Skip to content

I.C.L.

Active
Private limited companyfounded 2019active for 7 yearsJohn Cockerillstraat 58, 3920 Lommel, BelgiumKBO/BCE: BE 0736.491.108
Summary

I.C.L. has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.8m and a net result of -€41,964. Equity has been growing by about 34% per year since 2020. Its solvency ranks better than 78% of 11,259 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 17-10-2019 Normal situation
Activity
Renting and operating of own or leased residential real estate, excluding social housing NACE 68201
Establishment unit
2.294.830.750 3920 Lommel, since 17-10-2019
Financial year end
31 December
Peppol
Reachable since 22-12-2025

Board and ownership

Shareholders
  • ORIGINAL· score 972025 annual accounts of ORIGINAL

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€135,872
▼ 3.8%
Turnover
≈ €200,000
estimated
Loss
€41,964
▼ 11.3%
Equity
€1.8m
▼ 2.3%
Total assets
€2.6m
▼ 2.9%
Score breakdownraises risk1 of the last 3 accounts latelowers riskSize: total assets €2.6mSector: Real estate activities (NACE 68)Figures for financial year 2025 (filed on 24-07-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 61% of small companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 94+1
equity 68.6% of total assets
Liquidity 52+1
short-term debt 15.4% · cash 4.3%
Profitability 63+5
return on assets -1.6%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,993 companies, NACE 68, small)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.5%▲ +0.1 percentage points vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.6%▲ +0.1 percentage points vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.9%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.8 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €160,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.28 (0.19 in 2024), below 1. Short-term debt is 15.4% and cash 4.3% of total assets. 31.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 80% of them on solvency, 70% on liquidity, 61% on profitability and 33% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €2.6m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Figures for financial year 2025 (filed on 24-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
7 days early
2024
28 days late
2023
61 days late
2022
28 days late
2021
33 days early
2020
33 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 7 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 35 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 6 loss-making years in a rowloss in financial year 2025 -€41,964 View
  • Caution: Lower net result than 81% of companies in real estatesector median €10,001 · 11,250 companies -€41,964 View

Recent changes

  1. · Gazette deed Resignation: IZABELA PATRYCJA MANKA (director)Appointment: VAN DER AUWERA GLENN (director)
  2. · Gazette deed Incorporation
All 9 events

Comparable companies

These companies have the same main activity as I.C.L.: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €1.8m and €3.6m, founded between 2017 and 2021.

CompanyTotal assetsGross margin
I.C.L. Lommel€2.6m€0.1m
YUST Real Estate Liège Liège€3.4m€0.1m
DEN BOUW INVEST Wevelgem€3.1m€0.2m
MARCH-ONE Namur€2.6m€0.2m
CREWSTONES Wemmel€1.8m€0.2m
Alliance Sud Immo Attert€3.6m€0.2m
GELINVEST Menen€1.8m€0.2m
Full comparison

Key facts about I.C.L.

What is the company number of I.C.L.?
The company number of I.C.L. is 0736.491.108. The VAT number is the same number with BE in front: BE 0736.491.108.
Where is I.C.L. based?
The registered office is at John Cockerillstraat 58, 3920 Lommel.Company details
What does I.C.L. do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of I.C.L.?
The legal form of I.C.L. is Private limited company (BV).
When was I.C.L. founded?
I.C.L. was founded on 17-10-2019.
Is I.C.L. still active?
Yes, I.C.L. is an active enterprise in the KBO register.
How many employees does I.C.L. have?
I.C.L. had an average of 0.7 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of I.C.L.?
The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €135,872 and 31 comparable companies (NACE 68201). It probably lies between €150,000 and €270,000.
Is I.C.L. profitable?
In financial year 2025, I.C.L. made a loss of €41,964.
Where can I find the annual accounts of I.C.L.?
I.C.L. filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of I.C.L. due?
I.C.L. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.