AVM SERVICE
ActiveAVM SERVICE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.49M and a net result of €188k. Equity is growing by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 68% of 1036 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-4
Solvency86▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 2.72 against 3.98 in 2024; short-term debt: 31.6% and cash: 29.5% of total assets), and 38.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.2%
Return on assets
7.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
66 d early
2023
70 d early
2022
34 d early
2021
9 d late
2020
33 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.49M▼ 5.4%
2024 · €1.58M
2018: €548k
2019: €653k
2020: €819k
2021: €972k
2022: €1.34M
2023: €1.50M
2024: €1.58M
2018 → 2025
Total assets
€2.43M▲ 5.8%
2024 · €2.30M
2018: €1.07M
2019: €1.24M
2020: €1.40M
2021: €1.59M
2022: €2.09M
2023: €2.28M
2024: €2.30M
2018 → 2025
Net result
€188k▼ 22.4%
2024 · €242k
2018: €117k
2019: €135k
2020: €195k
2021: €222k
2022: €385k
2023: €160k
2024: €242k
2018 → 2025
Working capital
€1.32M▼ 5.9%
2024 · €1.41M
2018: €446k
2019: €571k
2020: €747k
2021: €874k
2022: €1.23M
2023: €1.40M
2024: €1.41M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€972k-€1.34M▲ 37.7%€1.50M▲ 11.9%€1.58M▲ 5.2%€1.49M▼ 5.4%
Operating result€265k-€512k▲ 92.9%€256k▼ 50.0%€341k▲ 33.4%€307k▼ 10.0%
Net result€222k-€385k▲ 73.6%€160k▼ 58.3%€242k▲ 51.0%€188k▼ 22.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.43M
Fixed assets
€340k▼ 19.5%
Current assets
€2.09M▲ 11.5%
Equity and liabilities €2.43M
Equity
€1.49M▼ 5.4%
Debt
€944k▲ 30.3%
The debt ratio rises from 31.5% to 38.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€419k▼
2024 · €425k
Cash flow
€299k▼
2024 · €326k
Solvency
61.2%▼
2024 · 68.5%
Current ratio
2.72▼
2024 · 3.98
Quick ratio
1.82▼
2024 · 2.33
Debt / equity
0.63▲
2024 · 0.46
ROE
12.6%▼
2024 · 15.4%
ROA
7.7%▼
2024 · 10.5%
Interest coverage
20.14▼
2024 · 20.82
Debt
€944k▲
2024 · €724k
Debt ≤ 1 year
€769k▲
2024 · €471k
Debt > 1 year
€174k▼
2024 · €253k
Income taxes
€114k▲
2024 · €103k
Staff costs
€889k▲
2024 · €744k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.30M€2.43M▲
Fixed assets21/28€422k€340k▼
Intangible fixed assets21€25k€17k▼
Tangible fixed assets22/27€397k€323k▼
Land and buildings22€161k€131k▼
Plant, machinery and equipment23€15k€29k▲
Furniture and vehicles24€81k€54k▼
Leasing and similar rights25€140k€110k▼
Current assets29/58€1.88M€2.09M▲
Stocks and contracts in progress3€781k€694k▼
Stocks30/36€781k€694k▼
Amounts receivable within one year40/41€557k€511k▼
Trade receivables40€556k€510k▼
Other amounts receivable41€673€691▲
Current investments50/53€100k€101k▲
Cash at bank and in hand54/58€377k€719k▲
Deferred charges and accrued income490/1€62k€69k▲
Equity and liabilities
Total equity and liabilities10/49€2.30M€2.43M▲
Equity10/15€1.58M€1.49M▼
Contributions10/11€19k€19k=
Reserves13€1.56M€1.47M▼
Tax-exempt reserves132€267k€124k▼
Distributable reserves133€1.29M€1.35M▲
Amounts payable17/49€724k€944k▲
Amounts payable after more than one year17€253k€174k▼
Financial debts170/4€253k€174k▼
Amounts payable within one year42/48€471k€769k▲
Current portion of amounts payable after more than one year42€74k€74k▼
Trade debts44€158k€131k▼
Suppliers440/4€158k€131k▼
Taxes, remuneration and social security45€237k€291k▲
Taxes450/3€125k€182k▲
Remuneration and social security454/9€112k€109k▼
Other amounts payable47/48€2k€274k▲
Income statement
Code20242025
Non-recurring operating income76A€3k€4k▲
Remuneration, social security and pensions62€744k€889k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€84k€112k▲
Other operating charges640/8€9k€9k▲
Non-recurring operating charges66A-€948
Gross operating margin9900€1.18M€1.32M▲
Operating profit (loss)9901€341k€307k▼
Financial income75/76B€31k€16k▼
Recurring financial income75€29k€16k▼
Non-recurring financial income76B€2k-
Financial charges65/66B€26k€21k▼
Recurring financial charges65€20k€21k▲
Non-recurring financial charges66B€6k-
Profit (loss) for the period before taxes9903€346k€302k▼
Income taxes67/77€103k€114k▲
Profit (loss) for the period9904€242k€188k▼
Transfer from tax-exempt reserves789-€143k
Profit (loss) for the period to be appropriated9905€242k€331k▲
Appropriation of the result
Profit (loss) to be appropriated9906€242k€331k▲
Transfer from equity791/2€163k€272k▲
Transfer to equity691/2€241k€329k▲
To other reserves6921€241k€329k▲
Profit to be distributed694/7€164k€274k▲
Return on contributions (dividend)694€164k€274k▲
Social balance
Average headcount (FTE)908714.014.7▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €385k ▲73.6%
Operating result €512k, net result €385k, both a record.
31-12
Financial
Equity above €1MEq €1.34M ▲37.7%
5 profitable years in a row build equity to €1.34M.
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 9 days late
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laakdal · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meerhoutstraat 892430 LaakdalGround area
167 m²
Building footprint
530 m²
Volume, LiDAR
2,422 m³
Parcel 13045B1142/00D000, Flanders · tallest building 9.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AVM SERVICE
since 20062.157.499.140
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13045B1142/00D000 | Flanders | 167 m² | 1 · 530 m² | 8.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 960 EUR awarded · 1,320 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 327 EUR | 327 EUR |
| 2023 | 1 | 0 EUR | 360 EUR |
| 2022 | 1 | 633 EUR | 633 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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KTE SERVICE
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Etablissements HENROTTE
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Of 407 companies in sector 95210 we hold annual accounts for 116. 46 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-2006
Fiscal year end31-12
Activities, NACEBEL
33120Repair and maintenance of machinery
52720
95210Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.