Active BE 0768.536.146Private limited company

AVS Invest

Pieter Breughelstraat(Mar) 26 ·8510 Kortrijk, Belgium· 5 yrs active

Sector: Bemiddeling in verband met exploitatie van en handel in onroerend goed (68310)

Conclusion Checked

The computed 12-month bankruptcy probability of AVS Invest is 1.0% (low). The 2024 annual accounts show equity of €17k and a net result of €-2k. Equity is growing by ~58.3% per year across the filed fiscal years. Its solvency ranks better than 93% of 1709 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€17k
Net result	€-2k
Better than sector	93%
Active	5 yrs

Financial profile 5 of 5 axes measured · computed by Checked

65 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 52

Profitability 0

Solvency 100

Growth 78

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

1.0% Low

0%0,5%1,5%4%10%≥25%

Young company +Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

52 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview3 NBB filings

Annual accounts filed on 22-07-2025 with the NBB · fiscal year 2024 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~58.3%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	90.0%	14.4%	better than 93% of 1709 sector peers
Net result	€-2k	€0	better than 47% of 1705 sector peers
Equity	€17k	€109k	better than 30% of 1709 sector peers
Gross operating margin	€-472	€51k	better than 29% of 1706 sector peers
Total assets	€19k	€1.50M	better than 5% of 1709 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€-598

- 22-24

Net profit

€-2k

- 22-24

Cash flow

€-703

- 22-24

Total assets

€19k

-40.3% 22-24

Equity

€17k

-11.7% 22-24

Working capital

€15k

-4.5% 22-24

Income taxes

€0

-100.0% 22-24

Debt

€2k

-84.7% 22-24

Show 8 other metrics

Debt ≤ 1y

€2k

-84.7% 22-24

Current ratio

8.75

+290.8% 22-24

Quick ratio

8.75

+290.8% 22-24

Solvency

90.0%

+47.7% 22-24

Debt / equity

0.11

-82.7% 22-24

ROE

-13.3%

- 22-24

ROA

-12.0%

- 22-24

Interest coverage

-5.72

- 22-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	verkort
Revenue	-
EBITDA	€-598
Net profit	€-2k
Cash flow	€-703
Staff costs	-
Income taxes	€0
Dividends	-
Total assets	€19k
Equity	€17k
Debt	€2k
of which ≤ 1y	€2k
of which > 1y	-
Working capital	€15k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	8.75
Quick ratio	8.75
Working capital ratio	77.4%
Solvency	90.0%
Debt / equity	0.11
Long-term debt ratio	-
Interest coverage	-5.72
Gross margin	-
Net margin	-
ROA	-12.0%
ROE	-13.3%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €2k · 12.6% Current assets €17k · 87.4%

Equity & liabilities

Equity €17k · 90.0% Debt €2k · 10.0%

Full annual accounts (19 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€19k
Fixed assets	21/28	€2k
Intangible fixed assets	21	€2k
Current assets	29/58	€17k
Amounts receivable within one year	40/41	€17k
Cash & bank	54/58	€11
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€19k
Equity	10/15	€17k
Contributions / capital	10/11	€12k
Reserves	13	€5k
Amounts payable	17/49	€2k
Amounts payable within one year	42/48	€2k
Income statement
Gross operating margin	9900	€-472
Operating result	9901	€-2k
Financial charges	65	€105
Result before taxes	9903	€-2k
Income taxes	67/77	€0
Net result for the period	9904	€-2k
Result to be appropriated	9905	€-2k

This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 1 directors

Current directors & mandates

VRAL Saar Hanne Marieke
Director
State Gazette act 25353407 (03-09-2025)

Current
03-09-2025 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Bemiddeling in verband met exploitatie van en handel in onroerend goed(68310)
Legal form	Private limited company(610)
Incorporation	19-05-2021
Status	Active
Postal code	8510

Establishment units 1 location

Movest Vermogensplanning

Westlaan 134, 8800 RoeselareHandelsbemiddeling in de niet-gespecialiseerde groothandel

since 20212.317.786.294

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
34026A0597/00D000	Flanders	1,005 m²	1 · 114 m²	8.9 m · 2 fl.
36503C1287/00X002	Flanders	359 m²	1 · 91 m²	9.9 m · 3 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

03-09-2025

State Gazette act Director changes

Bruno Raes

22-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

18-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

2023

13-07-2023

NBB filing Annual accounts filed

fiscal year 2022 · verkort

Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 11 months ago

2025

03-09-2025 1 director appointed, 2 resigning Director changes·Bruno Raes

VRAL Saar Hanne Marieke, Bestuurder

Notary: Bruno Raes · Kortrijk

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Bemiddeling in verband met exploitatie van en handel in onroerend goed68310

Primary activity highlighted.

Names & trade names

Legal nameNL

AVS Invest

Registered office

Pieter Breughelstraat(Mar) 26

8510 Kortrijk, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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