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Generated 13-08-2026
Active BE 0465.576.145Non-profit association

AVJ Liège

Rue Darchis 19 ·4000 Liège, Belgium· 27 yrs active
Sector: Overige maatschappelijke dienstverlening zonder huisvesting voor ouderen of personen met een handicap (88109)
Conclusion Checked

The computed 12-month bankruptcy probability of AVJ Liège is < 0.1% (very low). The 2018 annual accounts show equity of €31k and a net result of €31k. The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €31k
Net result €31k
Staff (FTE) 16
Active 27 yrs
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health75Profitability53Solvency40Growth-Stability85
63 / 100

Strong profile, led by stability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 75
Profitability 53
Solvency 40
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1998, 27 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2018 · computed
75 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2018. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 31-07-2019 with the NBB · fiscal year 2018 · verkort
Fiscal year2018
Depositverkort
Revenue€1.03M
EBITDA€36k
Net profit€31k
Cash flow€33k
Staff costs-
Income taxes-
Dividends-
Total assets€320k
Equity€31k
Debt€288k
of which ≤ 1y€143k
of which > 1y€145k
Working capital€174k
Employees (FTE)16.0
Ratios (computed)
2018
Current ratio2.22
Quick ratio2.22
Working capital ratio54.4%
Solvency9.8%
Debt / equity4.62
Long-term debt ratio4.62
Interest coverage257.35
Gross margin-
Net margin3.1%
ROA9.8%
ROE100.0%
EBITDA margin3.5%
Days sales outstanding0d
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2018
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2018
Balance sheet, Assets
TOTAL ASSETS 20/58€320k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Current assets 29/58€317k
Stocks & contracts in progress 3€178
Amounts receivable within one year 40/41€20
Cash & bank 54/58€192k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€320k
Equity 10/15€31k
Accumulated profits (losses) 14€31k
Amounts payable 17/49€288k
Amounts payable after one year 17€145k
Amounts payable within one year 42/48€143k
Trade debts payable within one year 44€10k
Income statement
Turnover 70€1.03M
Operating result 9901€34k
Financial income 75€54
Financial charges 65€140
Result before taxes 9903€34k
Net result for the period 9904€34k
Result to be appropriated 9905€34k
Ratios computed by Checked.
Directors & mandates 5 directors
Current directors & mandates
  • Anne-Marie MICHIELS
    Managing director
    State Gazette act 22383416 (19-12-2022)
    Current
    19-12-2022 → present
  • Jacques GEORGE
    Managing director
    State Gazette act 22383416 (19-12-2022)
    Current
    19-12-2022 → present
Former directors (3)
  • Francine LAMS
    Managing director
    State Gazette act 22385425 (22-12-2022)
    Former
    - → 22-12-2022
  • Jean-Luc DE LAEVER
    Managing director
    State Gazette act 22385425 (22-12-2022)
    Former
    - → 22-12-2022
  • Régis COLLETTE
    Managing director
    State Gazette act 22385425 (22-12-2022)
    Former
    - → 22-12-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Overige maatschappelijke dienstverlening zonder huisvesting voor ouderen of personen met een handicap(88109)
Legal form Non-profit association(017)
Incorporation24-10-1998
StatusActive
Postal code4000
Establishment units 1 location
AVJ Liège
Rue Darchis 19, 4000 LiègeGemeentelijk gesubsidieerd gewoon technisch en beroepssecundair onderwijs
since 19982.163.008.344
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62803B0157/00P003 Wallonia 698 m² 1 · 189 m² 21.7 m · 7 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2022
22-12-2022
State Gazette act Director changes
Michel COËME
19-12-2022
State Gazette act Director changes
Michel COËME
2019
31-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
12-12-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
17-01-2018
NBB filing Annual accounts filed
fiscal year 2016 · volledig
12-01-2018
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
24-07-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
2014
04-08-2014
NBB filing Annual accounts filed
fiscal year 2013 · volledig
2013
16-05-2013
NBB filing Annual accounts filed
fiscal year 2012 · volledig
2012
04-06-2012
NBB filing Annual accounts filed
fiscal year 2011 · volledig
2011
11-07-2011
NBB filing Annual accounts filed
fiscal year 2010 · volledig
2010
11-05-2010
NBB filing Annual accounts filed
fiscal year 2009 · volledig
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 3 years ago
2022
22-12-2022 3 resigning Director changes·Michel COËME
  • Francine LAMS, Gedelegeerd bestuurder
  • Régis COLLETTE, Gedelegeerd bestuurder
  • Jean-Luc DE LAEVER, Gedelegeerd bestuurder
Notary: Michel COËME · Tilleur
Technical details 
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      "evidence_quote": "Il r\u00E9sulte du PV de l\u0027AG du 6 mai 2022 que l\u0027assembl\u00E9e g\u00E9n\u00E9rale de l\u0027ASBL AVJ LIEGE a constat\u00E9 la d\u00E9mission de Madame Francine LAMS de son poste d\u0027adminsitratrice de l\u0027ASBL.",
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    "filing_date": "2022-12-20",
    "act_kind_objet": "Objet de l\u0027acte:"
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  "decisions": [
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      "body": "algemene_vergadering",
      "date": "2022-05-06",
      "unanimous": null
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      "body": "raad_van_bestuur",
      "date": "2021-08-17",
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  "is_correction": false,
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    "le PV de l\u0027AG du 6 mai 2022",
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  ],
  "corrected_publication_numac": null
}
19-12-2022 2 directors appointed Director changes·Michel COËME
  • Anne-Marie MICHIELS, Gedelegeerd bestuurder
  • Jacques GEORGE, Gedelegeerd bestuurder
Notary: Michel COËME · Tilleur
Technical details 
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  "act_meta": {
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Overige maatschappelijke dienstverlening zonder huisvesting, n.e.g.85323Overige maatschappelijke dienstverlening zonder huisvesting voor ouderen en lichamelijk gehandicapten88109Overige maatschappelijke dienstverlening zonder huisvesting voor ouderen of personen met een handicap88109
Primary activity highlighted.
Names & trade names
Legal nameFR AVJ Liège
Registered office
Rue Darchis 19
4000 Liège, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative