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B-BEX

Active
Private limited companyfounded 201016 yrs activeRampe Borgnagache 12, 7000 Mons, BelgiumKBO/BCE: BE 0823.253.351

The file of B-BEX contains 1 historical bankruptcy publication, as published in the Belgian State Gazette.

Summary

For B-BEX, at least two filing cycles of the annual accounts are missing. The computed 12-month bankruptcy probability is 0.5% (low). The 2023 annual accounts show equity of €168k and a net result of €-19k. Equity is shrinking by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 70% of 18387 sector peers (fiscal year 2023).

Checked score

No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability11=
Solvency83▲+2
Growth32=
Track record85
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023
Solvency, return and age of the figures
Solvency
58.2%
Return on assets
-6.4%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 16 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Belgian State Gazette
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filings
Position against the passed deadline
31-12-2024 close31-07-2025 deadline24-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 20-11-2024, 112 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
112 d late
2022
143 d late
2021
507 d late
2020
61 d late
2019
81 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2023, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-19k▲ 14.8%
2022 · €-22k
2018: €930 2019: €-17k 2020: €14k 2021: €8k 2022: €-22k
2018 → 2023
Working capital
€54k▼ 35.9%
2022 · €84k
2018: €71k 2019: €225k 2020: €234k 2021: €148k 2022: €84k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20192020202120222023Trend
Equity€281k-€303k▲ 7.7%€231k▼ 23.6%€187k▼ 19.3%€168k▼ 9.9%
Operating result€-6k-€31k€12k▼ 59.8%€-19k€-16k▲ 17.3%
Net result€-17k-€14k€8k▼ 38.2%€-22k€-19k▲ 14.8%
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20k€40kOperating result 2019: €-6k€-6kNet result 2019: €-17k€-17kOperating result 2020: €31k€31kNet result 2020: €14k€14kOperating result 2021: €12k€12kNet result 2021: €8k€8kOperating result 2022: €-19k€-19kNet result 2022: €-22k€-22kOperating result 2023: €-16k€-16kNet result 2023: €-19k€-19k20192020202120222023€-30k€-20k€-10k€0€10kOperating result 2021: €12k€12kNet result 2021: €8k€8.4kOperating result 2022: €-19k€-19kNet result 2022: €-22k€-22kOperating result 2023: €-16k€-16kNet result 2023: €-19k€-19k202120222023
The operating result stays negative: a loss of €16k in 2023 against €19k in 2022; the loss shrinks.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €289k
Fixed assets €177k ▼ 8.3%
Current assets €112k ▼ 20.3%
Equity and liabilities €289k
Equity €168k ▼ 9.9%
Debt €121k ▼ 17.7%
Debt's share of the balance-sheet total falls from 44.0% to 41.8%. Equity and debt are lower.
Key figures and ratios
2023 value · change against 2022
EBITDA
€296
2022 · €-3k
Cash flow
€-2k
2022 · €-6k
Current ratio
1.93
2022 · 2.51
Debt to equity
0.72
2022 · 0.79
ROE
-11.0%
2022 · -11.7%
ROA
-6.4%
2022 · -6.5%
Interest coverage
0.04
2022 · -0.40
Debt ≤ 1 year
€58k
2022 · €56k
Debt > 1 year
€63k
2022 · €91k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2022 · 45 lines
Balance sheet Code20222023
Assets
Total assets20/58€334k€289k
Fixed assets21/28€194k€177k
Tangible fixed assets22/27€194k€177k
Land and buildings22€187k€173k
Plant, machinery and equipment23€3k€3k
Furniture and vehicles24€3k€2k
Current assets29/58€140k€112k
Amounts receivable within one year40/41€88k€99k
Trade receivables40€20k€20k=
Other amounts receivable41€68k€80k
Cash at bank and in hand54/58€52k€12k
Deferred charges and accrued income490/1€60€50
Equity and liabilities
Total equity and liabilities10/49€334k€289k
Equity10/15€187k€168k
Contributions10/11€85k€85k=
Reserves13€32k€32k=
Non-distributable reserves130/1€10k€10k=
Reserves not available under the articles1311€10k€10k=
Distributable reserves133€22k€22k=
Profit (loss) carried forward14€70k€52k
Amounts payable17/49€147k€121k
Amounts payable after more than one year17€91k€63k
Financial debts170/4€91k€63k
Amounts payable within one year42/48€56k€58k
Current portion of amounts payable after more than one year42€29k€29k=
Trade debts44€22k€22k
Suppliers440/4€22k€22k
Taxes, remuneration and social security45€4k€6k
Taxes450/3€4k€6k
Income statement Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k
Other operating charges640/8€1k€717
Gross operating margin9900€-2k€1k
Operating profit (loss)9901€-19k€-16k
Financial income75/76B€6k€5k
Recurring financial income75€6k€5k
Financial charges65/66B€9k€7k
Recurring financial charges65€9k€7k
Profit (loss) for the period before taxes9903€-22k€-19k
Profit (loss) for the period9904€-22k€-19k
Profit (loss) for the period to be appropriated9905€-22k€-19k
Appropriation of the result
Profit (loss) to be appropriated9906€70k€52k
Profit (loss) brought forward from the previous period14P€92k€70k
Transfer from equity791/2€23k-
Profit to be distributed694/7€23k-
Return on contributions (dividend)694€23k-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2024
20-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 112 days late
2023
28-12
Bankruptcy Judicial dissolution
Tribunal de l’entreprise du Hainaut, division Mons · B-BEX SRL- RAMPE BORGNAGACHE 12, 7000 MONS
21-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 143 days late
20-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 507 days late
2022
31-12
Financial Weakest financial yearnet €-22k ▼358%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
2021
30-09
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 61 days late
2020
31-12
Financial Back to profitnet €14k
Net result €14k after one loss-making year.
20-10
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 81 days late
2019
31-12
Financial Liquidity quadruplescurrent ratio 8.07
Current ratio from 2.30 to 8.07; short-term debt falls from €55k to €32k.
05-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
13-09
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 44 days late
2017
28-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 28 days late
2016
31-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 31 days late
2015
06-07
NBB filing Annual accounts filed
fiscal year 2014 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rampe Borgnagache 127000 Mons
Ground area
381 m²
Building footprint
130 m²
Volume, LiDAR
1,550 m³
Parcel 53403E0050/00R000, Wallonia · tallest building 13.6 m, ±4 floors. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53403E0050/00R000 Wallonia 381 m² 1 · 130 m² 13.6 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 587 companies in sector 68204 we hold annual accounts for 317. 222 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-01-2010
Fiscal year end31-12
Activities, NACEBEL 2025
68204Real estate activities
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.