AZDAD
ActiveSummary
AZDAD has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,671 and a net result of €200. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 22% of 462 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability60▲+1
Solvency42▼-4
Growth41▲+4
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.0 in 2024; short-term debt: 73.5% and cash: 20.6% of total assets), and 82.6% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.4%
Return on assets
0.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 462 sector peers (2025).
NBB · sector comparisonPosition among 462 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
31 d late
2023
7 d late
2022
46 d early
2021
95 d early
2020
51 d late
2019
6 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
€332,935▲ 27.1%
2024 · €261,986
EBIT margin
1.2%▲ 0.5pp
2024 · 0.7%
Net result
€200
2024 · -€1,892
Working capital
€5,489
2024 · -€335
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€168,368▼ 10.8%€118,596▼ 29.6%€221,490▲ 86.8%€261,986▲ 18.3%€332,935▲ 27.1%
Operating result€5,799▼ 38.8%€1,556▼ 73.2%€1,602▲ 3.0%€1,778▲ 11.0%€3,957▲ 123%
Net result€4,883within the sector's middle half▼ 50.8%-€3,598below the sector's middle half-€257below the sector's middle half▲ 92.9%-€1,892below the sector's middle half▼ 636%€200below the sector's middle half
EBIT margin3.4%▼ 1.6pp1.3%▼ 2.1pp0.7%▼ 0.6pp0.7%=1.2%▲ 0.5pp
Equity€33,418below the sector's middle half▲ 17.1%€32,121below the sector's middle half▼ 3.9%€31,863below the sector's middle half▼ 0.8%€25,471below the sector's middle half▼ 20.1%€25,671below the sector's middle half▲ 0.8%
Total assets€57,909below the sector's middle half▼ 48.5%€58,518below the sector's middle half▲ 1.1%€93,980below the sector's middle half▲ 60.6%€122,079below the sector's middle half▲ 29.9%€147,760below the sector's middle half▲ 21.0%
Debt€24,491▼ 70.8%€26,397▲ 7.8%€62,117▲ 135%€96,608▲ 55.5%€122,089▲ 26.4%
Working capital€30,236▼ 13.1%€17,317▼ 42.7%€19,990▲ 15.4%-€335€5,489
Solvency57.7%above the sector's middle half▲ 32.3pp54.9%within the sector's middle half▼ 2.8pp33.9%within the sector's middle half▼ 21.0pp20.9%within the sector's middle half▼ 13.0pp17.4%below the sector's middle half▼ 3.5pp
Staff (FTE)1below the sector's middle half1below the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 123% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €147,760
Fixed assets
€33,701 ▼ 27.1%
Current assets
€114,059 ▲ 50.4%
Equity and liabilities €147,760
Equity
€25,671 ▲ 0.8%
Debt
€122,089 ▲ 26.4%
Debt's share of the balance-sheet total rises from 79.1% to 82.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€18,902▲
2024 · €15,650
Cash flow
€15,145▲
2024 · €11,980
Current ratio
1.05▲
2024 · 1.00
Debt to equity
4.76▲
2024 · 3.79
ROE
0.8%▲
2024 · -7.4%
ROA
0.1%▲
2024 · -1.5%
Interest coverage
24.97▲
2024 · 23.36
Debt ≤ 1 year
€108,570▲
2024 · €76,175
Debt > 1 year
€13,519▼
2024 · €20,433
Income taxes
€3,000=
2024 · €3,000
Staff costs
€51,893▲
2024 · €39,953
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,972 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.2%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,972 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €168,368 | €118,596 | €221,490 | €261,986 | €332,935 | ▲ 27.1% |
| Non-recurring operating income76A | - | - | €171 | €236 | - | - |
| Goods, raw materials, services and sundry goods60/61 | €153,644 | €95,790 | €187,662 | €200,761 | €261,212 | ▲ 30.1% |
| Remuneration, social security and pensions62 | €3,308 | €11,979 | €20,552 | €39,953 | €51,893 | ▲ 29.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,283 | €7,305 | €8,087 | €13,872 | €14,945 | ▲ 7.7% |
| Other operating charges640/8 | €1,334 | €1,966 | €3,758 | €5,858 | €928 | ▼ 84.2% |
| Gross operating margin9900 | €14,724 | €22,806 | €33,999 | €61,461 | €71,723 | ▲ 16.7% |
| Operating profit (loss)9901 | €5,799 | €1,556 | €1,602 | €1,778 | €3,957 | ▲ 123% |
| Financial charges65/66B | €489 | €2,492 | €685 | €670 | €757 | ▲ 13.0% |
| Recurring financial charges65 | €489 | €2,492 | €685 | €670 | €757 | ▲ 13.0% |
| Profit (loss) for the period before taxes9903 | €5,310 | -€936 | €917 | €1,108 | €3,200 | ▲ 189% |
| Income taxes67/77 | €427 | €2,662 | €1,174 | €3,000 | €3,000 | = |
| Profit (loss) for the period9904 | €4,883 | -€3,598 | -€257 | -€1,892 | €200 | ▲ 111% |
| Profit (loss) for the period to be appropriated9905 | €4,883 | -€3,598 | -€257 | -€1,892 | €200 | ▲ 111% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €57,909 | €58,518 | €93,980 | €122,079 | €147,760 | ▲ 21.0% |
| Fixed assets21/28 | €7,494 | €14,804 | €11,873 | €46,239 | €33,701 | ▼ 27.1% |
| Intangible fixed assets21 | - | - | €656 | €163 | - | - |
| Tangible fixed assets22/27 | €7,494 | €14,804 | €11,217 | €46,076 | €33,701 | ▼ 26.9% |
| Plant, machinery and equipment23 | €500 | €250 | - | €900 | €600 | ▼ 33.3% |
| Furniture and vehicles24 | €6,994 | €14,554 | €11,217 | €45,176 | €33,101 | ▼ 26.7% |
| Current assets29/58 | €50,415 | €43,714 | €82,107 | €75,840 | €114,059 | ▲ 50.4% |
| Amounts receivable within one year40/41 | €29,058 | €31,826 | €53,630 | €57,451 | €76,748 | ▲ 33.6% |
| Trade receivables40 | €27,514 | €30,840 | €47,483 | €56,553 | €68,954 | ▲ 21.9% |
| Other amounts receivable41 | €1,544 | €986 | €6,147 | €898 | €7,794 | ▲ 768% |
| Cash at bank and in hand54/58 | €13,093 | €4,980 | €20,496 | €11,481 | €30,403 | ▲ 165% |
| Deferred charges and accrued income490/1 | €8,264 | €6,908 | €7,981 | €6,908 | €6,908 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €57,909 | €58,518 | €93,980 | €122,079 | €147,760 | ▲ 21.0% |
| Equity10/15 | €33,418 | €32,121 | €31,863 | €25,471 | €25,671 | ▲ 0.8% |
| Contributions10/11 | €16,300 | €18,600 | €14,600 | €10,100 | €10,100 | = |
| Capital10 | €16,300 | €18,600 | €14,600 | €10,100 | €10,100 | = |
| Issued capital100 | €18,600 | €18,600 | €14,600 | €10,100 | €10,100 | = |
| Uncalled capital101 | €2,300 | - | - | - | - | - |
| Reserves13 | €613 | €613 | €613 | €613 | €613 | = |
| Non-distributable reserves130/1 | €613 | €613 | €613 | €613 | €613 | = |
| Legal reserve130 | €613 | €613 | €613 | €613 | €613 | = |
| Profit (loss) carried forward14 | €16,505 | €12,908 | €16,650 | €14,758 | €14,958 | ▲ 1.4% |
| Amounts payable17/49 | €24,491 | €26,397 | €62,117 | €96,608 | €122,089 | ▲ 26.4% |
| Amounts payable after more than one year17 | €4,312 | - | - | €20,433 | €13,519 | ▼ 33.8% |
| Financial debts170/4 | €4,312 | - | - | €20,433 | €13,519 | ▼ 33.8% |
| Amounts payable within one year42/48 | €20,179 | €26,397 | €62,117 | €76,175 | €108,570 | ▲ 42.5% |
| Trade debts44 | €17,402 | €18,068 | €58,085 | €63,372 | €94,271 | ▲ 48.8% |
| Suppliers440/4 | €17,402 | €18,068 | €58,085 | €63,372 | €94,271 | ▲ 48.8% |
| Taxes, remuneration and social security45 | €2,777 | €3,329 | €2,827 | €12,803 | €14,299 | ▲ 11.7% |
| Taxes450/3 | €196 | €196 | €196 | €950 | €237 | ▼ 75.1% |
| Remuneration and social security454/9 | €2,581 | €3,133 | €2,631 | €11,853 | €14,062 | ▲ 18.6% |
| Other amounts payable47/48 | - | €5,000 | €1,205 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,883 | -€3,598 | -€257 | -€1,892 | €200 | ▲ 111% |
| + Depreciation and write-downs630 | €4,283 | €7,305 | €8,087 | €13,872 | €14,945 | ▲ 7.7% |
| Operating cash flow (approximation) | €9,166 | €3,707 | €7,830 | €11,980 | €15,145 | ▲ 26.4% |
| Investment in fixed assets (approximation) | - | -€14,615 | -€5,156 | -€48,238 | -€2,407 | ▲ 95.0% |
| Change in cash | - | -€8,113 | €15,516 | -€9,015 | €18,922 | ▲ 310% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €200
Net result €200 after 3 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 7 days late
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
20-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 51 days late
2020
31-12
Financial
Back to profitnet €9,928
Net result €9,928 after one loss-making year.
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 6 days late
2019
31-12
Financial
Weakest financial yearnet -€21,394
Net result drops to -€21,394, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 23 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 22 days late
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2008
Ground area
585 m²
Building footprint
209 m²
Volume, LiDAR
715 m³
Parcel 21816C0009/00M013, Brussels · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
ZOUMI CLEAN
since 20082.168.554.764
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21816C0009/00M013 | Brussels | 585 m² | 1 · 209 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,364 companies in sector 81210 we hold annual accounts for 2,737. 2,168 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-09-2006
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
47789Other retail sale of new goods
81230Other cleaning activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0883583886
Also
9925:BE0883583886
Registered
14-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.