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Complete company report
Generated 12-08-2026
Active BE 0791.375.290Private limited companyOpen bankruptcy

AYZA.BABA

· 3 yrs active
Sector: Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen (47110)
Conclusion Checked

A bankruptcy procedure is open for AYZA.BABA according to publications in the Belgian State Gazette. The file additionally contains 1 administrative flag. The 2023 annual accounts show equity of €635 and a net result of €135.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €635
Net result €135
Better than sector 57%
Active 3 yrs
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health2Profitability43Solvency43Growth-Stability0
22 / 100

Fragile profile, watch stability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 2
Profitability 43
Solvency 43
Growth -
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
53 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
· 1 administrative flag (+3)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 2 events
Address struckAddress strikeout annulled
Health barometer FY 2023 · computed
2 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 14-06-2024 with the NBB · fiscal year 2023 · micro
Sector comparison
Fiscal year 2023 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 26.5% 20.1%
better than 57% of 5714 sector peers
Net result €135 €3k
better than 39% of 5694 sector peers
Equity €635 €15k
better than 27% of 5721 sector peers
Gross operating margin €235 €23k
better than 22% of 5668 sector peers
Total assets €2k €93k
better than 5% of 5714 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2023
Depositmicro
Revenue€73k
EBITDA€235
Net profit€135
Cash flow€235
Staff costs-
Income taxes-
Dividends-
Total assets€2k
Equity€635
Debt€2k
of which ≤ 1y€2k
of which > 1y-
Working capital€235
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.13
Quick ratio0.00
Working capital ratio9.8%
Solvency26.5%
Debt / equity2.78
Long-term debt ratio-
Interest coverage-
Gross margin0.3%
Net margin0.2%
ROA5.6%
ROE21.3%
EBITDA margin0.3%
Days sales outstanding-
Days payable outstanding9d
Inventory turnover36.61
Days inventory (DSI)10d
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€2k
Formation expenses 20€400
Current assets 29/58€2k
Stocks & contracts in progress 3€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2k
Equity 10/15€635
Contributions / capital 10/11€500
Accumulated profits (losses) 14€135
Amounts payable 17/49€2k
Amounts payable within one year 42/48€2k
Trade debts payable within one year 44€2k
Income statement
Turnover 70€73k
Gross operating margin 9900€235
Operating result 9901€135
Result before taxes 9903€135
Net result for the period 9904€135
Result to be appropriated 9905€135
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • Udrea Marius Cosmin
    Manager
    State Gazette act 25147868 (21-11-2025)
    Current
    01-07-2025 → present
Former directors (1)
  • Muhammad Umair
    Manager
    State Gazette act 25147868 (21-11-2025)
    Former
    - → 01-07-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Directors & mandates1 person
Role Name Tenure Source
Curator Catherine HERINCKX
AVENUE DU CONGO 1, 1050 IXELLES
 02-03-2026 → present Belgian State Gazette
Legal Structure
NACE primary Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110)
Legal form Private limited company(610)
Incorporation26-09-2022
StatusActive
Postal code-
First BS signal 09-03-2026
Latest BS signal 09-03-2026
Connections & network 8 connected companies
Network connections
B2NEXT
Shared address
→
CAFE TIERA
Shared address
→
FOUR ROSES
Shared address
→
NBS
Shared address
→
PAM IMMODEM
Shared address
→
ROYAL EVENT FOOD
Shared address
→
UNIVERS CONSULT
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 2 locations
AYZA.BABA
Keizer Karellaan 117, 1083 GanshorenDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
since 20222.337.946.854
Schaerbeek shop
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
since 20242.363.823.583
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21306D0325/00F000 Brussels 2,312 m² 1 · 1,725 m² 40.0 m · 1 fl.
21342B0177/00A005 Brussels 90 m² 1 · 75 m² 17.0 m · 5 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
09-03-2026
Bankruptcy Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL AYZA.BABA AVENUE FRANS VAN KALKEN 9/8, 1070 ANDERLECHT · event 02-03-2026
2025
28-11-2025
KBO administration Address strikeout annulled
21-11-2025
State Gazette act Capital & shares
v3.2
18-11-2025
KBO administration Address struck
2024
14-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2022
28-09-2022
State Gazette act Incorporation
oprichting
Lifecycle & Insolvency Signals 3 events
09-03-2026
Bankruptcy Opening
Date: 02-03-2026 · Tribunal de l’entreprise francophone de Bruxelles · SRL AYZA.BABA AVENUE FRANS VAN KALKEN 9/8, 1070 ANDERLECHT · Publications in State Gazette ↗
28-11-2025
KBO administration Address strikeout annulled
 · Publications in State Gazette ↗
18-11-2025
KBO administration Address struck
 · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-11-18 · KBO administration · Address struck2025-11-28 · KBO administration · Address strikeout annulled2026-03-09 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 2 acts
Capital history · 1
21-11-2025
v3.2
All acts · 2 updated 8 months ago
2025
21-11-2025 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "amount": 100,
      "currency": null,
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "amount_type": "onbekend",
      "effective_date": "2025-07-01",
      "evidence_quote": "Monsieur Muhammad Umair c\u00E8de la totalit\u00E9 de ses 100 parts \u00E0 Monsieur Udrea Marius Cosmin",
      "contribution_type": null
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0791.375.290",
    "name_full": "AYZA.BABA",
    "legal_form": "SRL"
  }
}
2022
28-09-2022 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "1083 Ganshoren, Avenue Charles-Quint 117",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "MUHAMMAD Umair",
        "niss": null,
        "address": "1080 Molenbeek-Saint-Jean Rue Ransfort, 20"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "MUHAMMAD Umair",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 500,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 500,
  "subject_company": {
    "kbo": "0791.375.290",
    "name_full": "AYZA.BABA",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2022-09-09",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112Overige niet-gespecialiseerde detailhandel47120Detailhandel in elektrische huishoudapparaten in gespecialiseerde winkels47540Detailhandel in elektrische huishoudapparaten47540Detailhandel via postorderbedrijven of via internet47910Draadgebonden en draadloze telecommunicatie en telecommunicatie via satelliet61100Draadloze telecommunicatie61200
Primary activity highlighted.
Names & trade names
Legal nameFR AYZA.BABA
Registration history
  1. 28-11-2025 Address strikeout annulled
  2. 18-11-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative