B&C Service

Active

Private limited companyfounded 20242 yrs activeMolenstraat 20, 8610 Kortemark, BelgiumKBO/BCE: BE 1009.439.111

Summary

The computed 12-month bankruptcy probability of B&C Service is 3.3% (moderate). The 2025 annual accounts show equity of €102 and a net result of €-898. Its solvency ranks better than 10% of 27786 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

40 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability66

Solvency25

Growth-

Track record67

Bankruptcy probability, 12 months

3.3% Moderate

0%0.5%1.5%4%10%≥ 25%

No publishable credit limit; credit only on tighter terms

Liquidity short (current ratio 0.42; short-term debt: 71.7% and cash: 4.1% of total assets), and 99.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

0.3%

Return on assets

-2.4%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 27786 sector peers (2025).

NBB · sector comparison

Position among 27786 sector peers

Solvency

better than 10%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

31 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€102

Total assets

€38k

Net result

€-898

Working capital

€-16k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €38k

69.9%

30.1%

Fixed assets €27k

Current assets €11k

Equity and liabilities €38k

99.7%

Equity €102

Debt €38k

Debt finances 99.7% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€12k

Cash flow

€10k

Current ratio

0.42

Quick ratio

0.22

ROA

-2.4%

Interest coverage

6.71

Debt ≤ 1 year

€27k

Debt > 1 year

€7k

Equity ratios withheld: equity of €102 is too small for a meaningful ratio.

Filed annual accounts As filed with the NBB · 2025 · 36 lines

Balance sheet Code2025

Assets

Total assets20/58€38k

Fixed assets21/28€27k

Tangible fixed assets22/27€27k

Plant, machinery and equipment23€2k

Furniture and vehicles24€25k

Current assets29/58€11k

Stocks and contracts in progress3€5k

Stocks30/36€5k

Amounts receivable within one year40/41€4k

Trade receivables40€4k

Cash at bank and in hand54/58€2k

Deferred charges and accrued income490/1€691

Equity and liabilities

Total equity and liabilities10/49€38k

Equity10/15€102

Contributions10/11€1k

Profit (loss) carried forward14€-898

Amounts payable17/49€38k

Amounts payable after more than one year17€7k

Financial debts170/4€7k

Amounts payable within one year42/48€27k

Current portion of amounts payable after more than one year42€10k

Trade debts44€15k

Suppliers440/4€15k

Taxes, remuneration and social security45€2k

Taxes450/3€2k

Accrued charges and deferred income492/3€3k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k

Other operating charges640/8€2k

Gross operating margin9900€14k

Operating profit (loss)9901€877

Financial charges65/66B€2k

Recurring financial charges65€2k

Profit (loss) for the period before taxes9903€-898

Profit (loss) for the period9904€-898

Profit (loss) for the period to be appropriated9905€-898

Appropriation of the result

Profit (loss) to be appropriated9906€-898

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Kortemark · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Molenstraat 208610 Kortemark

Ground area

724 m²

Building footprint

174 m²

Volume, LiDAR

617 m³

Parcel 32027A0185/00S000, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

B&C Service

Molenstraat 20, 8610 KortemarkManufacture of metal structures and parts of structures

since 20242.359.657.038

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
32027A0185/00S000	Flanders	724 m²	1 · 174 m²	5.9 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 156 EUR awarded · 156 EUR paid

Year	Entries	awarded	paid
2025	1	156 EUR	156 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 156 EUR · 156 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 22 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded16-05-2024

Fiscal year end31-12

Activities, NACEBEL 2025

43222Installation of electric heating, air conditioning, cooling and ventilation

43212Electrical installation work in industrial facilities

43221Plumbing work

43320Joinery installation

81210General cleaning of buildings

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.