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Generated 08-08-2026
Active BE 0797.625.456Private limited company

Awanze Finances

Rue des Héritages 7 ·5336 Assesse, Belgium· 3 yrs active
Sector: Head offices & management consulting (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of Awanze Finances is 1.0% (low). The 2024 annual accounts show equity of €439k and a net result of €244k. Its solvency ranks better than 28% of 972 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €439k
Net result €244k
Better than sector 28%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health81Profitability100Solvency38Growth78Stability94
78 / 100

Exceptional profile, strong across almost every axis.

Health 81
Profitability 100
Solvency 38
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
1.0% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
81 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 25-07-2025 with the NBB · fiscal year 2024 · volledig
€0€200k€400kOperating result 2023: €231k€231kNet result 2023: €165k€165kOperating result 2024: €409k€409kNet result 2024: €244k€244k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 17.0% 39.7%
better than 28% of 972 sector peers
Net result €244k €32k
better than 83% of 972 sector peers
Equity €439k €152k
better than 65% of 973 sector peers
Gross operating margin €1.38M €59k
better than 95% of 813 sector peers
Staff costs €740k €191k
higher than 78% of 257 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€638k
+84.5% far above sector median
Net profit
€244k
+48.5% far above sector median
Cash flow
€473k
+69.5% far above sector median
Total assets
€2.58M
+2.7% +272% vs sector
Equity
€439k
+125.6% +33% vs sector
Working capital
€276k
- +29% vs sector
Employees (FTE)
0
-100.0% -100% vs sector
Staff costs
€740k
+95.8% -70% vs sector
Income taxes
€96k
+65.1% far above sector median
Debt
€2.14M
-7.6% far above sector median
Debt ≤ 1y
€403k
-18.5% +207% vs sector
Debt > 1y
€1.47M
-8.4% far above sector median
Current ratio
1.68
+112.2% +50% vs sector
Quick ratio
1.68
+112.2% +50% vs sector
Solvency
17.0%
+119.6% -70% vs sector
Debt / equity
4.88
-59.0% far above sector median
ROE
55.7%
-34.2% far above sector median
ROA
9.5%
+44.5% far above sector median
Interest coverage
9.27
-77.6% +273% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€638k
Net profit€244k
Cash flow€473k
Staff costs€740k
Income taxes€96k
Dividends-
Total assets€2.58M
Equity€439k
Debt€2.14M
of which ≤ 1y€403k
of which > 1y€1.47M
Working capital€276k
Employees (FTE)0.0
Ratios (computed)
2024
Current ratio1.68
Quick ratio1.68
Working capital ratio10.7%
Solvency17.0%
Debt / equity4.88
Long-term debt ratio3.35
Interest coverage9.27
Gross margin-
Net margin-
ROA9.5%
ROE55.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€2.58M
Fixed assets 21/28€1.90M
Intangible fixed assets 21€1.87M
Tangible fixed assets 22/27€33k
Financial fixed assets 28€650
Current assets 29/58€679k
Cash & bank 54/58€153k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.58M
Equity 10/15€439k
Contributions / capital 10/11€30k
Accumulated profits (losses) 14€409k
Amounts payable 17/49€2.14M
Amounts payable after one year 17€1.47M
Amounts payable within one year 42/48€403k
Trade debts payable within one year 44€37k
Income statement
Gross operating margin 9900€1.38M
Operating result 9901€409k
Financial income 75€151
Financial charges 65€69k
Result before taxes 9903€341k
Income taxes 67/77€96k
Net result for the period 9904€244k
Result to be appropriated 9905€244k
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Ratios computed by Checked.
Directors & mandates 1 directors
Former directors (1)
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Head offices & management consulting(70200)
Legal form Private limited company(610)
Incorporation25-01-2023
StatusActive
Postal code5336
Establishment units 4 locations
Awanze Finances
Rue des Héritages 7, 5336 AssesseFinanciële lease
since 20232.342.226.039
Awanze Finances
Chaussée Verte 110, 4470 Saint-Georges-sur-MeuseFinanciële lease
since 20232.343.405.776
Awanze Finances
Rue de Bruxelles 77, 4340 AwansFinanciële lease
since 20232.343.011.937
Awanze Finances
Chaussée de Wavre(Lgp) 24, 4520 WanzeFinanciële lease
since 20232.343.012.135
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 4 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
61042B0656/00B002 Wallonia 6,037 m² 1 · 469 m² 10.4 m · 3 fl.
64065C0355/00L000 Wallonia 2,191 m² 1 · 261 m² 5.7 m · 1 fl.
62006A0613/00D000 Wallonia 1,758 m² 1 · 276 m² 5.6 m · 1 fl.
92028A0228/00Y002 Wallonia 857 m² 1 · 112 m² -
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
03-11-2025
State Gazette act Director changes
v3.2
25-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
01-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
27-01-2023
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 9 months ago
2025
03-11-2025 STEPHANE NOE MANAGEMENT resigns as director Director changes
  • STEPHANE NOE MANAGEMENT, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "STEPHANE NOE MANAGEMENT",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-09-24",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale prend acte de la d\u00E9mission de la S.R.L. STEPHANE NOE MANAGEMENT de son mandat d\u0027administrateur avec effet au 24 septembre 2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0797.625.456",
    "name_full": "AWANZE FINANCES",
    "legal_form": "SRL"
  }
}
2023
27-01-2023 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
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  "kind": "oprichting",
  "seat": "5336 Courri\u00E8re, Rue des H\u00E9ritages 7",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1976-04-22",
        "name": "DEHASSE St\u00E9phane Henri Maurice Ghislain",
        "niss": null,
        "address": "5336 Courri\u00E8re, Rue des H\u00E9ritages 7"
      },
      "share_class": "B",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 6000,
      "holder_person_name": "DEHASSE St\u00E9phane Henri Maurice Ghislain",
      "is_subscriber_only": true,
      "n_shares_subscribed": 60,
      "amount_subscribed_eur": 6000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": null,
        "name": "DHS FINANCES"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": "DHS FINANCES",
      "contribution_type": "cash",
      "amount_paid_in_eur": 12000,
      "holder_person_name": null,
      "is_subscriber_only": false,
      "n_shares_subscribed": 120,
      "amount_subscribed_eur": 12000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1975-02-28",
        "name": "CHARLOT Jean-Bernard Gilles",
        "niss": null,
        "address": "5363 Hamois (Emptinne), Sur le Paradis, 5"
      },
      "share_class": "B",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 6000,
      "holder_person_name": "CHARLOT Jean-Bernard Gilles",
      "is_subscriber_only": true,
      "n_shares_subscribed": 60,
      "amount_subscribed_eur": 6000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": null,
        "name": "CJB FINANCES"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": "CJB FINANCES",
      "contribution_type": "cash",
      "amount_paid_in_eur": 12000,
      "holder_person_name": null,
      "is_subscriber_only": false,
      "n_shares_subscribed": 120,
      "amount_subscribed_eur": 12000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1977-07-04",
        "name": "NO\u00C9 St\u00E9phane Bernard Germain",
        "niss": null,
        "address": "4470 Saint-Georges-sur-Meuse, Chauss\u00E9e Verte 45"
      },
      "share_class": "B",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 6000,
      "holder_person_name": "NO\u00C9 St\u00E9phane Bernard Germain",
      "is_subscriber_only": true,
      "n_shares_subscribed": 60,
      "amount_subscribed_eur": 6000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": null,
        "name": "STEPHANE NOE MANAGEMENT"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": "STEPHANE NOE MANAGEMENT",
      "contribution_type": "cash",
      "amount_paid_in_eur": 12000,
      "holder_person_name": null,
      "is_subscriber_only": false,
      "n_shares_subscribed": 120,
      "amount_subscribed_eur": 12000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 30000,
  "subject_company": {
    "kbo": "0797.625.456",
    "name_full": "Awanze Finances",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2023-01-24",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Agenten en makelaars in bankdiensten66191Agenten en makelaars in bankdiensten66191Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR Awanze Finances
Registered office
Rue des Héritages 7
5336 Assesse, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative