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Complete company report
Generated 15-08-2026
Active BE 1001.321.694Private limited company

Ayvazyan Group

Generaal Deschachtstraat 23 ·2860 Sint-Katelijne-Waver, Belgium· 2 yrs active
Sector: Diensten voor personenvervoer op aanvraag per voertuig met chauffeur (49330)
Conclusion Checked

The computed 12-month bankruptcy probability of Ayvazyan Group is 5.6% (elevated). The 2024 annual accounts show negative equity (€-349) and a net result of €-3k. Its solvency ranks better than 18% of 2266 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-349
Net result €-3k
Better than sector 18%
Active 2 yrs
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health10Profitability100Solvency33Growth-Stability67
52 / 100

Mixed profile: strong on profitability, weaker on health.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 10
Profitability 100
Solvency 33
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
5.6% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
10 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 10-06-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 49, Land transport · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -1.1% 27.3%
better than 18% of 2266 sector peers
Net result €-3k €5k
better than 23% of 2250 sector peers
Equity €-349 €17k
better than 19% of 2272 sector peers
Gross operating margin €12k €28k
better than 30% of 2238 sector peers
Total assets €31k €66k
better than 26% of 2267 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€-566
Net profit€-3k
Cash flow€-894
Staff costs-
Income taxes€128
Dividends-
Total assets€31k
Equity€-349
Debt€31k
of which ≤ 1y€31k
of which > 1y-
Working capital€-26k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.17
Quick ratio0.17
Working capital ratio-84.2%
Solvency-1.1%
Debt / equity-89.60
Long-term debt ratio-
Interest coverage-2.70
Gross margin-
Net margin-
ROA-10.8%
ROE960.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€31k
Fixed assets 21/28€26k
Tangible fixed assets 22/27€26k
Current assets 29/58€5k
Amounts receivable within one year 40/41€521
Cash & bank 54/58€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€31k
Equity 10/15€-349
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-3k
Amounts payable 17/49€31k
Amounts payable within one year 42/48€31k
Trade debts payable within one year 44€792
Income statement
Gross operating margin 9900€12k
Operating result 9901€-3k
Financial income 75€10
Financial charges 65€209
Result before taxes 9903€-3k
Income taxes 67/77€128
Net result for the period 9904€-3k
Result to be appropriated 9905€-3k
Ratios computed by Checked.
Legal Structure
NACE primary Diensten voor personenvervoer op aanvraag per voertuig met chauffeur(49330)
Legal form Private limited company(610)
Incorporation17-10-2023
StatusActive
Postal code2860
Establishment units 1 location
Ayvazyan Group
Generaal Deschachtstraat 23A, 2860 Sint-Katelijne-WaverPersonenvervoer over de weg zonder dienstregeling
since 20232.351.021.662
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12035B0102/00P002 Flanders 667 m² 1 · 232 m² 9.8 m · 2 fl.
12035B0102/00M002 Flanders 257 m² 1 · 71 m² -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
10-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Exploitatie van taxi's49320Diensten voor personenvervoer op aanvraag per voertuig met chauffeur49330Personenvervoer te land binnen steden of voorsteden49310Personenvervoer over de weg volgens dienstregeling49310
Primary activity highlighted.
Names & trade names
Legal nameNL Ayvazyan Group
Registered office
Generaal Deschachtstraat 23 bus A
2860 Sint-Katelijne-Waver, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Peopledriving BE 0820.423.921 · Sint-Katelijne-Waver
A-CAB BE 0606.972.253 · Antwerpen
ALEENA BE 0654.939.446 · Antwerpen
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative