMMO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€114,573) and a net result of -€46,127. Equity is shrinking by ~51.5% per year across the filed fiscal years. Its solvency ranks better than 10% of 9742 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability42▼-21
Solvency20▼-2
Growth32▼-26
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.42 against 1.02 in 2023; short-term debt: 3.9% and cash: 0.1% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-5%
Return on assets
-2%
Age of the figures
21 mo
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
21222324
2021 to 2024 · latest year -€114,573
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
20 d late
2022
22 d late
2021
74 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Equity
-€114,573▼ 67.4%
2023 · -€68,446
Total assets
€2.3m▼ 2.7%
2023 · €2.3m
Net result
-€46,127▼ 215%
2023 · -€14,624
Working capital
-€51,848
2023 · €1,686
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result-€22,027--€29,990▼ 36.2%-€3,086▲ 89.7%-€35,082▼ 1,037%
Net result-€26,856below the sector's middle half--€36,966below the sector's middle half▼ 37.6%-€14,624below the sector's middle half▲ 60.4%-€46,127below the sector's middle half▼ 215%
Equity-€16,856below the sector's middle half--€53,822below the sector's middle half▼ 219%-€68,446below the sector's middle half▼ 27.2%-€114,573below the sector's middle half▼ 67.4%
Total assets€2.2mwithin the sector's middle half-€2.4mwithin the sector's middle half▲ 7.4%€2.3mabove the sector's middle half▼ 2.3%€2.3mwithin the sector's middle half▼ 2.7%
Debt€2.3m-€2.5m▲ 9.0%€2.4m▼ 1.7%€2.4m▼ 0.7%
Working capital€2,334within the sector's middle half--€3,769within the sector's middle half€1,686within the sector's middle half-€51,848within the sector's middle half
Solvency-0.8%below the sector's middle half--2.2%below the sector's middle half▼ 1.5pp-2.9%below the sector's middle half▼ 0.7pp-5.0%below the sector's middle half▼ 2.1pp
Current ratio1.10within the sector's middle half-0.95within the sector's middle half▼ 0.141.02within the sector's middle half▲ 0.070.42below the sector's middle half▼ 0.61
Return on assets (ROA)-1.2%below the sector's middle half--1.5%below the sector's middle half▼ 0.3pp-0.6%within the sector's middle half▲ 0.9pp-2.0%below the sector's middle half▼ 1.4pp
Staff (FTE)0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €35,082 in 2024 against €3,086 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.3m
Fixed assets
€2.2m ▼ 1.0%
Current assets
€36,841 ▼ 52.9%
Key figures and ratios
EBITDA
€33,595▼
2023 · €62,452
Cash flow
€22,551▼
2023 · €50,914
Debt to equity
-20.95▲
2023 · -35.33
Interest coverage
3.06▼
2023 · 5.44
Debt ≤ 1 year
€88,688▲
2023 · €76,532
Debt > 1 year
€2.3m▼
2023 · €2.3m
Income taxes
€67▲
2023 · €52
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,171 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 95% are still going.
- Small
- 5 to 10 years old
- negative equity
- a small loss
1.7%
went bankrupt
2.6%
stopped otherwise
95%
still going
A further 1.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,171 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €7,768 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €39,179 | €56,853 | €65,538 | €68,677 | ▲ 4.8% |
| Other operating charges640/8 | €12,046 | €15,451 | €11,666 | €13,934 | ▲ 19.4% |
| Non-recurring operating charges66A | - | - | - | €10,000 | - |
| Gross operating margin9900 | €29,198 | €42,314 | €74,117 | €57,529 | ▼ 22.4% |
| Operating profit (loss)9901 | -€22,027 | -€29,990 | -€3,086 | -€35,082 | ▼ 1,037% |
| Financial income75/76B | - | €1 | €0 | €0 | ▼ 100% |
| Recurring financial income75 | - | €1 | €0 | €0 | ▼ 100% |
| Financial charges65/66B | €4,779 | €6,924 | €11,486 | €10,977 | ▼ 4.4% |
| Recurring financial charges65 | €4,779 | €6,924 | €11,486 | €10,977 | ▼ 4.4% |
| Profit (loss) for the period before taxes9903 | -€26,805 | -€36,913 | -€14,572 | -€46,059 | ▼ 216% |
| Income taxes67/77 | €50 | €54 | €52 | €67 | ▲ 28.7% |
| Profit (loss) for the period9904 | -€26,856 | -€36,966 | -€14,624 | -€46,127 | ▼ 215% |
| Profit (loss) for the period to be appropriated9905 | -€26,856 | -€36,966 | -€14,624 | -€46,127 | ▼ 215% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €2.2m | €2.4m | €2.3m | €2.3m | ▼ 2.7% |
| Fixed assets21/28 | €2.2m | €2.3m | €2.3m | €2.2m | ▼ 1.0% |
| Tangible fixed assets22/27 | €2.2m | €2.3m | €2.3m | €2.2m | ▼ 1.0% |
| Land and buildings22 | €2.2m | €2.3m | €2.3m | €2.2m | ▼ 1.1% |
| Plant, machinery and equipment23 | - | €9,626 | €7,696 | €11,052 | ▲ 43.6% |
| Furniture and vehicles24 | €2,850 | €2,208 | €8,288 | €6,955 | ▼ 16.1% |
| Current assets29/58 | €26,540 | €75,024 | €78,218 | €36,841 | ▼ 52.9% |
| Amounts receivable within one year40/41 | €1,452 | €2,984 | €695 | €28,548 | ▲ 4,009% |
| Trade receivables40 | - | - | - | €28,548 | - |
| Other amounts receivable41 | €1,452 | €2,984 | €695 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €25,088 | €68,016 | €72,541 | €2,851 | ▼ 96.1% |
| Deferred charges and accrued income490/1 | - | €4,024 | €4,982 | €5,441 | ▲ 9.2% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €2.2m | €2.4m | €2.3m | €2.3m | ▼ 2.7% |
| Equity10/15 | -€16,856 | -€53,822 | -€68,446 | -€114,573 | ▼ 67.4% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | -€26,856 | -€63,822 | -€78,446 | -€124,573 | ▼ 58.8% |
| Amounts payable17/49 | €2.3m | €2.5m | €2.4m | €2.4m | ▼ 0.7% |
| Amounts payable after more than one year17 | €2.2m | €2.4m | €2.3m | €2.3m | ▼ 1.3% |
| Financial debts170/4 | €2.2m | €2.4m | €2.3m | €2.3m | ▼ 1.3% |
| Amounts payable within one year42/48 | €24,206 | €78,793 | €76,532 | €88,688 | ▲ 15.9% |
| Current portion of amounts payable after more than one year42 | €22,788 | €28,864 | €29,418 | €29,987 | ▲ 1.9% |
| Trade debts44 | €202 | €4,001 | €1,182 | €243 | ▼ 79.4% |
| Suppliers440/4 | €202 | €4,001 | €1,182 | €243 | ▼ 79.4% |
| Taxes, remuneration and social security45 | €50 | €1,107 | €1,110 | €3,636 | ▲ 227% |
| Taxes450/3 | €50 | €1,107 | €1,110 | €3,636 | ▲ 227% |
| Other amounts payable47/48 | €1,166 | €44,821 | €44,821 | €54,821 | ▲ 22.3% |
| Accrued charges and deferred income492/3 | €4,184 | €14,826 | €5,686 | €5,788 | ▲ 1.8% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€26,856 | -€36,966 | -€14,624 | -€46,127 | ▼ 215% |
| + Depreciation and write-downs630 | €39,179 | €56,853 | €65,538 | €68,677 | ▲ 4.8% |
| Operating cash flow (approximation) | €12,323 | €19,886 | €50,914 | €22,551 | ▼ 55.7% |
| Investment in fixed assets (approximation) | - | -€173,419 | -€6,900 | -€46,200 | ▼ 570% |
| Change in cash | - | €42,927 | €4,526 | -€69,690 | ▼ 1,640% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet -€46,127
Net result drops to -€46,127, the lowest in the series.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 22 days late
2022
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 74 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2021
Ground area
555 m²
Building footprint
229 m²
Volume, LiDAR
1,417 m³
Parcel 71327G0414/00Y000, Flanders · tallest building 12.3 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
B&D IMMO
since 20212.315.056.339
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71327G0414/00Y000 | Flanders | 555 m² | 1 · 229 m² | 12.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 9,146 companies in sector 68201 we hold annual accounts for 6,775. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
63920Other information service activities
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0765677418
Also
9925:BE0765677418
Registered
18-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.