LATHO
ActiveLATHO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €8k and a net result of €4k. Its solvency ranks better than 29% of 3177 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
Axes
Profitability100
Solvency54
Growth-
Stability67
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.51), but 72.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
5 signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
27.7%
Return on assets
13.3%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-05-2025, 72 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
72 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€8k
Total assets
€29k
Net result
€4k
Working capital
€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €29k
Equity
€8k
Debt
€21k
Debt finances 72.3% of the balance-sheet total.
Key figures and ratios
Solvency
27.7%
Current ratio
1.51
Quick ratio
1.51
Debt / equity
2.61
ROE
48.0%
ROA
13.3%
Debt
€21k
Debt ≤ 1 year
€19k
Income taxes
€4k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Total assets
20/58€29k
Current assets
29/58€29k
Amounts receivable within one year
40/41€14k
Cash & bank
54/58€7k
Total equity & liabilities
10/49€29k
Equity
10/15€8k
Contributions / capital
10/11€5k
Reserves
13€3k
Accumulated profits (losses)
14€0
Amounts payable
17/49€21k
Amounts payable within one year
42/48€19k
Trade debts payable within one year
44€12k
Income statement
Code2024
Gross operating margin
9900€11k
Operating result
9901€10k
Financial income
75€15
Financial charges
65€3k
Result before taxes
9903€8k
Income taxes
67/77€4k
Net result for the period
9904€4k
Result to be appropriated
9905€4k
Timeline · acts, filings and financial milestones
2025
24-07
State Gazette act
Publication
Act object · Board meeting · Power of attorney · Permanent representative
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
State Gazette actNBB filing
1 of 1 act read
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
ARCS
BE 0836.336.968
Charleroi · Eq €8k
ARS VIVENDI
BE 0675.740.996
Lanaken · Eq €8k
EKTOR
BE 0792.265.316
Genk · Eq €8k
LV Gestion
BE 0762.612.812
Ukkel · Eq €8k
B&D
BE 1001.684.158
Aarschot · Eq €8k
Of 11,232 companies in sector 82100 we hold annual accounts for 3,348. 1,548 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2024
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
82190Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-08-2026. Scores and ratios are computed by Checked and are not a credit decision.