Checked.be
Active
BE 0448.460.494Private limited company (pre-2019)
b architects
Drie Koningenstraat 163 ·1180 Ukkel, Belgium· 33 yrs active
Sector: Engineering and related technical consultancy, excluding land surveyors
(71121)
Conclusion
b architects has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €36k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 53% of 9197 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €117k |
| Net result | €36k |
| Better than sector | 53% |
| Active | 33 yrs |
Financial profile
93
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
90
Profitability
100
Solvency
98
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1992, 33 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
90
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€11k
estimate, not credit advice
Score history
86
2022
100
2023
100
2024
90
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 2.25 (≥ 1.5)
+10
Quick ratio
Quick ratio 2.25 (≥ 1.0)
+5
Leverage
Debt/equity 0.75 (< 1.0)
+10
Profitability
ROE 31% (≥ 10%)
+10
Interest coverage
Interest coverage 242.0× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 09-07-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~11.8%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 71, Architectural and engineering activities; technical testing and analysis · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 57.2% | 54.7% | |
| Net result | €36k | €17k | |
| Equity | €117k | €67k | |
| Gross operating margin | €56k | €40k | |
| Total assets | €204k | €142k |
€56k
0.0%
22-25
€36k
-6.6%
22-25
€38k
-8.3%
22-25
€204k
+7.1%
22-25
€117k
-17.1%
22-25
€109k
-24.1%
22-25
€18k
+18.3%
22-25
€60k
-
22-25
€87k
+75.8%
22-25
€87k
+113.5%
22-25
2.25
-50.2%
22-25
2.25
-50.2%
22-25
57.2%
-22.6%
22-25
0.75
+112.1%
22-25
30.7%
+12.8%
22-25
17.6%
-12.7%
22-25
242.00
-24.6%
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | €56k | €56k | €25k | €7k |
| Net profit | €36k | €38k | €16k | €4k |
| Cash flow | €38k | €42k | €19k | €4k |
| Staff costs | - | - | - | - |
| Income taxes | €18k | €16k | €8k | €3k |
| Dividends | €60k | - | - | - |
| Total assets | €204k | €191k | €142k | €166k |
| Equity | €117k | €141k | €103k | €87k |
| Debt | €87k | €50k | €39k | €79k |
| of which ≤ 1y | €87k | €41k | €39k | €79k |
| of which > 1y | - | - | - | - |
| Working capital | €109k | €144k | €98k | €79k |
| Employees (FTE) | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 2.25 | 4.53 | 3.51 | 2.00 |
| Quick ratio | 2.25 | 4.53 | 3.51 | 2.00 |
| Working capital ratio | 53.6% | 75.6% | 69.2% | 47.8% |
| Solvency | 57.2% | 74.0% | 72.4% | 52.4% |
| Debt / equity | 0.75 | 0.35 | 0.38 | 0.91 |
| Long-term debt ratio | - | - | - | - |
| Interest coverage | 242.00 | 320.77 | 160.28 | 45.44 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 17.6% | 20.1% | 11.2% | 2.1% |
| ROE | 30.7% | 27.2% | 15.4% | 4.0% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €204k | €191k | €142k | €166k |
| Fixed assets | 21/28 | €7k | €6k | €5k | €8k |
| Tangible fixed assets | 22/27 | €7k | €5k | €4k | €7k |
| Financial fixed assets | 28 | €800 | €800 | €800 | €800 |
| Current assets | 29/58 | €197k | €185k | €137k | €158k |
| Amounts receivable within one year | 40/41 | €90k | €7k | €32k | €35k |
| Cash & bank | 54/58 | €73k | €118k | €29k | €22k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €204k | €191k | €142k | €166k |
| Equity | 10/15 | €117k | €141k | €103k | €87k |
| Contributions / capital | 10/11 | €6k | €6k | €6k | €6k |
| Reserves | 13 | €96k | €121k | €82k | €66k |
| Accumulated profits (losses) | 14 | €14k | €14k | €14k | €14k |
| Amounts payable | 17/49 | €87k | €50k | €39k | €79k |
| Amounts payable within one year | 42/48 | €87k | €41k | €39k | €79k |
| Trade debts payable within one year | 44 | €2k | €20k | €27k | €47k |
| Income statement | |||||
| Gross operating margin | 9900 | €56k | €56k | €26k | €8k |
| Operating result | 9901 | €53k | €52k | €21k | €6k |
| Financial income | 75 | €1k | €2k | €2k | - |
| Financial charges | 65 | €230 | €173 | €153 | €153 |
| Result before taxes | 9903 | €54k | €54k | €24k | €6k |
| Income taxes | 67/77 | €18k | €16k | €8k | €3k |
| Net result for the period | 9904 | €36k | €38k | €16k | €4k |
| Result to be appropriated | 9905 | €36k | €38k | €16k | €4k |
Legal Structure
| NACE primary | Engineering and related technical consultancy, excluding land surveyors(71121) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 16-10-1992 |
| Status | Active |
| Postal code | 1180 |
Establishment units
b architects
since 20002.060.529.032
Real-estate footprint
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616G0346/00C003 | Brussels | 364 m² | 1 · 66 m² | 12.6 m · 4 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €38k ▲142%
Net result €38k, the highest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €103k ▲18.2%
2 profitable years in a row build equity to €103k.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
26-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 87 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Engineering and related technical consultancy, excluding land surveyors71121
Names & trade names
| Legal nameFR | b architects |
| AbbreviationFR | C.F.S. |
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