AY-TEZ
The computed 12-month bankruptcy probability of AY-TEZ is 3.4% (moderate). The 2024 annual accounts show equity of €60k and a net result of €24k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 74% of 6696 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €60k |
| Net result | €24k |
| Staff (FTE) | 0.3 |
| Better than sector | 74% |
Exceptional profile, strong across almost every axis.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 47.7% | 20.4% | |
| Net result | €24k | €4k | |
| Equity | €60k | €16k | |
| Gross operating margin | €33k | €24k | |
| Staff costs | €2k | €33k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €31k |
| Net profit | €24k |
| Cash flow | €30k |
| Staff costs | €2k |
| Income taxes | - |
| Dividends | - |
| Total assets | €126k |
| Equity | €60k |
| Debt | €66k |
| of which ≤ 1y | €66k |
| of which > 1y | - |
| Working capital | €41k |
| Employees (FTE) | 0.3 |
| 2024 | |
|---|---|
| Current ratio | 1.63 |
| Quick ratio | 0.09 |
| Working capital ratio | 32.7% |
| Solvency | 47.7% |
| Debt / equity | 1.10 |
| Long-term debt ratio | - |
| Interest coverage | 33.09 |
| Gross margin | - |
| Net margin | - |
| ROA | 19.2% |
| ROE | 40.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €126k |
| Fixed assets | 21/28 | €19k |
| Tangible fixed assets | 22/27 | €8k |
| Financial fixed assets | 28 | €11k |
| Current assets | 29/58 | €107k |
| Stocks & contracts in progress | 3 | €101k |
| Cash & bank | 54/58 | €6k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €126k |
| Equity | 10/15 | €60k |
| Contributions / capital | 10/11 | €100k |
| Accumulated profits (losses) | 14 | €-40k |
| Amounts payable | 17/49 | €66k |
| Amounts payable within one year | 42/48 | €66k |
| Income statement | ||
| Gross operating margin | 9900 | €33k |
| Operating result | 9901 | €25k |
| Financial charges | 65 | €927 |
| Result before taxes | 9903 | €24k |
| Net result for the period | 9904 | €24k |
| Result to be appropriated | 9905 | €24k |
| NACE primary | Retail trade(47770) |
| Legal form | Private limited company(610) |
| Incorporation | 25-03-2021 |
| Status | Active |
| Postal code | 1030 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21909E0213/00W000 | Brussels | 621 m² | 1 · 615 m² | 27.8 m · 8 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
09-12-2025 Registered office moved from Saint-Josse-ten-Noode to Bruxelles
- Avenue des Arts 19, 1210 Saint-Josse-ten-Noode → Rue des Palais 91, 1030 Bruxelles
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Bruxelles",
"region": "Brussels",
"street": "Rue des Palais",
"country": "BE",
"postcode": "1030",
"box_number": null,
"street_number": "91"
},
"old_address": {
"city": "Saint-Josse-ten-Noode",
"region": "Brussels",
"street": "Avenue des Arts",
"country": "BE",
"postcode": "1210",
"box_number": "2",
"street_number": "19"
},
"effective_date": "2025-10-01",
"evidence_quote": "Par d\u00E9cision de l\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire tenue le 01/10/2025, les associ\u00E9s de la soci\u00E9t\u00E9 AY-TEZ SRL (n\u00B0 d\u0027entreprise 0765.650.494), ont d\u00E9cid\u00E9 de transf\u00E9rer le si\u00E8ge social. Ancienne adresse: Avenue des Arts 19/2-1210 Saint-Josse-ten-Noode Nouvelle adresse: Rue des Palais 91 -1030 Bruxelles"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0765.650.494",
"name_full": "AY-TEZ",
"legal_form": "SRL"
}
}01-09-2025 Registered office moved within Bruxelles
- RUE DES COTEAUX 51, 1030 BRUXELLES → Avenue des Arts 19, 1210 Bruxelles
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Bruxelles",
"region": "Brussels",
"street": "Avenue des Arts",
"country": "BE",
"postcode": "1210",
"box_number": "2",
"street_number": "19"
},
"old_address": {
"city": "BRUXELLES",
"region": "Brussels",
"street": "RUE DES COTEAUX",
"country": "BE",
"postcode": "1030",
"box_number": null,
"street_number": "51"
},
"effective_date": "2025-08-22",
"evidence_quote": "TRANSFERT DE SIEGE ... Le si\u00E8ge sociale sera transf\u00E9r\u00E9 \u00E0 : Avenue des Arts 19 BT 2 1210 Bruxelles Avec effet imm\u00E9diat."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0765.650.494",
"name_full": "AY-TEZ",
"legal_form": "SRL"
}
}31-07-2023 Transaction in capital or shares
Technical details
{
"events": [
{
"kind": "share_transfer",
"amount": null,
"currency": null,
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"amount_type": "onbekend",
"effective_date": "2023-07-01",
"evidence_quote": "Monsieur SYED JAFFAR ALI, domicili\u00E9 \u00E0 Chauss\u00E9e de Ruisbroek 45 \u00E0 1190 Bruxelles, c\u00EAde toutes ces actions \u00E0 Madame BENHADDI NAOUAL, qui accepte avec effet au 01/07/2023.",
"contribution_type": null
},
{
"kind": "share_transfer",
"amount": null,
"currency": null,
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"amount_type": "onbekend",
"effective_date": "2023-07-01",
"evidence_quote": "Monsieur HASCELIK AHMET, c\u00E8de toutes ces actions \u00E0 Madame BENHADDI, qui accepte avec effet au 01/07/2023,en ce compris ses droits sur le bail.",
"contribution_type": null
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0765.650.494",
"name_full": "AY-TEZ",
"legal_form": "SRL"
}
}29-03-2021 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "1030 Schaerbeek, Rue des Coteaux 51",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1960-02-10",
"name": "Has\u00E7elik Ahmet",
"niss": null,
"address": "1030 Schaerbeek, Avenue Ernest Cambier 95"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 0,
"holder_person_name": "Has\u00E7elik Ahmet",
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 100000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 100000,
"subject_company": {
"kbo": "0765.650.494",
"name_full": "AY-TEZ",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2021-03-24",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | AY-TEZ |