Active BE 0804.512.357Private limited company

AZ 45

Route du Condroz 49B ·4100 Seraing, Belgium· 2 yrs active

Sector: NACE 95316 (95316)

Conclusion Checked

The computed 12-month bankruptcy probability of AZ 45 is 1.5% (low). The 2024 annual accounts show equity of €2k and a net result of €533. Its solvency ranks better than 37% of 918 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€2k
Net result	€533
Better than sector	37%
Active	2 yrs

Snowflake analysis 5 axes · computed by Checked

56 / 100

Mixed profile: strong on profitability, weaker on solvency.

Health 43

Profitability 100

Solvency 18

Growth 50

Stability 67

Bankruptcy probability (12 mo) Checked model v1 · free

1.5% Low

0%0,5%1,5%4%10%≥25%

Young company +Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Young company

Founded in 2023, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

43 / 100 Weak

050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →

Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 08-08-2025 with the NBB · fiscal year 2024 · micro

Sector comparison

Fiscal year 2024 · NACE 95 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	11.8%	24.6%	better than 37% of 918 sector peers
Net result	€533	€5k	better than 35% of 914 sector peers
Equity	€2k	€16k	better than 29% of 919 sector peers
Gross operating margin	€57k	€27k	better than 69% of 913 sector peers
Staff costs	€55k	€28k	higher than 67% of 424 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	-
EBITDA	€2k
Net profit	€533
Cash flow	€871
Staff costs	€55k
Income taxes	€133
Dividends	-
Total assets	€17k
Equity	€2k
Debt	€15k
of which ≤ 1y	€15k
of which > 1y	-
Working capital	€-521
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	0.97
Quick ratio	0.97
Working capital ratio	-3.0%
Solvency	11.8%
Debt / equity	7.45
Long-term debt ratio	-
Interest coverage	1.88
Gross margin	-
Net margin	-
ROA	3.1%
ROE	26.2%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €3k · 14.9% Current assets €15k · 85.1%

Equity & liabilities

Equity €2k · 11.8% Debt €15k · 88.2%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€17k
Fixed assets	21/28	€3k
Tangible fixed assets	22/27	€3k
Current assets	29/58	€15k
Amounts receivable within one year	40/41	€10k
Cash & bank	54/58	€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€17k
Equity	10/15	€2k
Contributions / capital	10/11	€2k
Accumulated profits (losses)	14	€533
Amounts payable	17/49	€15k
Amounts payable within one year	42/48	€15k
Trade debts payable within one year	44	€4k
Income statement
Gross operating margin	9900	€57k
Operating result	9901	€2k
Financial income	75	€16
Financial charges	65	€1k
Result before taxes	9903	€666
Income taxes	67/77	€133
Net result for the period	9904	€533
Result to be appropriated	9905	€533

Ratios computed by Checked.

Legal Structure

NACE primary	95316
Legal form	Private limited company(610)
Incorporation	02-08-2023
Status	Active
Postal code	4100

Establishment units 1 location

AZ 45

Route du Condroz 49B, 4100 SeraingWassen en poetsen van motorvoertuigen

since 20232.348.106.615

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62019B0171/00D000	Wallonia	633 m²	1 · 328 m²	6.6 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

08-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

31-03-2025

State Gazette act Director changes

2024

31-10-2024

State Gazette act Director changes

05-02-2024

State Gazette act Director changes

2023

11-08-2023

State Gazette act Registered-office change

Manon Péduzy

Belgisch Staatsblad, acts 4 acts

Address history · 1

11-08-2023

Registered-office move

All acts · 4 updated 1 year ago

2025

31-03-2025 1 director appointed, 1 resigning Director changes

Shah Saleem, Bestuurder
Shenwari Gul, Bestuurder

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Shenwari Gul",
        "address": null,
        "birth_date": "1975-05-04",
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-03-23",
      "evidence_quote": "Monsieur Shenwari Gul n\u00E9 le 4 mai 1975, d\u00E9missionne de son poste d\u0027administrateur \u00E0 dat\u00E9 du 23-03-2025.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Shenwari Gul",
        "address": null,
        "birth_date": "1975-05-04",
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale a d\u00E9cid\u00E9 de lui donner d\u00E9charge pleine, enti\u00E8re et d\u00E9finitive de son mandat.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Shah Saleem",
        "address": null,
        "birth_date": "1973-01-08",
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-03-24",
      "evidence_quote": "Monsieur Shah Saleem, n\u00E9 le 8 janvier 1973 est nomm\u00E9 au poste d\u0027administrateur a dat\u00E9 du 24-03-2025.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "LIEGE",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-03-31",
    "filing_date": "2025-03-19",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-03-17",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0804.512.357",
    "name_full": "AZ 45",
    "legal_form": "SRL",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Shenwari Gul",
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "PV d\u0027Assembl\u00E9e G\u00E9n\u00E9rale Extraordinaire du 17/03/2025"
  ],
  "corrected_publication_numac": null
}

2024

31-10-2024 1 director appointed, 1 resigning Director changes

Gul Shenwari, Bestuurder
Shah Saleem, Bestuurder

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Shah Saleem",
        "address": null,
        "birth_date": "1973-01-08",
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-10-16",
      "evidence_quote": "Monsieur Shah Saleem, n\u00E9 le 8 janvier 1973, d\u00E9missionne de son poste d\u0027administrateur \u00E0 dat\u00E9 du 16-10- 2024.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Shah Saleem",
        "address": null,
        "birth_date": "1973-01-08",
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale a d\u00E9cid\u00E9 de lui donner d\u00E9charge pleine, enti\u00E8re et d\u00E9finitive de son mandat.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Gul Shenwari",
        "address": null,
        "birth_date": "1975-05-04",
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-10-16",
      "evidence_quote": "Monsieur Gul Shenwari, n\u00E9 le 4 mai 1975, est nomm\u00E9 au poste d\u0027administrateur a dat\u00E9 du 16-10-2024.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "1973-01-08",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2024-10-16",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0804.512.357",
    "name_full": "AZ 45",
    "legal_form": "SRL",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Shenwari Gul",
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "PV d\u0027Assembl\u00E9e G\u00E9n\u00E9rale Extraordinaire du 16-10-2024"
  ],
  "corrected_publication_numac": null
}

05-02-2024 1 director appointed, 1 resigning Director changes

Shah Saleem, Bestuurder
Shenwari Gul, Bestuurder

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Shenwari Gul",
        "address": null,
        "birth_date": "1975-05-04",
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-01-20",
      "evidence_quote": "Monsieur Shenwari Gul n\u00E9 le 4 mai 1975, d\u00E9missionne de son poste d\u0027administrateur \u00E0 dat\u00E9 du 20-01-2024.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Shah Saleem",
        "address": null,
        "birth_date": "1973-01-08",
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-01-20",
      "evidence_quote": "Monsieur Shah Saleem, n\u00E9 le 8 janvier 1973 est nomm\u00E9 au poste d\u0027administrateur a dat\u00E9 du 20 janvier 2024.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "1975-05-04",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-01-20",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0804.512.357",
    "name_full": "AZ 45",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Shenwari Gul",
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "PV d\u0027Assembl\u00E9e G\u00E9n\u00E9rale Extraordinaire du 20-01-2024"
  ],
  "corrected_publication_numac": null
}

2023

11-08-2023 Registered office moved from Seraing to Boncelles Registered-office change·Manon Péduzy

Route du Condroz 496 : 4100 Seraing → 4100 Boncelles, Route du Condroz, 49B

Notary: Manon Péduzy · Liège

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_clause_amendment_no_move",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "4100 Boncelles, Route du Condroz, 49B",
        "city": "Boncelles",
        "region": "waals_gewest",
        "street": "Route du Condroz",
        "country": "BE",
        "postcode": "4100",
        "box_number": null,
        "street_number": "49B",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Route du Condroz 496 : 4100 Seraing",
        "city": "Seraing",
        "region": "waals_gewest",
        "street": "Route du Condroz",
        "country": "BE",
        "postcode": "4100",
        "box_number": null,
        "street_number": "496",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": "Manon P\u00E9duzy",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Li\u00E8ge",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2023-08-11",
    "filing_date": "2023-08-09",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "enig_aandeelhouder_schriftelijk",
    "date": "2023-08-08",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0804.512.357",
    "name_full": "AZ 45",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "SHENWARI Gul",
    "org_rep_person_name": null,
    "person_role_at_subject": "administrateur"
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad - 11/08/2023 - Annexes du Moniteur belge"
  ]
}

Credit advice verdict per customer and amount

AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon

AI-generated from Checked data; indicative, not legal or investment advice.

Company registry (CBE) Crossroads Bank

Activities

Wassen en poetsen van motorvoertuigen45206Wassen en poetsen van motorvoertuigen95316

Primary activity highlighted.

Names & trade names

Legal nameFR

AZ 45

Registered office

Route du Condroz 49B

4100 Seraing, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

Similar companies Same NACE

CENTRAL CAR WASH BE 0451.714.944 · Liège

DP4RENT BE 0540.638.705 · Zele

NJ CARCURE BE 0685.994.688 · Heist-op-den-Berg

Car Detailing Corner BE 0700.256.262 · Aalter

HOORELBEKE BE 0433.278.808 · Diksmuide